Cheap Quotes for Lomira, WI Car Insurance (2021)

Lomira, Wisconsin car insurance rates average $225 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Lomira, WI companies, you can find cheap Lomira car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lomira, WI for senior drivers are $1,482/year
  • The cheapest car insurance company in Lomira is American Family
  • Average car insurance rates in Lomira, WI after a DUI are $2,990/year

How do the Lomira, Wisconsin monthly average car insurance rates of $225/month compare to nearby cities like La Crosse car insurance rates, Appleton car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lomira, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Lomira, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lomira, Wisconsin companies to find the most affordable Lomira car insurance rates.

Enter your ZIP code above to find cheap Lomira, WI car insurance quotes today.

What are the minimum Lomira, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Lomira, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Lomira, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lomira, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Lomira, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lomira car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lomira, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,118 $2,227 $1,963 $2,164 $6,993 $8,942 $2,142 $2,324
American Family $892 $931 $851 $857 $2,705 $2,969 $1,054 $1,119
Farmers $1,770 $1,769 $1,567 $1,663 $8,529 $8,837 $2,012 $2,104
GEICO $1,158 $1,284 $1,216 $1,410 $3,884 $4,177 $1,070 $1,095
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,556 $1,467 $1,277 $1,338 $6,187 $6,958 $1,865 $2,024
State Farm $1,154 $1,154 $1,029 $1,029 $3,331 $4,207 $1,302 $1,486
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

How much do teen drivers pay for car insurance in Lomira, WI?

Lomira, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Lomira car insurance rates from multiple Lomira, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lomira, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,993 $8,942
American Family $2,705 $2,969
Farmers $8,529 $8,837
GEICO $3,884 $4,177
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $6,187 $6,958
State Farm $3,331 $4,207
USAA $3,112 $3,595

How much do senior drivers pay for car insurance in Lomira, WI?

With a little research, seniors can find affordable car insurance in Lomira, Wisconsin. Here’s a look at how the top Lomira car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lomira, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $2,164
American Family $851 $857
Farmers $1,567 $1,663
GEICO $1,216 $1,410
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,277 $1,338
State Farm $1,029 $1,029
USAA $1,102 $1,116

How does coverage level affect Lomira, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lomira, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lomira, Wisconsin

Insurance Company Low Medium High
Allstate $3,465 $3,601 $3,762
American Family $1,400 $1,435 $1,431
Farmers $3,245 $3,503 $3,847
GEICO $1,765 $1,911 $2,060
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,641 $2,861 $3,000
State Farm $1,729 $1,842 $1,939
USAA $1,754 $1,828 $1,896

How does your driving record affect Lomira, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lomira, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lomira, Wisconsin companies.

Annual Lomira, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $4,045 $3,792 $3,661
American Family $1,362 $1,443 $1,443 $1,443
Farmers $3,076 $3,891 $3,680 $3,479
GEICO $1,320 $2,142 $2,478 $1,708
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,590 $3,156 $2,694 $2,896
State Farm $1,686 $1,987 $1,837 $1,837
USAA $1,430 $1,805 $2,437 $1,633

How does a DUI affect Lomira, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Lomira, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Lomira, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,792
American Family $1,443
Farmers $3,680
GEICO $2,478
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,694
State Farm $1,837
USAA $2,437

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How does your credit history affect Lomira, WI car insurance rates?

Take a look at the data here to see how your Lomira, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lomira, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,731 $3,262 $2,835
American Family $1,908 $1,253 $1,106
Farmers $3,988 $3,377 $3,229
GEICO $2,506 $1,790 $1,439
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $3,204 $2,742 $2,556
State Farm $2,738 $1,573 $1,198
USAA $2,800 $1,488 $1,191

How does your commute affect Lomira, WI car insurance rates?

Lomira, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lomira if you’re financing.

Annual Car Insurance Rates by Commute Length in Lomira, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,523 $3,696
American Family $1,398 $1,446
Farmers $3,531 $3,531
GEICO $1,873 $1,950
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,834 $2,834
State Farm $1,791 $1,882
USAA $1,803 $1,850

Who has the cheapest Lomira, WI car insurance rates?

Here’s a breakdown of Lomira, Wisconsin car insurance rates by company. You can see which company offers the cheapest Lomira car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lomira, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Lomira, WI car insurance companies?

Which Lomira, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Lomira companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lomira, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,609
American Family $1,422
Farmers $3,531
GEICO $1,912
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,834
State Farm $1,837
USAA $1,826

What factors affect Lomira, WI car insurance rates?

Why are Lomira, Wisconsin car insurance rates different than rates in La Crosse or Appleton? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lomira, WI?

More time spent behind the wheel can lead to higher Lomira, Wisconsin car insurance rates. In Lomira, WI, the average commute length is 24.9 minutes.

Car Insurance Quotes for Lomira, WI

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