Cheap Quotes for Livingston, WI Car Insurance (2021)

Livingston, Wisconsin car insurance rates average $237 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Livingston, WI companies, you can find cheap Livingston car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Livingston is American Family
  • Average car insurance rates in Livingston, WI after a DUI are $3,157/year
  • Livingston has an average commute time of 25.4 minutes

How do the Livingston, Wisconsin monthly average car insurance rates of $237/month compare to nearby cities like Madison car insurance rates, Kenosha car insurance rates, and Appleton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Livingston, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Livingston, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Livingston, Wisconsin companies to find the most affordable Livingston car insurance rates.

Enter your ZIP code above to find cheap Livingston, WI car insurance quotes today.

What are the minimum Livingston, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Livingston, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Livingston, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Livingston, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Livingston, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Livingston car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livingston, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,284 $2,413 $2,103 $2,327 $7,214 $9,254 $2,328 $2,531
American Family $965 $1,009 $909 $915 $2,804 $3,097 $1,146 $1,221
Farmers $1,841 $1,839 $1,637 $1,732 $8,463 $8,739 $2,085 $2,185
GEICO $1,260 $1,382 $1,287 $1,459 $4,114 $4,438 $1,167 $1,210
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,662 $3,859 $3,030 $3,196 $7,449 $11,409 $4,454 $5,300
Progressive $1,656 $1,578 $1,356 $1,413 $6,295 $7,104 $1,991 $2,166
State Farm $1,249 $1,249 $1,108 $1,108 $3,545 $4,474 $1,408 $1,614
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

How much do teen drivers pay for car insurance in Livingston, WI?

Livingston, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Livingston car insurance rates from multiple Livingston, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Livingston, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,214 $9,254
American Family $2,804 $3,097
Farmers $8,463 $8,739
GEICO $4,114 $4,438
Liberty Mutual $4,848 $5,442
Nationwide $7,449 $11,409
Progressive $6,295 $7,104
State Farm $3,545 $4,474
USAA $3,492 $4,054

How much do senior drivers pay for car insurance in Livingston, WI?

With a little research, seniors can find affordable car insurance in Livingston, Wisconsin. Here’s a look at how the top Livingston car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Livingston, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,327
American Family $909 $915
Farmers $1,637 $1,732
GEICO $1,287 $1,459
Liberty Mutual $1,218 $1,385
Nationwide $3,030 $3,196
Progressive $1,356 $1,413
State Farm $1,108 $1,108
USAA $1,238 $1,259

How does coverage level affect Livingston, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Livingston, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Livingston, Wisconsin

Insurance Company Low Medium High
Allstate $3,643 $3,797 $3,980
American Family $1,494 $1,523 $1,508
Farmers $3,307 $3,540 $3,849
GEICO $1,927 $2,039 $2,154
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,141 $5,295 $5,449
Progressive $2,784 $2,967 $3,084
State Farm $1,870 $1,974 $2,064
USAA $1,991 $2,064 $2,133

How does your driving record affect Livingston, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Livingston, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Livingston, Wisconsin companies.

Annual Livingston, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,123 $4,274 $3,982 $3,847
American Family $1,443 $1,530 $1,530 $1,530
Farmers $3,109 $3,919 $3,712 $3,521
GEICO $1,424 $2,289 $2,588 $1,859
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,476 $5,178 $6,347 $5,178
Progressive $2,697 $3,265 $2,798 $3,020
State Farm $1,812 $2,126 $1,969 $1,969
USAA $1,616 $2,036 $2,756 $1,843

How does a DUI affect Livingston, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Livingston, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Livingston, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,982
American Family $1,530
Farmers $3,712
GEICO $2,588
Liberty Mutual $2,730
Nationwide $6,347
Progressive $2,798
State Farm $1,969
USAA $2,756

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How does your credit history affect Livingston, WI car insurance rates?

Take a look at the data here to see how your Livingston, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Livingston, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,003 $3,438 $2,979
American Family $2,016 $1,332 $1,177
Farmers $4,041 $3,401 $3,253
GEICO $2,676 $1,910 $1,534
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $5,953 $4,966 $4,966
Progressive $3,352 $2,842 $2,641
State Farm $2,937 $1,687 $1,284
USAA $3,181 $1,673 $1,334

How does your commute affect Livingston, WI car insurance rates?

Livingston, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Livingston if you’re financing.

Annual Car Insurance Rates by Commute Length in Livingston, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,715 $3,898
American Family $1,483 $1,534
Farmers $3,565 $3,565
GEICO $1,997 $2,083
Liberty Mutual $2,421 $2,421
Nationwide $5,295 $5,295
Progressive $2,945 $2,945
State Farm $1,922 $2,017
USAA $2,036 $2,089

Who has the cheapest Livingston, WI car insurance rates?

Here’s a breakdown of Livingston, Wisconsin car insurance rates by company. You can see which company offers the cheapest Livingston car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Livingston, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Livingston, WI car insurance companies?

Which Livingston, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Livingston companies to find the one for you.

Average Annual Car Insurance Rates by Company in Livingston, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,807
American Family $1,508
Farmers $3,565
GEICO $2,040
Liberty Mutual $2,421
Nationwide $5,295
Progressive $2,945
State Farm $1,969
USAA $2,063

What factors affect Livingston, WI car insurance rates?

Why are Livingston, Wisconsin car insurance rates different than rates in Madison or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Livingston, WI?

More time spent behind the wheel can lead to higher Livingston, Wisconsin car insurance rates. In Livingston, WI, the average commute length is 25.4 minutes.

Car Insurance Quotes for Livingston, WI

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