Cheap Quotes for Marcy, NY Car Insurance (2021)

Marcy, New York car insurance rates average $279 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Marcy, NY companies, you can find cheap Marcy car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Marcy, NY are $279/month
  • Average car insurance rates in Marcy, NY after a DUI are $4,479/year
  • The cheapest car insurance company in Marcy is GEICO

How do the Marcy, New York monthly average car insurance rates of $279/month compare to nearby cities like Utica car insurance rates, Buffalo car insurance rates, and Yonkers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Marcy, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Marcy, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Marcy, New York companies to find the most affordable Marcy car insurance rates.

Enter your ZIP code above to find cheap Marcy, NY car insurance quotes today.

What are the minimum Marcy, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Marcy, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Marcy, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Marcy, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Marcy, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Marcy car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Marcy, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,664 $1,603 $1,621 $1,597 $3,566 $5,269 $1,498 $1,542
Liberty Mutual $3,817 $3,817 $3,555 $3,555 $7,452 $12,092 $3,817 $4,053
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,594 $1,489 $1,275 $1,297 $5,459 $6,080 $2,064 $2,016
State Farm $2,137 $2,137 $1,868 $1,868 $6,376 $8,192 $2,356 $2,485
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,564 $1,534 $1,423 $1,418 $6,377 $7,583 $1,993 $2,194

How much do teen drivers pay for car insurance in Marcy, NY?

Marcy, New York car insurance rates for teens are often higher than rates for other drivers. Compare Marcy car insurance rates from multiple Marcy, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Marcy, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $3,566 $5,269
Liberty Mutual $7,452 $12,092
Nationwide $3,940 $5,867
Progressive $5,459 $6,080
State Farm $6,376 $8,192
Travelers $5,818 $6,900
USAA $6,377 $7,583

How much do senior drivers pay for car insurance in Marcy, NY?

With a little research, seniors can find affordable car insurance in Marcy, New York. Here’s a look at how the top Marcy car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Marcy, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,621 $1,597
Liberty Mutual $3,555 $3,555
Nationwide $2,095 $2,095
Progressive $1,275 $1,297
State Farm $1,868 $1,868
Travelers $2,276 $2,434
USAA $1,423 $1,418

How does coverage level affect Marcy, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Marcy, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Marcy, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $2,170 $2,289 $2,426
Liberty Mutual $5,004 $5,251 $5,555
Nationwide $2,774 $2,914 $3,117
Progressive $2,528 $2,646 $2,804
State Farm $3,245 $3,448 $3,589
Travelers $3,323 $3,450 $3,653
USAA $2,921 $2,996 $3,115

How does your driving record affect Marcy, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Marcy, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Marcy, New York companies.

Annual Marcy, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,785 $1,946 $3,664 $1,785
Liberty Mutual $4,216 $4,216 $8,431 $4,216
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,586 $2,586 $2,863 $2,602
State Farm $3,261 $3,261 $3,594 $3,594
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,668 $2,712 $3,952 $2,712

How does a DUI affect Marcy, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Marcy, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Marcy, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,664
Liberty Mutual $8,431
Nationwide $4,955
Progressive $2,863
State Farm $3,594
Travelers $3,767
USAA $3,952

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How does your credit history affect Marcy, NY car insurance rates?

Take a look at the data here to see how your Marcy, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Marcy, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,876 $2,113 $1,896
Liberty Mutual $7,368 $4,824 $3,617
Nationwide $2,935 $2,935 $2,935
Progressive $4,197 $2,180 $1,601
State Farm $4,840 $3,035 $2,408
Travelers $4,761 $3,027 $2,638
USAA $4,621 $2,339 $2,072

How does your commute affect Marcy, NY car insurance rates?

Marcy, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Marcy if you’re financing.

Annual Car Insurance Rates by Commute Length in Marcy, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $2,227 $2,363
Liberty Mutual $5,122 $5,417
Nationwide $2,935 $2,935
Progressive $2,659 $2,659
State Farm $3,306 $3,549
Travelers $3,475 $3,475
USAA $2,981 $3,040

Who has the cheapest Marcy, NY car insurance rates?

Here’s a breakdown of Marcy, New York car insurance rates by company. You can see which company offers the cheapest Marcy car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Marcy, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Marcy, NY car insurance companies?

Which Marcy, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Marcy companies to find the one for you.

Average Annual Car Insurance Rates by Company in Marcy, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $2,295
Liberty Mutual $5,270
Nationwide $2,935
Progressive $2,659
State Farm $3,428
Travelers $3,475
USAA $3,011

Car Insurance Quotes for Marcy, NY

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