Cheap Quotes for Lillian, AL Car Insurance (2021)

Lillian, Alabama car insurance rates average $296 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Lillian, AL companies, you can find cheap Lillian car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lillian, AL after a DUI are $4,066/year
  • Average car insurance rates in Lillian, AL for senior drivers are $1,867/year
  • Lillian has an average commute time of 29.9 minutes

How do the Lillian, Alabama monthly average car insurance rates of $296/month compare to nearby cities like Decatur car insurance rates, Madison car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lillian, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Lillian, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lillian, Alabama companies to find the most affordable Lillian car insurance rates.

Enter your ZIP code above to find cheap Lillian, AL car insurance quotes today.

What are the minimum Lillian, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Lillian, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Lillian, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Lillian, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Lillian, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lillian car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lillian, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,405 $2,387 $2,149 $2,284 $9,289 $9,557 $2,727 $2,829
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,279 $2,128 $1,872 $2,011 $9,191 $10,215 $2,642 $2,755
State Farm $2,570 $2,570 $2,335 $2,335 $7,874 $9,861 $2,905 $3,344
Travelers $1,651 $1,676 $1,552 $1,547 $9,078 $14,340 $1,560 $1,782
USAA $1,181 $1,198 $1,106 $1,086 $3,483 $3,857 $1,531 $1,652

How much do teen drivers pay for car insurance in Lillian, AL?

Lillian, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Lillian car insurance rates from multiple Lillian, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lillian, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,289 $9,557
GEICO $4,934 $4,812
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,191 $10,215
State Farm $7,874 $9,861
Travelers $9,078 $14,340
USAA $3,483 $3,857

How much do senior drivers pay for car insurance in Lillian, AL?

With a little research, seniors can find affordable car insurance in Lillian, Alabama. Here’s a look at how the top Lillian car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lillian, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,149 $2,284
GEICO $1,795 $1,862
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,872 $2,011
State Farm $2,335 $2,335
Travelers $1,552 $1,547
USAA $1,106 $1,086

How does coverage level affect Lillian, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lillian, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lillian, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,965 $4,149 $4,496
GEICO $2,395 $2,606 $2,853
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,638 $4,107 $4,664
State Farm $3,976 $4,219 $4,478
Travelers $3,937 $4,231 $4,277
USAA $1,812 $1,876 $1,972

How does your driving record affect Lillian, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Lillian, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lillian, Alabama companies.

Annual Lillian, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,538 $4,577 $4,465 $4,233
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,726 $4,683 $4,043 $4,094
State Farm $3,806 $4,736 $4,178 $4,178
Travelers $3,452 $3,621 $5,316 $4,203
USAA $1,455 $1,824 $2,696 $1,573

How does a DUI affect Lillian, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Lillian, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Lillian, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,465
GEICO $3,520
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,043
State Farm $4,178
Travelers $5,316
USAA $2,696

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How does your credit history affect Lillian, AL car insurance rates?

Take a look at the data here to see how your Lillian, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lillian, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,710 $4,056 $3,844
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $4,673 $4,003 $3,733
State Farm $6,846 $3,468 $2,358
Travelers $4,520 $3,924 $4,001
USAA $2,526 $1,654 $1,480

How does your commute affect Lillian, AL car insurance rates?

Lillian, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lillian if you’re financing.

Annual Car Insurance Rates by Commute Length in Lillian, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,203 $4,203
GEICO $2,571 $2,665
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,136 $4,136
State Farm $4,121 $4,328
Travelers $4,148 $4,148
USAA $1,801 $1,973

Who has the cheapest Lillian, AL car insurance rates?

Here’s a breakdown of Lillian, Alabama car insurance rates by company. You can see which company offers the cheapest Lillian car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lillian, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Lillian, AL car insurance companies?

Which Lillian, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Lillian companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lillian, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,203
GEICO $2,618
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,136
State Farm $4,224
Travelers $4,148
USAA $1,887

What factors affect Lillian, AL car insurance rates?

Why are Lillian, Alabama car insurance rates different than rates in Decatur or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lillian, AL?

More time spent behind the wheel can lead to higher Lillian, Alabama car insurance rates. In Lillian, AL, the average commute length is 29.9 minutes.

Car Insurance Quotes for Lillian, AL

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