Cheap Quotes for Lynn, AL Car Insurance (2021)

Lynn, Alabama car insurance rates average $305 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Lynn, AL companies, you can find cheap Lynn car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Lynn has an average commute time of 26.1 minutes
  • Average car insurance rates in Lynn, AL for senior drivers are $1,944/year
  • Average car insurance rates in Lynn, AL after a DUI are $4,181/year

How do the Lynn, Alabama monthly average car insurance rates of $305/month compare to nearby cities like Auburn car insurance rates, Huntsville car insurance rates, and Dothan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lynn, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Lynn, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lynn, Alabama companies to find the most affordable Lynn car insurance rates.

Enter your ZIP code above to find cheap Lynn, AL car insurance quotes today.

What are the minimum Lynn, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Lynn, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Lynn, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Lynn, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Lynn, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lynn car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lynn, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,241 $3,503 $2,651 $2,964 $11,718 $13,033 $3,465 $3,705
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,329 $2,201 $1,902 $2,034 $9,068 $10,123 $2,722 $2,875
State Farm $2,783 $2,783 $2,480 $2,480 $7,990 $10,011 $3,134 $3,627
Travelers $1,572 $1,598 $1,468 $1,464 $8,313 $13,064 $1,489 $1,723
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

How much do teen drivers pay for car insurance in Lynn, AL?

Lynn, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Lynn car insurance rates from multiple Lynn, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lynn, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $11,718 $13,033
Nationwide $5,097 $6,597
Progressive $9,068 $10,123
State Farm $7,990 $10,011
Travelers $8,313 $13,064
USAA $3,937 $4,370

How much do senior drivers pay for car insurance in Lynn, AL?

With a little research, seniors can find affordable car insurance in Lynn, Alabama. Here’s a look at how the top Lynn car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lynn, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,651 $2,964
Nationwide $1,740 $1,806
Progressive $1,902 $2,034
State Farm $2,480 $2,480
Travelers $1,468 $1,464
USAA $1,233 $1,209

How does coverage level affect Lynn, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lynn, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lynn, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $5,301 $5,511 $5,794
Nationwide $2,958 $2,923 $2,978
Progressive $3,753 $4,129 $4,588
State Farm $4,227 $4,404 $4,602
Travelers $3,656 $3,913 $3,940
USAA $2,056 $2,116 $2,208

How does your driving record affect Lynn, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Lynn, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lynn, Alabama companies.

Annual Lynn, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,339 $6,041 $5,914 $5,847
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,772 $4,698 $4,013 $4,145
State Farm $4,011 $4,900 $4,367 $4,367
Travelers $3,196 $3,355 $4,898 $3,896
USAA $1,635 $2,051 $3,053 $1,769

How does a DUI affect Lynn, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Lynn, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Lynn, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,914
Nationwide $3,777
Progressive $4,013
State Farm $4,367
Travelers $4,898
USAA $3,053

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How does your credit history affect Lynn, AL car insurance rates?

Take a look at the data here to see how your Lynn, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lynn, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,939 $4,855 $3,810
Nationwide $3,571 $2,778 $2,510
Progressive $4,725 $4,014 $3,732
State Farm $7,152 $3,621 $2,460
Travelers $4,186 $3,627 $3,696
USAA $2,867 $1,857 $1,656

How does your commute affect Lynn, AL car insurance rates?

Lynn, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lynn if you’re financing.

Annual Car Insurance Rates by Commute Length in Lynn, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $5,535 $5,535
Nationwide $2,953 $2,953
Progressive $4,157 $4,157
State Farm $4,310 $4,512
Travelers $3,836 $3,836
USAA $2,029 $2,224

Who has the cheapest Lynn, AL car insurance rates?

Here’s a breakdown of Lynn, Alabama car insurance rates by company. You can see which company offers the cheapest Lynn car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lynn, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Lynn, AL car insurance companies?

Which Lynn, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Lynn companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lynn, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $5,535
Nationwide $2,953
Progressive $4,157
State Farm $4,411
Travelers $3,836
USAA $2,127

What factors affect Lynn, AL car insurance rates?

Why are Lynn, Alabama car insurance rates different than rates in Auburn or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lynn, AL?

More time spent behind the wheel can lead to higher Lynn, Alabama car insurance rates. In Lynn, AL, the average commute length is 26.1 minutes.

Car Insurance Quotes for Lynn, AL

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