Cheap Quotes for Magnolia Springs, AL Car Insurance (2021)

Magnolia Springs, Alabama car insurance rates average $294 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Magnolia Springs, AL companies, you can find cheap Magnolia Springs car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Magnolia Springs, AL after a DUI are $4,026/year
  • Average car insurance rates in Magnolia Springs, AL are $294/month
  • Average car insurance rates in Magnolia Springs, AL for senior drivers are $1,863/year

How do the Magnolia Springs, Alabama monthly average car insurance rates of $294/month compare to nearby cities like Mobile car insurance rates, Decatur car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Magnolia Springs, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Magnolia Springs, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Magnolia Springs, Alabama companies to find the most affordable Magnolia Springs car insurance rates.

Enter your ZIP code above to find cheap Magnolia Springs, AL car insurance quotes today.

What are the minimum Magnolia Springs, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Magnolia Springs, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Magnolia Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Magnolia Springs, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Magnolia Springs, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Magnolia Springs car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,370 $2,355 $2,116 $2,249 $9,222 $9,501 $2,688 $2,789
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,428 $2,280 $1,995 $2,126 $9,833 $10,978 $2,836 $3,004
State Farm $2,557 $2,557 $2,325 $2,325 $7,910 $9,880 $2,892 $3,348
Travelers $1,402 $1,422 $1,323 $1,316 $7,554 $11,844 $1,328 $1,510
USAA $1,203 $1,220 $1,130 $1,109 $3,571 $3,954 $1,561 $1,684

How much do teen drivers pay for car insurance in Magnolia Springs, AL?

Magnolia Springs, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Magnolia Springs car insurance rates from multiple Magnolia Springs, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Magnolia Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,222 $9,501
GEICO $5,246 $5,134
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,833 $10,978
State Farm $7,910 $9,880
Travelers $7,554 $11,844
USAA $3,571 $3,954

How much do senior drivers pay for car insurance in Magnolia Springs, AL?

With a little research, seniors can find affordable car insurance in Magnolia Springs, Alabama. Here’s a look at how the top Magnolia Springs car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Magnolia Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,116 $2,249
GEICO $1,893 $1,961
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,995 $2,126
State Farm $2,325 $2,325
Travelers $1,323 $1,316
USAA $1,130 $1,109

How does coverage level affect Magnolia Springs, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Magnolia Springs, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Magnolia Springs, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,922 $4,104 $4,458
GEICO $2,550 $2,763 $3,013
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,945 $4,412 $4,948
State Farm $3,988 $4,218 $4,466
Travelers $3,292 $3,531 $3,564
USAA $1,850 $1,917 $2,020

How does your driving record affect Magnolia Springs, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Magnolia Springs, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Magnolia Springs, Alabama companies.

Annual Magnolia Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,503 $4,532 $4,421 $4,189
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,999 $5,023 $4,325 $4,393
State Farm $3,800 $4,742 $4,177 $4,177
Travelers $2,882 $3,024 $4,434 $3,510
USAA $1,487 $1,866 $2,755 $1,608

How does a DUI affect Magnolia Springs, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Magnolia Springs, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Magnolia Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,421
GEICO $3,740
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,325
State Farm $4,177
Travelers $4,434
USAA $2,755

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Magnolia Springs, AL car insurance rates?

Take a look at the data here to see how your Magnolia Springs, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Magnolia Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,661 $4,016 $3,807
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $5,011 $4,291 $4,003
State Farm $6,846 $3,468 $2,358
Travelers $3,774 $3,275 $3,338
USAA $2,577 $1,694 $1,516

How does your commute affect Magnolia Springs, AL car insurance rates?

Magnolia Springs, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Magnolia Springs if you’re financing.

Annual Car Insurance Rates by Commute Length in Magnolia Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,161 $4,161
GEICO $2,727 $2,823
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,435 $4,435
State Farm $4,123 $4,326
Travelers $3,462 $3,462
USAA $1,841 $2,017

Who has the cheapest Magnolia Springs, AL car insurance rates?

Here’s a breakdown of Magnolia Springs, Alabama car insurance rates by company. You can see which company offers the cheapest Magnolia Springs car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Magnolia Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Magnolia Springs, AL car insurance companies?

Which Magnolia Springs, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Magnolia Springs companies to find the one for you.

Average Annual Car Insurance Rates by Company in Magnolia Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,161
GEICO $2,775
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,435
State Farm $4,224
Travelers $3,462
USAA $1,929

What factors affect Magnolia Springs, AL car insurance rates?

Why are Magnolia Springs, Alabama car insurance rates different than rates in Mobile or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Magnolia Springs, AL?

More time spent behind the wheel can lead to higher Magnolia Springs, Alabama car insurance rates. In Magnolia Springs, AL, the average commute length is 41.4 minutes.

Car Insurance Quotes for Magnolia Springs, AL

Shop for affordable Magnolia Springs, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Magnolia Springs, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption