Cheap Quotes for Malvern, AL Car Insurance (2021)

Malvern, Alabama car insurance rates average $288 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Malvern, AL companies, you can find cheap Malvern car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Malvern has an average commute time of 25.4 minutes
  • Average car insurance rates in Malvern, AL after a DUI are $3,945/year
  • The cheapest car insurance company in Malvern is USAA

How do the Malvern, Alabama monthly average car insurance rates of $288/month compare to nearby cities like Auburn car insurance rates, Dothan car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Malvern, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Malvern, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Malvern, Alabama companies to find the most affordable Malvern car insurance rates.

Enter your ZIP code above to find cheap Malvern, AL car insurance quotes today.

What are the minimum Malvern, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Malvern, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Malvern, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Malvern, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Malvern, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Malvern car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malvern, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,376 $2,222 $1,952 $2,090 $9,743 $10,854 $2,767 $2,918
State Farm $2,617 $2,617 $2,382 $2,382 $8,086 $10,119 $2,960 $3,412
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

How much do teen drivers pay for car insurance in Malvern, AL?

Malvern, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Malvern car insurance rates from multiple Malvern, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Malvern, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $9,743 $10,854
State Farm $8,086 $10,119
Travelers $7,744 $12,202
USAA $3,648 $4,046

How much do senior drivers pay for car insurance in Malvern, AL?

With a little research, seniors can find affordable car insurance in Malvern, Alabama. Here’s a look at how the top Malvern car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Malvern, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,952 $2,090
State Farm $2,382 $2,382
Travelers $1,367 $1,366
USAA $1,159 $1,139

How does coverage level affect Malvern, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Malvern, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Malvern, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,865 $4,339 $4,891
State Farm $4,067 $4,316 $4,582
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

How does your driving record affect Malvern, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Malvern, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Malvern, Alabama companies.

Annual Malvern, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,933 $4,952 $4,258 $4,318
State Farm $3,889 $4,850 $4,274 $4,274
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

How does a DUI affect Malvern, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Malvern, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Malvern, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,257
Nationwide $3,241
Progressive $4,258
State Farm $4,274
Travelers $4,566
USAA $2,835

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How does your credit history affect Malvern, AL car insurance rates?

Take a look at the data here to see how your Malvern, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Malvern, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,923 $4,226 $3,946
State Farm $7,006 $3,548 $2,411
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

How does your commute affect Malvern, AL car insurance rates?

Malvern, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Malvern if you’re financing.

Annual Car Insurance Rates by Commute Length in Malvern, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $4,365 $4,365
State Farm $4,216 $4,428
Travelers $3,579 $3,579
USAA $1,890 $2,071

Who has the cheapest Malvern, AL car insurance rates?

Here’s a breakdown of Malvern, Alabama car insurance rates by company. You can see which company offers the cheapest Malvern car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Malvern, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Malvern, AL car insurance companies?

Which Malvern, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Malvern companies to find the one for you.

Average Annual Car Insurance Rates by Company in Malvern, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,927
Nationwide $2,548
Progressive $4,365
State Farm $4,322
Travelers $3,579
USAA $1,981

What factors affect Malvern, AL car insurance rates?

Why are Malvern, Alabama car insurance rates different than rates in Auburn or Dothan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Malvern, AL?

More time spent behind the wheel can lead to higher Malvern, Alabama car insurance rates. In Malvern, AL, the average commute length is 25.4 minutes.

Car Insurance Quotes for Malvern, AL

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