Cheap Quotes for Magnolia, AR Car Insurance (2021)

Magnolia, Arkansas car insurance rates average $349 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Magnolia, AR companies, you can find cheap Magnolia car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Magnolia, AR after a DUI are $5,063/year
  • The cheapest car insurance company in Magnolia is USAA
  • Average car insurance rates in Magnolia, AR for senior drivers are $2,211/year

How do the Magnolia, Arkansas monthly average car insurance rates of $349/month compare to nearby cities like Conway car insurance rates, Pine Bluff car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Magnolia, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Magnolia, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Magnolia, Arkansas companies to find the most affordable Magnolia car insurance rates.

Enter your ZIP code above to find cheap Magnolia, AR car insurance quotes today.

What are the minimum Magnolia, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Magnolia, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Magnolia, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Magnolia, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Magnolia, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Magnolia car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,170 $3,216 $2,802 $3,004 $11,111 $13,247 $3,541 $3,865
Farmers $2,276 $2,269 $2,039 $2,137 $9,192 $9,526 $2,600 $2,748
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,476 $2,652 $2,356 $2,630 $9,034 $9,958 $2,688 $2,820
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,639 $2,522 $2,166 $2,255 $10,622 $11,992 $3,156 $3,403
State Farm $1,843 $1,843 $1,634 $1,634 $5,122 $6,460 $2,072 $2,369
Travelers $2,344 $2,392 $2,291 $2,303 $13,339 $21,459 $2,493 $2,911
USAA $1,421 $1,437 $1,314 $1,327 $4,446 $4,665 $1,835 $1,983

How much do teen drivers pay for car insurance in Magnolia, AR?

Magnolia, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Magnolia car insurance rates from multiple Magnolia, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Magnolia, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,111 $13,247
Farmers $9,192 $9,526
GEICO $6,742 $6,800
Liberty Mutual $9,034 $9,958
Nationwide $6,216 $7,979
Progressive $10,622 $11,992
State Farm $5,122 $6,460
Travelers $13,339 $21,459
USAA $4,446 $4,665

How much do senior drivers pay for car insurance in Magnolia, AR?

With a little research, seniors can find affordable car insurance in Magnolia, Arkansas. Here’s a look at how the top Magnolia car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Magnolia, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $3,004
Farmers $2,039 $2,137
GEICO $2,547 $2,475
Liberty Mutual $2,356 $2,630
Nationwide $2,364 $2,513
Progressive $2,166 $2,255
State Farm $1,634 $1,634
Travelers $2,291 $2,303
USAA $1,314 $1,327

How does coverage level affect Magnolia, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Magnolia, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Magnolia, Arkansas

Insurance Company Low Medium High
Allstate $5,364 $5,491 $5,628
Farmers $3,914 $4,060 $4,320
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,186 $4,297 $4,498
Nationwide $3,882 $3,758 $3,859
Progressive $4,481 $4,766 $5,285
State Farm $2,745 $2,869 $3,001
Travelers $5,899 $6,209 $6,466
USAA $2,214 $2,296 $2,401

How does your driving record affect Magnolia, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Magnolia, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Magnolia, Arkansas companies.

Annual Magnolia, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,569 $5,709 $6,288 $5,412
Farmers $3,471 $4,433 $4,329 $4,162
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,938 $4,795 $5,618 $3,956
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,186 $5,768 $4,395 $5,028
State Farm $2,649 $3,095 $2,872 $2,872
Travelers $5,195 $5,368 $7,826 $6,378
USAA $1,769 $2,241 $3,240 $1,964

How does a DUI affect Magnolia, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Magnolia, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Magnolia, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,288
Farmers $4,329
GEICO $5,763
Liberty Mutual $5,618
Nationwide $5,241
Progressive $4,395
State Farm $2,872
Travelers $7,826
USAA $3,240

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How does your credit history affect Magnolia, AR car insurance rates?

Take a look at the data here to see how your Magnolia, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Magnolia, Arkansas

Insurance Company Poor Fair Good
Allstate $6,923 $5,280 $4,281
Farmers $4,674 $3,901 $3,719
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,252 $3,775 $2,954
Nationwide $4,545 $3,642 $3,312
Progressive $5,527 $4,674 $4,332
State Farm $4,162 $2,505 $1,950
Travelers $7,116 $5,925 $5,534
USAA $3,059 $2,081 $1,771

How does your commute affect Magnolia, AR car insurance rates?

Magnolia, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Magnolia if you’re financing.

Annual Car Insurance Rates by Commute Length in Magnolia, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,495 $5,495
Farmers $4,098 $4,098
GEICO $3,661 $3,698
Liberty Mutual $4,327 $4,327
Nationwide $3,833 $3,833
Progressive $4,844 $4,844
State Farm $2,804 $2,940
Travelers $6,192 $6,192
USAA $2,237 $2,370

Who has the cheapest Magnolia, AR car insurance rates?

Here’s a breakdown of Magnolia, Arkansas car insurance rates by company. You can see which company offers the cheapest Magnolia car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Magnolia, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Magnolia, AR car insurance companies?

Which Magnolia, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Magnolia companies to find the one for you.

Average Annual Car Insurance Rates by Company in Magnolia, Arkansas

Insurance Company Average Annual Rates
Allstate $5,495
Farmers $4,098
GEICO $3,679
Liberty Mutual $4,327
Nationwide $3,833
Progressive $4,844
State Farm $2,872
Travelers $6,192
USAA $2,303

What factors affect Magnolia, AR car insurance rates?

Why are Magnolia, Arkansas car insurance rates different than rates in Conway or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Magnolia, AR?

More time spent behind the wheel can lead to higher Magnolia, Arkansas car insurance rates. In Magnolia, AR, the average commute length is 12.1 minutes.

Car Insurance Quotes for Magnolia, AR

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