Cheap Quotes for Lublin, WI Car Insurance (2021)

Lublin, Wisconsin car insurance rates average $255 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Lublin, WI companies, you can find cheap Lublin car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Lublin is American Family
  • Lublin has an average commute time of 28.4 minutes
  • Average car insurance rates in Lublin, WI for senior drivers are $1,726/year

How do the Lublin, Wisconsin monthly average car insurance rates of $255/month compare to nearby cities like Milwaukee car insurance rates, La Crosse car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lublin, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Lublin, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lublin, Wisconsin companies to find the most affordable Lublin car insurance rates.

Enter your ZIP code above to find cheap Lublin, WI car insurance quotes today.

What are the minimum Lublin, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Lublin, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Lublin, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lublin, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Lublin, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lublin car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lublin, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $1,027 $1,078 $955 $968 $2,818 $3,122 $1,206 $1,287
Farmers $1,851 $1,855 $1,642 $1,734 $8,690 $9,021 $2,106 $2,216
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,814 $1,743 $1,484 $1,540 $6,594 $7,463 $2,179 $2,360
State Farm $1,404 $1,404 $1,230 $1,230 $3,740 $4,758 $1,577 $1,787
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

How much do teen drivers pay for car insurance in Lublin, WI?

Lublin, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Lublin car insurance rates from multiple Lublin, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lublin, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,818 $3,122
Farmers $8,690 $9,021
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $6,594 $7,463
State Farm $3,740 $4,758
USAA $3,456 $4,029

How much do senior drivers pay for car insurance in Lublin, WI?

With a little research, seniors can find affordable car insurance in Lublin, Wisconsin. Here’s a look at how the top Lublin car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lublin, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $955 $968
Farmers $1,642 $1,734
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,484 $1,540
State Farm $1,230 $1,230
USAA $1,252 $1,283

How does coverage level affect Lublin, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lublin, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lublin, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,542 $1,571 $1,560
Farmers $3,368 $3,611 $3,940
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,978 $3,168 $3,295
State Farm $2,039 $2,147 $2,239
USAA $2,009 $2,079 $2,145

How does your driving record affect Lublin, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lublin, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lublin, Wisconsin companies.

Annual Lublin, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,490 $1,580 $1,580 $1,580
Farmers $3,175 $4,002 $3,787 $3,594
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,887 $3,476 $2,991 $3,234
State Farm $1,987 $2,296 $2,141 $2,141
USAA $1,633 $2,047 $2,771 $1,860

How does a DUI affect Lublin, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Lublin, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Lublin, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,580
Farmers $3,787
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,991
State Farm $2,141
USAA $2,771

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How does your credit history affect Lublin, WI car insurance rates?

Take a look at the data here to see how your Lublin, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lublin, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $2,084 $1,374 $1,214
Farmers $4,117 $3,476 $3,325
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,602 $3,031 $2,808
State Farm $3,195 $1,834 $1,396
USAA $3,216 $1,680 $1,337

How does your commute affect Lublin, WI car insurance rates?

Lublin, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lublin if you’re financing.

Annual Car Insurance Rates by Commute Length in Lublin, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,531 $1,584
Farmers $3,639 $3,639
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $3,147 $3,147
State Farm $2,089 $2,194
USAA $2,050 $2,105

Who has the cheapest Lublin, WI car insurance rates?

Here’s a breakdown of Lublin, Wisconsin car insurance rates by company. You can see which company offers the cheapest Lublin car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lublin, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Lublin, WI car insurance companies?

Which Lublin, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Lublin companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lublin, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,558
Farmers $3,639
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $3,147
State Farm $2,141
USAA $2,078

What factors affect Lublin, WI car insurance rates?

Why are Lublin, Wisconsin car insurance rates different than rates in Milwaukee or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lublin, WI?

More time spent behind the wheel can lead to higher Lublin, Wisconsin car insurance rates. In Lublin, WI, the average commute length is 28.4 minutes.

Car Insurance Quotes for Lublin, WI

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