Cheap Quotes for Magnet, NE Car Insurance (2021)

Magnet, Nebraska car insurance rates average $271 a month and Nebraska law requires coverage of at least 25/50/25. By comparing rates from multiple Magnet, NE companies, you can find cheap Magnet car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Magnet has an average commute time of 20.0 minutes
  • The cheapest car insurance company in Magnet is American Family
  • Average car insurance rates in Magnet, NE are $271/month

How do the Magnet, Nebraska monthly average car insurance rates of $271/month compare to nearby cities like Omaha car insurance rates, Kearney car insurance rates, and Hastings car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Magnet, NE.

We’ll cover the Nebraska minimum coverage requirements, Nebraska car insurance laws, and Magnet, NE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Magnet, Nebraska companies to find the most affordable Magnet car insurance rates.

Enter your ZIP code above to find cheap Magnet, NE car insurance quotes today.

What are the minimum Magnet, NE car insurance requirements?

To meet Nebraska minimum car insurance coverage requirements, Magnet, NE drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Magnet, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Magnet, NE car insurance rates?

Three of the criteria that most affect car insurance rates in Magnet, Nebraska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Magnet car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnet, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,699 $1,699 $1,549 $1,549 $2,861 $4,224 $1,662 $1,800
Farmers $2,247 $2,232 $2,013 $2,128 $8,756 $9,011 $2,541 $2,649
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,160 $3,432 $2,496 $3,041 $13,311 $14,966 $3,321 $3,678
Nationwide $1,780 $1,840 $1,592 $1,707 $4,045 $5,057 $2,043 $2,212
Progressive $1,846 $1,789 $1,516 $1,570 $6,982 $7,875 $2,213 $2,368
State Farm $1,645 $1,645 $1,441 $1,441 $4,446 $5,679 $1,817 $2,055
USAA $1,328 $1,326 $1,208 $1,245 $4,156 $4,977 $1,718 $1,917

How much do teen drivers pay for car insurance in Magnet, NE?

Magnet, Nebraska car insurance rates for teens are often higher than rates for other drivers. Compare Magnet car insurance rates from multiple Magnet, Nebraska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Magnet, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,861 $4,224
Farmers $8,756 $9,011
GEICO $5,684 $7,440
Liberty Mutual $13,311 $14,966
Nationwide $4,045 $5,057
Progressive $6,982 $7,875
State Farm $4,446 $5,679
USAA $4,156 $4,977

How much do senior drivers pay for car insurance in Magnet, NE?

With a little research, seniors can find affordable car insurance in Magnet, Nebraska. Here’s a look at how the top Magnet car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Magnet, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,549 $1,549
Farmers $2,013 $2,128
GEICO $2,692 $2,591
Liberty Mutual $2,496 $3,041
Nationwide $1,592 $1,707
Progressive $1,516 $1,570
State Farm $1,441 $1,441
USAA $1,208 $1,245

How does coverage level affect Magnet, NE car insurance rates?

How much coverage do you need? Are you comfortable with the Nebraska minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Magnet, NE car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Magnet, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,113 $2,194 $2,085
Farmers $3,771 $3,888 $4,183
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,759 $5,894 $6,124
Nationwide $2,579 $2,523 $2,502
Progressive $3,138 $3,262 $3,409
State Farm $2,420 $2,517 $2,626
USAA $2,162 $2,231 $2,310

How does your driving record affect Magnet, NE car insurance rates?

Safe driving pays off. The more traffic violations you have in Magnet, NE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Magnet, Nebraska companies.

Annual Magnet, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,084 $2,268 $2,084 $2,084
Farmers $3,337 $4,286 $4,181 $3,985
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,088 $5,983 $6,494 $6,137
Nationwide $1,795 $2,596 $3,710 $2,036
Progressive $2,784 $4,067 $3,110 $3,118
State Farm $2,343 $2,699 $2,521 $2,521
USAA $1,696 $2,135 $3,185 $1,921

How does a DUI affect Magnet, NE car insurance rates?

With even one DUI on your record, you can see an increase in your Magnet, NE car insurance rates.

Annual Car Insurance Rates After a DUI in Magnet, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,084
Farmers $4,181
GEICO $4,992
Liberty Mutual $6,494
Nationwide $3,710
Progressive $3,110
State Farm $2,521
USAA $3,185

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How does your credit history affect Magnet, NE car insurance rates?

Take a look at the data here to see how your Magnet, Nebraska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Magnet, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,857 $1,949 $1,585
Farmers $4,520 $3,752 $3,570
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,556 $5,161 $4,061
Nationwide $3,050 $2,422 $2,131
Progressive $3,762 $3,147 $2,900
State Farm $3,664 $2,196 $1,704
USAA $2,976 $2,015 $1,711

How does your commute affect Magnet, NE car insurance rates?

Magnet, NE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Nebraska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Magnet if you’re financing.

Annual Car Insurance Rates by Commute Length in Magnet, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,113 $2,148
Farmers $3,947 $3,947
GEICO $3,535 $3,646
Liberty Mutual $5,926 $5,926
Nationwide $2,534 $2,534
Progressive $3,270 $3,270
State Farm $2,456 $2,586
USAA $2,208 $2,260

Who has the cheapest Magnet, NE car insurance rates?

Here’s a breakdown of Magnet, Nebraska car insurance rates by company. You can see which company offers the cheapest Magnet car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Magnet, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Magnet, NE car insurance companies?

Which Magnet, Nebraska car insurance company will best fit your needs and budget? Check out this comparison of the top Magnet companies to find the one for you.

Average Annual Car Insurance Rates by Company in Magnet, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,130
Farmers $3,947
GEICO $3,591
Liberty Mutual $5,926
Nationwide $2,534
Progressive $3,270
State Farm $2,521
USAA $2,234

What factors affect Magnet, NE car insurance rates?

Why are Magnet, Nebraska car insurance rates different than rates in Omaha or Kearney? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Magnet, NE?

More time spent behind the wheel can lead to higher Magnet, Nebraska car insurance rates. In Magnet, NE, the average commute length is 20.0 minutes.

Car Insurance Quotes for Magnet, NE

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