Cheap Quotes for Lower Peach Tree, AL Car Insurance (2021)

Lower Peach Tree, Alabama car insurance rates average $309 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Lower Peach Tree, AL companies, you can find cheap Lower Peach Tree car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Lower Peach Tree is USAA
  • Average car insurance rates in Lower Peach Tree, AL for senior drivers are $1,993/year
  • Average car insurance rates in Lower Peach Tree, AL after a DUI are $4,221/year

How do the Lower Peach Tree, Alabama monthly average car insurance rates of $309/month compare to nearby cities like Mobile car insurance rates, Tuscaloosa car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lower Peach Tree, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Lower Peach Tree, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lower Peach Tree, Alabama companies to find the most affordable Lower Peach Tree car insurance rates.

Enter your ZIP code above to find cheap Lower Peach Tree, AL car insurance quotes today.

What are the minimum Lower Peach Tree, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Lower Peach Tree, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Lower Peach Tree, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Lower Peach Tree, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Lower Peach Tree, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lower Peach Tree car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lower Peach Tree, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,025 $1,893 $1,931 $6,868 $7,365 $2,398 $2,468
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,129 $3,385 $2,568 $2,874 $11,074 $12,321 $3,342 $3,572
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,444 $2,317 $1,999 $2,124 $9,434 $10,559 $2,863 $3,037
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,499 $1,525 $1,396 $1,394 $7,810 $12,269 $1,421 $1,650
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

How much do teen drivers pay for car insurance in Lower Peach Tree, AL?

Lower Peach Tree, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Lower Peach Tree car insurance rates from multiple Lower Peach Tree, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lower Peach Tree, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $7,365
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,074 $12,321
Nationwide $4,418 $5,752
Progressive $9,434 $10,559
State Farm $8,362 $10,517
Travelers $7,810 $12,269
USAA $4,083 $4,536

How much do senior drivers pay for car insurance in Lower Peach Tree, AL?

With a little research, seniors can find affordable car insurance in Lower Peach Tree, Alabama. Here’s a look at how the top Lower Peach Tree car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lower Peach Tree, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,931
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,568 $2,874
Nationwide $1,577 $1,642
Progressive $1,999 $2,124
State Farm $2,624 $2,624
Travelers $1,396 $1,394
USAA $1,288 $1,268

How does coverage level affect Lower Peach Tree, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lower Peach Tree, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lower Peach Tree, Alabama

Insurance Company Low Medium High
Allstate $3,274 $3,374 $3,498
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,043 $5,258 $5,549
Nationwide $2,624 $2,595 $2,649
Progressive $3,926 $4,322 $4,793
State Farm $4,411 $4,630 $4,873
Travelers $3,448 $3,693 $3,721
USAA $2,139 $2,204 $2,302

How does your driving record affect Lower Peach Tree, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Lower Peach Tree, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lower Peach Tree, Alabama companies.

Annual Lower Peach Tree, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,907 $3,397 $3,969 $3,254
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,145 $5,758 $5,649 $5,581
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,943 $4,904 $4,205 $4,336
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,019 $3,170 $4,614 $3,680
USAA $1,703 $2,133 $3,182 $1,843

How does a DUI affect Lower Peach Tree, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Lower Peach Tree, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Lower Peach Tree, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,649
Nationwide $3,353
Progressive $4,205
State Farm $4,592
Travelers $4,614
USAA $3,182

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How does your credit history affect Lower Peach Tree, AL car insurance rates?

Take a look at the data here to see how your Lower Peach Tree, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lower Peach Tree, Alabama

Insurance Company Poor Fair Good
Allstate $4,198 $3,273 $2,675
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,585 $4,629 $3,635
Nationwide $3,171 $2,467 $2,229
Progressive $4,946 $4,196 $3,900
State Farm $7,514 $3,809 $2,592
Travelers $3,953 $3,423 $3,486
USAA $2,984 $1,935 $1,726

How does your commute affect Lower Peach Tree, AL car insurance rates?

Lower Peach Tree, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lower Peach Tree if you’re financing.

Annual Car Insurance Rates by Commute Length in Lower Peach Tree, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,382 $3,382
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,283 $5,283
Nationwide $2,623 $2,623
Progressive $4,347 $4,347
State Farm $4,528 $4,748
Travelers $3,621 $3,621
USAA $2,114 $2,317

Who has the cheapest Lower Peach Tree, AL car insurance rates?

Here’s a breakdown of Lower Peach Tree, Alabama car insurance rates by company. You can see which company offers the cheapest Lower Peach Tree car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lower Peach Tree, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Lower Peach Tree, AL car insurance companies?

Which Lower Peach Tree, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Lower Peach Tree companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lower Peach Tree, Alabama

Insurance Company Average Annual Rates
Allstate $3,382
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,283
Nationwide $2,623
Progressive $4,347
State Farm $4,638
Travelers $3,621
USAA $2,215

Car Insurance Quotes for Lower Peach Tree, AL

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