Cheap Quotes for Lothian, MD Car Insurance (2021)

Lothian, Maryland car insurance rates average $402 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Lothian, MD companies, you can find cheap Lothian car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lothian, MD after a DUI are $5,719/year
  • Average car insurance rates in Lothian, MD for senior drivers are $3,159/year
  • Average car insurance rates in Lothian, MD are $402/month

How do the Lothian, Maryland monthly average car insurance rates of $402/month compare to nearby cities like Bowie car insurance rates, College Park car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lothian, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Lothian, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lothian, Maryland companies to find the most affordable Lothian car insurance rates.

Enter your ZIP code above to find cheap Lothian, MD car insurance quotes today.

What are the minimum Lothian, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Lothian, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Lothian, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Lothian, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Lothian, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lothian car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lothian, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,745 $3,597 $3,581 $3,674 $11,124 $13,052 $3,375 $3,428
GEICO $2,593 $2,845 $2,966 $3,439 $7,946 $9,083 $2,219 $2,343
Liberty Mutual $7,548 $7,548 $7,460 $7,460 $14,762 $21,935 $7,548 $10,207
Nationwide $2,002 $2,009 $1,809 $1,862 $4,749 $6,249 $2,324 $2,506
Progressive $2,362 $2,135 $2,059 $2,100 $8,348 $9,127 $2,752 $2,698
State Farm $2,116 $2,116 $1,944 $1,944 $6,653 $8,511 $2,359 $2,667
USAA $2,114 $2,076 $1,969 $1,965 $4,698 $5,553 $2,437 $2,718

How much do teen drivers pay for car insurance in Lothian, MD?

Lothian, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Lothian car insurance rates from multiple Lothian, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lothian, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,124 $13,052
GEICO $7,946 $9,083
Liberty Mutual $14,762 $21,935
Nationwide $4,749 $6,249
Progressive $8,348 $9,127
State Farm $6,653 $8,511
USAA $4,698 $5,553

How much do senior drivers pay for car insurance in Lothian, MD?

With a little research, seniors can find affordable car insurance in Lothian, Maryland. Here’s a look at how the top Lothian car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lothian, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,581 $3,674
GEICO $2,966 $3,439
Liberty Mutual $7,460 $7,460
Nationwide $1,809 $1,862
Progressive $2,059 $2,100
State Farm $1,944 $1,944
USAA $1,969 $1,965

How does coverage level affect Lothian, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lothian, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lothian, Maryland

Insurance Company Low Medium High
Allstate $5,564 $5,664 $5,864
GEICO $4,027 $4,154 $4,358
Liberty Mutual $10,270 $10,535 $10,870
Nationwide $2,819 $2,948 $3,049
Progressive $3,779 $3,950 $4,114
State Farm $3,353 $3,547 $3,716
USAA $2,794 $2,950 $3,079

How does your driving record affect Lothian, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Lothian, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lothian, Maryland companies.

Annual Lothian, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,031 $6,714 $5,031 $6,013
GEICO $2,953 $4,611 $5,650 $3,503
Liberty Mutual $7,678 $10,052 $14,877 $9,626
Nationwide $2,583 $3,475 $2,765 $2,931
Progressive $3,373 $4,458 $4,084 $3,876
State Farm $3,174 $3,984 $3,498 $3,498
USAA $2,311 $2,835 $4,129 $2,489

How does a DUI affect Lothian, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Lothian, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Lothian, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,031
GEICO $5,650
Liberty Mutual $14,877
Nationwide $2,765
Progressive $4,084
State Farm $3,498
USAA $4,129

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How does your credit history affect Lothian, MD car insurance rates?

Take a look at the data here to see how your Lothian, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lothian, Maryland

Insurance Company Poor Fair Good
Allstate $7,390 $5,149 $4,553
GEICO $4,738 $3,924 $3,876
Liberty Mutual $15,101 $9,723 $6,851
Nationwide $3,759 $2,657 $2,401
Progressive $4,976 $3,735 $3,133
State Farm $5,170 $3,073 $2,373
USAA $3,924 $2,689 $2,211

How does your commute affect Lothian, MD car insurance rates?

Lothian, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lothian if you’re financing.

Annual Car Insurance Rates by Commute Length in Lothian, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,616 $5,778
GEICO $4,109 $4,249
Liberty Mutual $10,273 $10,844
Nationwide $2,939 $2,939
Progressive $3,948 $3,948
State Farm $3,450 $3,628
USAA $2,850 $3,032

Who has the cheapest Lothian, MD car insurance rates?

Here’s a breakdown of Lothian, Maryland car insurance rates by company. You can see which company offers the cheapest Lothian car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lothian, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Lothian, MD car insurance companies?

Which Lothian, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Lothian companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lothian, Maryland

Insurance Company Average Annual Rates
Allstate $5,697
GEICO $4,179
Liberty Mutual $10,558
Nationwide $2,939
Progressive $3,948
State Farm $3,539
USAA $2,941

Car Insurance Quotes for Lothian, MD

Shop for affordable Lothian, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Lothian, MD car insurance companies.

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