Cheap Quotes for Lockesburg, AR Car Insurance (2021)

Lockesburg, Arkansas car insurance rates average $344 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Lockesburg, AR companies, you can find cheap Lockesburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lockesburg, AR after a DUI are $4,981/year
  • Average car insurance rates in Lockesburg, AR for senior drivers are $2,179/year
  • The cheapest car insurance company in Lockesburg is USAA

How do the Lockesburg, Arkansas monthly average car insurance rates of $344/month compare to nearby cities like Jonesboro car insurance rates, Fayetteville car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lockesburg, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Lockesburg, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lockesburg, Arkansas companies to find the most affordable Lockesburg car insurance rates.

Enter your ZIP code above to find cheap Lockesburg, AR car insurance quotes today.

What are the minimum Lockesburg, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Lockesburg, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Lockesburg, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Lockesburg, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Lockesburg, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lockesburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lockesburg, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,177 $2,163 $1,947 $2,047 $9,050 $9,361 $2,499 $2,637
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,664 $2,531 $2,189 $2,286 $11,159 $12,574 $3,191 $3,452
State Farm $1,853 $1,853 $1,643 $1,643 $5,156 $6,501 $2,083 $2,384
Travelers $2,280 $2,327 $2,230 $2,240 $12,894 $20,671 $2,427 $2,842
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

How much do teen drivers pay for car insurance in Lockesburg, AR?

Lockesburg, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Lockesburg car insurance rates from multiple Lockesburg, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lockesburg, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,050 $9,361
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $11,159 $12,574
State Farm $5,156 $6,501
Travelers $12,894 $20,671
USAA $4,031 $4,231

How much do senior drivers pay for car insurance in Lockesburg, AR?

With a little research, seniors can find affordable car insurance in Lockesburg, Arkansas. Here’s a look at how the top Lockesburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lockesburg, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $1,947 $2,047
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,189 $2,286
State Farm $1,643 $1,643
Travelers $2,230 $2,240
USAA $1,204 $1,215

How does coverage level affect Lockesburg, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lockesburg, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lockesburg, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $3,803 $3,948 $4,204
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,636 $4,932 $5,450
State Farm $2,764 $2,887 $3,018
Travelers $5,731 $6,007 $6,229
USAA $2,022 $2,092 $2,182

How does your driving record affect Lockesburg, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Lockesburg, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lockesburg, Arkansas companies.

Annual Lockesburg, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,365 $4,315 $4,214 $4,046
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,317 $5,990 $4,534 $5,182
State Farm $2,664 $3,115 $2,890 $2,890
Travelers $5,024 $5,191 $7,569 $6,171
USAA $1,614 $2,040 $2,949 $1,791

How does a DUI affect Lockesburg, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Lockesburg, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Lockesburg, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,214
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,534
State Farm $2,890
Travelers $7,569
USAA $2,949

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How does your credit history affect Lockesburg, AR car insurance rates?

Take a look at the data here to see how your Lockesburg, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lockesburg, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,538 $3,799 $3,618
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,684 $4,838 $4,496
State Farm $4,187 $2,520 $1,961
Travelers $6,885 $5,730 $5,351
USAA $2,786 $1,896 $1,613

How does your commute affect Lockesburg, AR car insurance rates?

Lockesburg, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lockesburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Lockesburg, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $3,985 $3,985
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,006 $5,006
State Farm $2,821 $2,958
Travelers $5,989 $5,989
USAA $2,039 $2,158

Who has the cheapest Lockesburg, AR car insurance rates?

Here’s a breakdown of Lockesburg, Arkansas car insurance rates by company. You can see which company offers the cheapest Lockesburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lockesburg, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Lockesburg, AR car insurance companies?

Which Lockesburg, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Lockesburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lockesburg, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $3,985
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,006
State Farm $2,890
Travelers $5,989
USAA $2,098

What factors affect Lockesburg, AR car insurance rates?

Why are Lockesburg, Arkansas car insurance rates different than rates in Jonesboro or Fayetteville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lockesburg, AR?

More time spent behind the wheel can lead to higher Lockesburg, Arkansas car insurance rates. In Lockesburg, AR, the average commute length is 31.7 minutes.

Car Insurance Quotes for Lockesburg, AR

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