Cheap Quotes for Manitowoc, WI Car Insurance (2021)

Manitowoc, Wisconsin car insurance rates average $216 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Manitowoc, WI companies, you can find cheap Manitowoc car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Manitowoc, WI after a DUI are $2,873/year
  • Average car insurance rates in Manitowoc, WI are $216/month
  • Average car insurance rates in Manitowoc, WI for senior drivers are $1,430/year

How do the Manitowoc, Wisconsin monthly average car insurance rates of $216/month compare to nearby cities like Waukesha car insurance rates, Green Bay car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Manitowoc, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Manitowoc, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Manitowoc, Wisconsin companies to find the most affordable Manitowoc car insurance rates.

Enter your ZIP code above to find cheap Manitowoc, WI car insurance quotes today.

What are the minimum Manitowoc, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Manitowoc, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Manitowoc, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Manitowoc, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Manitowoc, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Manitowoc car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manitowoc, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $815 $847 $787 $789 $2,547 $2,785 $962 $1,019
Farmers $1,669 $1,665 $1,477 $1,572 $8,137 $8,414 $1,894 $1,972
GEICO $1,191 $1,321 $1,254 $1,460 $4,000 $4,299 $1,100 $1,124
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,831 $2,972 $2,363 $2,484 $5,992 $9,236 $3,461 $4,065
Progressive $1,690 $1,611 $1,387 $1,443 $6,298 $7,108 $2,021 $2,174
State Farm $1,169 $1,169 $1,046 $1,046 $3,424 $4,317 $1,320 $1,512
USAA $1,071 $1,065 $980 $989 $2,761 $3,180 $1,379 $1,504

How much do teen drivers pay for car insurance in Manitowoc, WI?

Manitowoc, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Manitowoc car insurance rates from multiple Manitowoc, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Manitowoc, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,547 $2,785
Farmers $8,137 $8,414
GEICO $4,000 $4,299
Liberty Mutual $5,627 $6,311
Nationwide $5,992 $9,236
Progressive $6,298 $7,108
State Farm $3,424 $4,317
USAA $2,761 $3,180

How much do senior drivers pay for car insurance in Manitowoc, WI?

With a little research, seniors can find affordable car insurance in Manitowoc, Wisconsin. Here’s a look at how the top Manitowoc car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Manitowoc, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $787 $789
Farmers $1,477 $1,572
GEICO $1,254 $1,460
Liberty Mutual $1,281 $1,454
Nationwide $2,363 $2,484
Progressive $1,387 $1,443
State Farm $1,046 $1,046
USAA $980 $989

How does coverage level affect Manitowoc, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Manitowoc, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Manitowoc, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,295 $1,331 $1,330
Farmers $3,065 $3,322 $3,662
GEICO $1,809 $1,967 $2,130
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,032 $4,176 $4,320
Progressive $2,761 $2,993 $3,145
State Farm $1,765 $1,881 $1,980
USAA $1,547 $1,617 $1,683

How does your driving record affect Manitowoc, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Manitowoc, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Manitowoc, Wisconsin companies.

Annual Manitowoc, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,264 $1,337 $1,337 $1,337
Farmers $2,916 $3,694 $3,494 $3,296
GEICO $1,357 $2,205 $2,556 $1,756
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,531 $4,084 $5,004 $4,084
Progressive $2,719 $3,285 $2,822 $3,040
State Farm $1,719 $2,032 $1,875 $1,875
USAA $1,267 $1,598 $2,154 $1,445

How does a DUI affect Manitowoc, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Manitowoc, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Manitowoc, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,588
American Family $1,337
Farmers $3,494
GEICO $2,556
Liberty Mutual $3,028
Nationwide $5,004
Progressive $2,822
State Farm $1,875
USAA $2,154

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How does your credit history affect Manitowoc, WI car insurance rates?

Take a look at the data here to see how your Manitowoc, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Manitowoc, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,773 $1,160 $1,023
Farmers $3,782 $3,205 $3,063
GEICO $2,582 $1,843 $1,481
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,694 $3,916 $3,916
Progressive $3,380 $2,862 $2,657
State Farm $2,797 $1,606 $1,224
USAA $2,466 $1,321 $1,061

How does your commute affect Manitowoc, WI car insurance rates?

Manitowoc, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Manitowoc if you’re financing.

Annual Car Insurance Rates by Commute Length in Manitowoc, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,297 $1,341
Farmers $3,350 $3,350
GEICO $1,929 $2,009
Liberty Mutual $2,687 $2,687
Nationwide $4,176 $4,176
Progressive $2,967 $2,967
State Farm $1,829 $1,922
USAA $1,595 $1,637

Who has the cheapest Manitowoc, WI car insurance rates?

Here’s a breakdown of Manitowoc, Wisconsin car insurance rates by company. You can see which company offers the cheapest Manitowoc car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Manitowoc, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Manitowoc, WI car insurance companies?

Which Manitowoc, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Manitowoc companies to find the one for you.

Average Annual Car Insurance Rates by Company in Manitowoc, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,319
Farmers $3,350
GEICO $1,969
Liberty Mutual $2,687
Nationwide $4,176
Progressive $2,967
State Farm $1,875
USAA $1,616

What factors affect Manitowoc, WI car insurance rates?

Why are Manitowoc, Wisconsin car insurance rates different than rates in Waukesha or Green Bay? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Manitowoc, WI?

FBI statistics show that the Manitowoc, Wisconsin car theft rate is 26 thefts each year. High theft rates can lead to higher than average Manitowoc, WI car insurance rates.

How long is the average commute in Manitowoc, WI?

More time spent behind the wheel can lead to higher Manitowoc, Wisconsin car insurance rates. In Manitowoc, WI, the average commute length is 15.8 minutes.

Car Insurance Quotes for Manitowoc, WI

Shop for affordable Manitowoc, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Manitowoc, WI car insurance companies.

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