Cheap Quotes for Lone Rock, WI Car Insurance (2021)

Lone Rock, Wisconsin car insurance rates average $239 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Lone Rock, WI companies, you can find cheap Lone Rock car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Lone Rock has an average commute time of 27.0 minutes
  • Average car insurance rates in Lone Rock, WI after a DUI are $3,184/year
  • The cheapest car insurance company in Lone Rock is American Family

How do the Lone Rock, Wisconsin monthly average car insurance rates of $239/month compare to nearby cities like Eau Claire car insurance rates, La Crosse car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lone Rock, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Lone Rock, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lone Rock, Wisconsin companies to find the most affordable Lone Rock car insurance rates.

Enter your ZIP code above to find cheap Lone Rock, WI car insurance quotes today.

What are the minimum Lone Rock, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Lone Rock, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Lone Rock, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lone Rock, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Lone Rock, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lone Rock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lone Rock, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,300 $2,000 $2,213 $6,746 $8,647 $2,221 $2,413
American Family $997 $1,044 $934 $942 $2,820 $3,119 $1,180 $1,259
Farmers $1,864 $1,861 $1,658 $1,754 $8,575 $8,853 $2,111 $2,210
GEICO $1,252 $1,375 $1,279 $1,450 $4,087 $4,410 $1,160 $1,204
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,712 $1,641 $1,402 $1,455 $6,327 $7,152 $2,060 $2,236
State Farm $1,354 $1,354 $1,192 $1,192 $3,716 $4,706 $1,523 $1,738
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

How much do teen drivers pay for car insurance in Lone Rock, WI?

Lone Rock, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Lone Rock car insurance rates from multiple Lone Rock, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lone Rock, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,746 $8,647
American Family $2,820 $3,119
Farmers $8,575 $8,853
GEICO $4,087 $4,410
Liberty Mutual $4,848 $5,442
Nationwide $7,730 $11,827
Progressive $6,327 $7,152
State Farm $3,716 $4,706
USAA $3,492 $4,054

How much do senior drivers pay for car insurance in Lone Rock, WI?

With a little research, seniors can find affordable car insurance in Lone Rock, Wisconsin. Here’s a look at how the top Lone Rock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lone Rock, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,000 $2,213
American Family $934 $942
Farmers $1,658 $1,754
GEICO $1,279 $1,450
Liberty Mutual $1,218 $1,385
Nationwide $3,147 $3,317
Progressive $1,402 $1,455
State Farm $1,192 $1,192
USAA $1,238 $1,259

How does coverage level affect Lone Rock, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lone Rock, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lone Rock, Wisconsin

Insurance Company Low Medium High
Allstate $3,445 $3,581 $3,742
American Family $1,524 $1,551 $1,535
Farmers $3,348 $3,586 $3,898
GEICO $1,915 $2,026 $2,140
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,349 $5,493 $5,648
Progressive $2,842 $3,020 $3,132
State Farm $1,997 $2,102 $2,191
USAA $1,991 $2,064 $2,133

How does your driving record affect Lone Rock, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lone Rock, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lone Rock, Wisconsin companies.

Annual Lone Rock, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,955 $4,028 $3,749 $3,626
American Family $1,470 $1,559 $1,559 $1,559
Farmers $3,148 $3,969 $3,761 $3,565
GEICO $1,416 $2,274 $2,570 $1,849
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,749 $3,316 $2,849 $3,078
State Farm $1,938 $2,256 $2,097 $2,097
USAA $1,616 $2,036 $2,756 $1,843

How does a DUI affect Lone Rock, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Lone Rock, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Lone Rock, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,749
American Family $1,559
Farmers $3,761
GEICO $2,570
Liberty Mutual $2,730
Nationwide $6,589
Progressive $2,849
State Farm $2,097
USAA $2,756

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How does your credit history affect Lone Rock, WI car insurance rates?

Take a look at the data here to see how your Lone Rock, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lone Rock, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,713 $3,244 $2,812
American Family $2,053 $1,357 $1,200
Farmers $4,091 $3,446 $3,295
GEICO $2,659 $1,898 $1,525
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,180 $5,155 $5,155
Progressive $3,424 $2,890 $2,680
State Farm $3,128 $1,796 $1,367
USAA $3,181 $1,673 $1,334

How does your commute affect Lone Rock, WI car insurance rates?

Lone Rock, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lone Rock if you’re financing.

Annual Car Insurance Rates by Commute Length in Lone Rock, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,503 $3,675
American Family $1,511 $1,563
Farmers $3,611 $3,611
GEICO $1,985 $2,070
Liberty Mutual $2,421 $2,421
Nationwide $5,497 $5,497
Progressive $2,998 $2,998
State Farm $2,046 $2,147
USAA $2,036 $2,089

Who has the cheapest Lone Rock, WI car insurance rates?

Here’s a breakdown of Lone Rock, Wisconsin car insurance rates by company. You can see which company offers the cheapest Lone Rock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lone Rock, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Lone Rock, WI car insurance companies?

Which Lone Rock, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Lone Rock companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lone Rock, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,589
American Family $1,537
Farmers $3,611
GEICO $2,027
Liberty Mutual $2,421
Nationwide $5,497
Progressive $2,998
State Farm $2,097
USAA $2,063

What factors affect Lone Rock, WI car insurance rates?

Why are Lone Rock, Wisconsin car insurance rates different than rates in Eau Claire or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lone Rock, WI?

More time spent behind the wheel can lead to higher Lone Rock, Wisconsin car insurance rates. In Lone Rock, WI, the average commute length is 27.0 minutes.

Car Insurance Quotes for Lone Rock, WI

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