Cheap Quotes for Luxora, AR Car Insurance (2021)

Luxora, Arkansas car insurance rates average $338 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Luxora, AR companies, you can find cheap Luxora car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Luxora, AR for senior drivers are $2,107/year
  • The cheapest car insurance company in Luxora is USAA
  • Average car insurance rates in Luxora, AR after a DUI are $4,908/year

How do the Luxora, Arkansas monthly average car insurance rates of $338/month compare to nearby cities like Jonesboro car insurance rates, Rogers car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Luxora, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Luxora, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Luxora, Arkansas companies to find the most affordable Luxora car insurance rates.

Enter your ZIP code above to find cheap Luxora, AR car insurance quotes today.

What are the minimum Luxora, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Luxora, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Luxora, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Luxora, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Luxora, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Luxora car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luxora, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,904 $2,583 $2,763 $10,625 $12,733 $3,178 $3,438
Farmers $2,191 $2,179 $1,958 $2,060 $9,178 $9,506 $2,509 $2,641
GEICO $2,433 $2,404 $2,244 $2,181 $6,388 $6,399 $2,395 $2,428
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,521 $2,394 $2,071 $2,164 $10,446 $11,774 $3,008 $3,239
State Farm $1,718 $1,718 $1,544 $1,544 $5,031 $6,323 $1,938 $2,222
Travelers $2,368 $2,412 $2,345 $2,351 $13,921 $22,396 $2,535 $2,921
USAA $1,412 $1,425 $1,310 $1,318 $4,459 $4,670 $1,820 $1,964

How much do teen drivers pay for car insurance in Luxora, AR?

Luxora, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Luxora car insurance rates from multiple Luxora, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Luxora, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,625 $12,733
Farmers $9,178 $9,506
GEICO $6,388 $6,399
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $10,446 $11,774
State Farm $5,031 $6,323
Travelers $13,921 $22,396
USAA $4,459 $4,670

How much do senior drivers pay for car insurance in Luxora, AR?

With a little research, seniors can find affordable car insurance in Luxora, Arkansas. Here’s a look at how the top Luxora car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Luxora, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,583 $2,763
Farmers $1,958 $2,060
GEICO $2,244 $2,181
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,071 $2,164
State Farm $1,544 $1,544
Travelers $2,345 $2,351
USAA $1,310 $1,318

How does coverage level affect Luxora, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Luxora, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Luxora, Arkansas

Insurance Company Low Medium High
Allstate $4,983 $5,136 $5,298
Farmers $3,832 $3,987 $4,264
GEICO $3,208 $3,358 $3,511
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,299 $4,615 $5,192
State Farm $2,612 $2,752 $2,900
Travelers $6,081 $6,424 $6,714
USAA $2,202 $2,289 $2,401

How does your driving record affect Luxora, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Luxora, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Luxora, Arkansas companies.

Annual Luxora, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,236 $5,336 $5,922 $5,062
Farmers $3,405 $4,362 $4,263 $4,081
GEICO $2,283 $3,496 $5,199 $2,457
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,058 $5,617 $4,265 $4,868
State Farm $2,524 $2,986 $2,755 $2,755
Travelers $5,366 $5,544 $8,124 $6,591
USAA $1,763 $2,239 $3,229 $1,959

How does a DUI affect Luxora, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Luxora, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Luxora, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,922
Farmers $4,263
GEICO $5,199
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,265
State Farm $2,755
Travelers $8,124
USAA $3,229

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How does your credit history affect Luxora, AR car insurance rates?

Take a look at the data here to see how your Luxora, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Luxora, Arkansas

Insurance Company Poor Fair Good
Allstate $6,455 $4,951 $4,011
Farmers $4,582 $3,842 $3,660
GEICO $4,024 $3,309 $2,745
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,343 $4,544 $4,220
State Farm $3,991 $2,403 $1,871
Travelers $7,350 $6,135 $5,734
USAA $3,044 $2,078 $1,770

How does your commute affect Luxora, AR car insurance rates?

Luxora, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Luxora if you’re financing.

Annual Car Insurance Rates by Commute Length in Luxora, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,139
Farmers $4,028 $4,028
GEICO $3,335 $3,383
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $4,702 $4,702
State Farm $2,688 $2,821
Travelers $6,406 $6,406
USAA $2,232 $2,363

Who has the cheapest Luxora, AR car insurance rates?

Here’s a breakdown of Luxora, Arkansas car insurance rates by company. You can see which company offers the cheapest Luxora car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Luxora, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Luxora, AR car insurance companies?

Which Luxora, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Luxora companies to find the one for you.

Average Annual Car Insurance Rates by Company in Luxora, Arkansas

Insurance Company Average Annual Rates
Allstate $5,139
Farmers $4,028
GEICO $3,359
Liberty Mutual $3,825
Nationwide $4,006
Progressive $4,702
State Farm $2,755
Travelers $6,406
USAA $2,297

What factors affect Luxora, AR car insurance rates?

Why are Luxora, Arkansas car insurance rates different than rates in Jonesboro or Rogers? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Luxora, AR?

More time spent behind the wheel can lead to higher Luxora, Arkansas car insurance rates. In Luxora, AR, the average commute length is 16.4 minutes.

Car Insurance Quotes for Luxora, AR

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