Cheap Quotes for Linkwood, MD Car Insurance (2021)

Linkwood, Maryland car insurance rates average $311 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Linkwood, MD companies, you can find cheap Linkwood car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Linkwood, MD for senior drivers are $2,441/year
  • Average car insurance rates in Linkwood, MD after a DUI are $4,393/year
  • The cheapest car insurance company in Linkwood is Nationwide

How do the Linkwood, Maryland monthly average car insurance rates of $311/month compare to nearby cities like Gaithersburg car insurance rates, Baltimore car insurance rates, and College Park car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Linkwood, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Linkwood, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Linkwood, Maryland companies to find the most affordable Linkwood car insurance rates.

Enter your ZIP code above to find cheap Linkwood, MD car insurance quotes today.

What are the minimum Linkwood, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Linkwood, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Linkwood, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Linkwood, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Linkwood, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Linkwood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Linkwood, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,935 $2,113 $2,182 $2,508 $5,742 $6,569 $1,654 $1,754
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,572 $1,581 $1,425 $1,469 $3,565 $4,682 $1,807 $1,947
Progressive $2,052 $1,867 $1,792 $1,825 $7,065 $7,739 $2,389 $2,357
State Farm $1,910 $1,910 $1,745 $1,745 $5,950 $7,614 $2,126 $2,410
USAA $1,716 $1,691 $1,592 $1,599 $3,751 $4,443 $1,994 $2,231

How much do teen drivers pay for car insurance in Linkwood, MD?

Linkwood, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Linkwood car insurance rates from multiple Linkwood, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Linkwood, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,742 $6,569
Liberty Mutual $10,820 $16,074
Nationwide $3,565 $4,682
Progressive $7,065 $7,739
State Farm $5,950 $7,614
USAA $3,751 $4,443

How much do senior drivers pay for car insurance in Linkwood, MD?

With a little research, seniors can find affordable car insurance in Linkwood, Maryland. Here’s a look at how the top Linkwood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Linkwood, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,182 $2,508
Liberty Mutual $5,472 $5,472
Nationwide $1,425 $1,469
Progressive $1,792 $1,825
State Farm $1,745 $1,745
USAA $1,592 $1,599

How does coverage level affect Linkwood, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Linkwood, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Linkwood, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,951 $3,038 $3,183
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,166 $2,261 $2,340
Progressive $3,248 $3,386 $3,523
State Farm $3,022 $3,185 $3,322
USAA $2,265 $2,385 $2,482

How does your driving record affect Linkwood, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Linkwood, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Linkwood, Maryland companies.

Annual Linkwood, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,179 $3,375 $4,081 $2,593
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $1,991 $2,656 $2,126 $2,251
Progressive $2,901 $3,809 $3,507 $3,326
State Farm $2,853 $3,571 $3,140 $3,140
USAA $1,875 $2,283 $3,334 $2,017

How does a DUI affect Linkwood, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Linkwood, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Linkwood, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,081
Liberty Mutual $10,922
Nationwide $2,126
Progressive $3,507
State Farm $3,140
USAA $3,334

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How does your credit history affect Linkwood, MD car insurance rates?

Take a look at the data here to see how your Linkwood, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Linkwood, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,463 $2,872 $2,837
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,867 $2,045 $1,855
Progressive $4,279 $3,197 $2,681
State Farm $4,648 $2,756 $2,125
USAA $3,173 $2,172 $1,787

How does your commute affect Linkwood, MD car insurance rates?

Linkwood, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Linkwood if you’re financing.

Annual Car Insurance Rates by Commute Length in Linkwood, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,039 $4,152
GEICO $3,004 $3,110
Liberty Mutual $7,532 $7,950
Nationwide $2,256 $2,256
Progressive $3,386 $3,386
State Farm $3,096 $3,257
USAA $2,303 $2,451

Who has the cheapest Linkwood, MD car insurance rates?

Here’s a breakdown of Linkwood, Maryland car insurance rates by company. You can see which company offers the cheapest Linkwood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Linkwood, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Linkwood, MD car insurance companies?

Which Linkwood, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Linkwood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Linkwood, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,057
Liberty Mutual $7,741
Nationwide $2,256
Progressive $3,386
State Farm $3,176
USAA $2,377

Car Insurance Quotes for Linkwood, MD

Shop for affordable Linkwood, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Linkwood, MD car insurance companies.

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