Cheap Quotes for London, AR Car Insurance (2021)

London, Arkansas car insurance rates average $316 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple London, AR companies, you can find cheap London car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in London, AR for senior drivers are $1,989/year
  • Average car insurance rates in London, AR after a DUI are $4,565/year
  • London has an average commute time of 22.7 minutes

How do the London, Arkansas monthly average car insurance rates of $316/month compare to nearby cities like Pine Bluff car insurance rates, Bentonville car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in London, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and London, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple London, Arkansas companies to find the most affordable London car insurance rates.

Enter your ZIP code above to find cheap London, AR car insurance quotes today.

What are the minimum London, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, London, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in London, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect London, AR car insurance rates?

Three of the criteria that most affect car insurance rates in London, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top London car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in London, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,077 $2,062 $1,857 $1,953 $8,699 $8,996 $2,386 $2,516
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,493 $2,367 $2,048 $2,140 $10,443 $11,761 $2,984 $3,226
State Farm $1,585 $1,585 $1,417 $1,417 $4,538 $5,706 $1,784 $2,045
Travelers $1,971 $2,008 $1,949 $1,955 $11,471 $18,406 $2,111 $2,433
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

How much do teen drivers pay for car insurance in London, AR?

London, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare London car insurance rates from multiple London, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in London, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $8,699 $8,996
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,443 $11,761
State Farm $4,538 $5,706
Travelers $11,471 $18,406
USAA $3,985 $4,179

How much do senior drivers pay for car insurance in London, AR?

With a little research, seniors can find affordable car insurance in London, Arkansas. Here’s a look at how the top London car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in London, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $1,857 $1,953
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,048 $2,140
State Farm $1,417 $1,417
Travelers $1,949 $1,955
USAA $1,191 $1,201

How does coverage level affect London, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your London, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in London, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,641 $3,782 $4,032
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,340 $4,615 $5,094
State Farm $2,388 $2,506 $2,634
Travelers $5,043 $5,302 $5,519
USAA $1,988 $2,064 $2,162

How does your driving record affect London, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in London, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top London, Arkansas companies.

Annual London, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,223 $4,136 $4,039 $3,875
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,039 $5,603 $4,242 $4,847
State Farm $2,305 $2,714 $2,509 $2,509
Travelers $4,432 $4,578 $6,703 $5,438
USAA $1,595 $2,017 $2,905 $1,769

How does a DUI affect London, AR car insurance rates?

With even one DUI on your record, you can see an increase in your London, AR car insurance rates.

Annual Car Insurance Rates After a DUI in London, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,039
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,242
State Farm $2,509
Travelers $6,703
USAA $2,905

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How does your credit history affect London, AR car insurance rates?

Take a look at the data here to see how your London, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in London, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,346 $3,641 $3,467
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,317 $4,526 $4,205
State Farm $3,633 $2,189 $1,706
Travelers $6,065 $5,065 $4,734
USAA $2,745 $1,873 $1,596

How does your commute affect London, AR car insurance rates?

London, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in London if you’re financing.

Annual Car Insurance Rates by Commute Length in London, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $3,818 $3,818
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,683 $4,683
State Farm $2,450 $2,569
Travelers $5,288 $5,288
USAA $2,012 $2,130

Who has the cheapest London, AR car insurance rates?

Here’s a breakdown of London, Arkansas car insurance rates by company. You can see which company offers the cheapest London car insurance rates in each category.

Best Annual Car Insurance Rates by Company in London, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top London, AR car insurance companies?

Which London, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top London companies to find the one for you.

Average Annual Car Insurance Rates by Company in London, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $3,818
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,683
State Farm $2,509
Travelers $5,288
USAA $2,071

What factors affect London, AR car insurance rates?

Why are London, Arkansas car insurance rates different than rates in Pine Bluff or Bentonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in London, AR?

More time spent behind the wheel can lead to higher London, Arkansas car insurance rates. In London, AR, the average commute length is 22.7 minutes.

What is the traffic like in London, AR

Like commute length, time spent in traffic also increase risk of accidents. London, AR is listed as 16th in INRIX congested cities data.

Car Insurance Quotes for London, AR

Shop for affordable London, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple London, AR car insurance companies.

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