Cheap Quotes for Louann, AR Car Insurance (2021)

Louann, Arkansas car insurance rates average $346 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Louann, AR companies, you can find cheap Louann car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Louann, AR are $346/month
  • The cheapest car insurance company in Louann is USAA
  • Average car insurance rates in Louann, AR after a DUI are $5,001/year

How do the Louann, Arkansas monthly average car insurance rates of $346/month compare to nearby cities like Bentonville car insurance rates, Jonesboro car insurance rates, and Fort Smith car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Louann, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Louann, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Louann, Arkansas companies to find the most affordable Louann car insurance rates.

Enter your ZIP code above to find cheap Louann, AR car insurance quotes today.

What are the minimum Louann, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Louann, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Louann, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Louann, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Louann, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Louann car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Louann, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,090 $2,687 $2,881 $10,522 $12,527 $3,403 $3,716
Farmers $2,423 $2,415 $2,170 $2,274 $9,818 $10,176 $2,773 $2,933
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,730 $2,605 $2,243 $2,334 $11,121 $12,545 $3,271 $3,533
State Farm $1,819 $1,819 $1,614 $1,614 $5,060 $6,382 $2,045 $2,337
Travelers $2,272 $2,319 $2,223 $2,233 $12,880 $20,661 $2,419 $2,830
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

How much do teen drivers pay for car insurance in Louann, AR?

Louann, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Louann car insurance rates from multiple Louann, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Louann, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,522 $12,527
Farmers $9,818 $10,176
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,121 $12,545
State Farm $5,060 $6,382
Travelers $12,880 $20,661
USAA $4,329 $4,542

How much do senior drivers pay for car insurance in Louann, AR?

With a little research, seniors can find affordable car insurance in Louann, Arkansas. Here’s a look at how the top Louann car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Louann, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,881
Farmers $2,170 $2,274
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,243 $2,334
State Farm $1,614 $1,614
Travelers $2,223 $2,233
USAA $1,285 $1,299

How does coverage level affect Louann, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Louann, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Louann, Arkansas

Insurance Company Low Medium High
Allstate $5,106 $5,230 $5,364
Farmers $4,181 $4,333 $4,604
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,696 $4,978 $5,468
State Farm $2,709 $2,833 $2,966
Travelers $5,717 $5,997 $6,224
USAA $2,158 $2,240 $2,345

How does your driving record affect Louann, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Louann, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Louann, Arkansas companies.

Annual Louann, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,363 $5,439 $5,977 $5,154
Farmers $3,701 $4,729 $4,618 $4,442
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,359 $6,020 $4,576 $5,236
State Farm $2,615 $3,057 $2,836 $2,836
Travelers $5,016 $5,183 $7,559 $6,161
USAA $1,728 $2,188 $3,158 $1,918

How does a DUI affect Louann, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Louann, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Louann, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,977
Farmers $4,618
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,576
State Farm $2,836
Travelers $7,559
USAA $3,158

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How does your credit history affect Louann, AR car insurance rates?

Take a look at the data here to see how your Louann, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Louann, Arkansas

Insurance Company Poor Fair Good
Allstate $6,596 $5,026 $4,078
Farmers $4,986 $4,163 $3,968
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,751 $4,872 $4,520
State Farm $4,109 $2,473 $1,925
Travelers $6,873 $5,722 $5,344
USAA $2,985 $2,031 $1,728

How does your commute affect Louann, AR car insurance rates?

Louann, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Louann if you’re financing.

Annual Car Insurance Rates by Commute Length in Louann, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,233 $5,233
Farmers $4,373 $4,373
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,048 $5,048
State Farm $2,768 $2,904
Travelers $5,980 $5,980
USAA $2,183 $2,313

Who has the cheapest Louann, AR car insurance rates?

Here’s a breakdown of Louann, Arkansas car insurance rates by company. You can see which company offers the cheapest Louann car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Louann, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Louann, AR car insurance companies?

Which Louann, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Louann companies to find the one for you.

Average Annual Car Insurance Rates by Company in Louann, Arkansas

Insurance Company Average Annual Rates
Allstate $5,233
Farmers $4,373
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,048
State Farm $2,836
Travelers $5,980
USAA $2,248

What factors affect Louann, AR car insurance rates?

Why are Louann, Arkansas car insurance rates different than rates in Bentonville or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Louann, AR?

More time spent behind the wheel can lead to higher Louann, Arkansas car insurance rates. In Louann, AR, the average commute length is 26.8 minutes.

Car Insurance Quotes for Louann, AR

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