Cheap Quotes for Malcolm, AL Car Insurance (2021)

Malcolm, Alabama car insurance rates average $316 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Malcolm, AL companies, you can find cheap Malcolm car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Malcolm, AL for senior drivers are $2,028/year
  • Average car insurance rates in Malcolm, AL are $316/month
  • The cheapest car insurance company in Malcolm is USAA

How do the Malcolm, Alabama monthly average car insurance rates of $316/month compare to nearby cities like Dothan car insurance rates, Tuscaloosa car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Malcolm, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Malcolm, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Malcolm, Alabama companies to find the most affordable Malcolm car insurance rates.

Enter your ZIP code above to find cheap Malcolm, AL car insurance quotes today.

What are the minimum Malcolm, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Malcolm, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Malcolm, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Malcolm, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Malcolm, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Malcolm car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malcolm, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,086 $1,957 $1,997 $7,273 $7,822 $2,468 $2,536
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,405 $3,684 $2,793 $3,131 $12,243 $13,628 $3,628 $3,867
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,575 $1,602 $1,464 $1,462 $8,180 $12,821 $1,494 $1,742
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

How much do teen drivers pay for car insurance in Malcolm, AL?

Malcolm, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Malcolm car insurance rates from multiple Malcolm, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Malcolm, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,273 $7,822
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $12,243 $13,628
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,362 $10,517
Travelers $8,180 $12,821
USAA $4,020 $4,464

How much do senior drivers pay for car insurance in Malcolm, AL?

With a little research, seniors can find affordable car insurance in Malcolm, Alabama. Here’s a look at how the top Malcolm car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Malcolm, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,997
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,793 $3,131
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,624 $2,624
Travelers $1,464 $1,462
USAA $1,271 $1,252

How does coverage level affect Malcolm, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Malcolm, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Malcolm, Alabama

Insurance Company Low Medium High
Allstate $3,427 $3,532 $3,659
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,518 $5,769 $6,105
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,411 $4,630 $4,873
Travelers $3,629 $3,868 $3,881
USAA $2,105 $2,171 $2,271

How does your driving record affect Malcolm, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Malcolm, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Malcolm, Alabama companies.

Annual Malcolm, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $3,555 $4,168 $3,403
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,549 $6,322 $6,196 $6,123
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,162 $3,320 $4,834 $3,855
USAA $1,678 $2,102 $3,133 $1,816

How does a DUI affect Malcolm, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Malcolm, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Malcolm, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,168
Farmers $4,620
GEICO $3,808
Liberty Mutual $6,196
Nationwide $3,353
Progressive $4,203
State Farm $4,592
Travelers $4,834
USAA $3,133

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How does your credit history affect Malcolm, AL car insurance rates?

Take a look at the data here to see how your Malcolm, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Malcolm, Alabama

Insurance Company Poor Fair Good
Allstate $4,385 $3,431 $2,803
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $8,313 $5,086 $3,993
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,514 $3,809 $2,592
Travelers $4,141 $3,585 $3,651
USAA $2,937 $1,908 $1,703

How does your commute affect Malcolm, AL car insurance rates?

Malcolm, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Malcolm if you’re financing.

Annual Car Insurance Rates by Commute Length in Malcolm, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,798 $5,798
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,528 $4,748
Travelers $3,793 $3,793
USAA $2,082 $2,282

Who has the cheapest Malcolm, AL car insurance rates?

Here’s a breakdown of Malcolm, Alabama car insurance rates by company. You can see which company offers the cheapest Malcolm car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Malcolm, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Malcolm, AL car insurance companies?

Which Malcolm, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Malcolm companies to find the one for you.

Average Annual Car Insurance Rates by Company in Malcolm, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,798
Nationwide $2,623
Progressive $4,339
State Farm $4,638
Travelers $3,793
USAA $2,182

Car Insurance Quotes for Malcolm, AL

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