Cheap Quotes for Lexington, AL Car Insurance (2021)

Lexington, Alabama car insurance rates average $284 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Lexington, AL companies, you can find cheap Lexington car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Lexington, AL for senior drivers are $1,806/year
  • The cheapest car insurance company in Lexington is USAA
  • Average car insurance rates in Lexington, AL after a DUI are $3,891/year

How do the Lexington, Alabama monthly average car insurance rates of $284/month compare to nearby cities like Madison car insurance rates, Huntsville car insurance rates, and Dothan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lexington, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Lexington, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lexington, Alabama companies to find the most affordable Lexington car insurance rates.

Enter your ZIP code above to find cheap Lexington, AL car insurance quotes today.

What are the minimum Lexington, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Lexington, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Lexington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Lexington, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Lexington, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lexington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lexington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,067 $2,333 $2,610 $10,462 $11,635 $3,016 $3,205
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,505 $2,505 $2,267 $2,267 $7,561 $9,472 $2,828 $3,256
Travelers $1,314 $1,334 $1,237 $1,232 $6,974 $10,937 $1,248 $1,422
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

How much do teen drivers pay for car insurance in Lexington, AL?

Lexington, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Lexington car insurance rates from multiple Lexington, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lexington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,813 $9,068
GEICO $4,963 $4,863
Liberty Mutual $10,462 $11,635
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $7,561 $9,472
Travelers $6,974 $10,937
USAA $3,739 $4,136

How much do senior drivers pay for car insurance in Lexington, AL?

With a little research, seniors can find affordable car insurance in Lexington, Alabama. Here’s a look at how the top Lexington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lexington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,022 $2,153
GEICO $1,810 $1,872
Liberty Mutual $2,333 $2,610
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,267 $2,267
Travelers $1,237 $1,232
USAA $1,163 $1,132

How does coverage level affect Lexington, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lexington, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lexington, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,728 $3,914 $4,273
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,654 $4,871 $5,163
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $3,853 $4,077 $4,318
Travelers $3,051 $3,276 $3,310
USAA $1,933 $1,994 $2,086

How does your driving record affect Lexington, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Lexington, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lexington, Alabama companies.

Annual Lexington, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,842 $5,348 $5,223 $5,172
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,686 $4,568 $4,039 $4,039
Travelers $2,677 $2,809 $4,105 $3,257
USAA $1,542 $1,939 $2,868 $1,667

How does a DUI affect Lexington, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Lexington, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Lexington, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
Farmers $4,222
GEICO $3,548
Liberty Mutual $5,223
Nationwide $3,141
Progressive $4,118
State Farm $4,039
Travelers $4,105
USAA $2,868

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Lexington, AL car insurance rates?

Take a look at the data here to see how your Lexington, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lexington, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,001 $4,306 $3,382
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,615 $3,353 $2,281
Travelers $3,503 $3,039 $3,096
USAA $2,692 $1,754 $1,567

How does your commute affect Lexington, AL car insurance rates?

Lexington, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lexington if you’re financing.

Annual Car Insurance Rates by Commute Length in Lexington, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,591 $2,683
Liberty Mutual $4,896 $4,896
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $3,984 $4,182
Travelers $3,212 $3,212
USAA $1,913 $2,096

Who has the cheapest Lexington, AL car insurance rates?

Here’s a breakdown of Lexington, Alabama car insurance rates by company. You can see which company offers the cheapest Lexington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lexington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Lexington, AL car insurance companies?

Which Lexington, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Lexington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lexington, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,637
Liberty Mutual $4,896
Nationwide $2,475
Progressive $4,242
State Farm $4,083
Travelers $3,212
USAA $2,004

What factors affect Lexington, AL car insurance rates?

Why are Lexington, Alabama car insurance rates different than rates in Madison or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lexington, AL?

More time spent behind the wheel can lead to higher Lexington, Alabama car insurance rates. In Lexington, AL, the average commute length is 31.9 minutes.

What is the traffic like in Lexington, AL

Like commute length, time spent in traffic also increase risk of accidents. Lexington, AL is listed as 968th in INRIX congested cities data.

Car Insurance Quotes for Lexington, AL

Shop for affordable Lexington, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Lexington, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption