Cheap Quotes for Leroy, AL Car Insurance (2021)

Leroy, Alabama car insurance rates average $305 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Leroy, AL companies, you can find cheap Leroy car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Leroy, AL for senior drivers are $1,958/year
  • Average car insurance rates in Leroy, AL are $305/month
  • Leroy has an average commute time of 22.7 minutes

How do the Leroy, Alabama monthly average car insurance rates of $305/month compare to nearby cities like Auburn car insurance rates, Decatur car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Leroy, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Leroy, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Leroy, Alabama companies to find the most affordable Leroy car insurance rates.

Enter your ZIP code above to find cheap Leroy, AL car insurance quotes today.

What are the minimum Leroy, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Leroy, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Leroy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Leroy, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Leroy, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Leroy car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leroy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,388 $2,369 $2,136 $2,260 $9,060 $9,324 $2,729 $2,858
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,074 $3,326 $2,524 $2,828 $10,803 $12,026 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $3,039 $3,039 $2,718 $2,718 $8,755 $10,996 $3,423 $3,934
Travelers $1,424 $1,449 $1,327 $1,326 $7,394 $11,596 $1,354 $1,568
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

How much do teen drivers pay for car insurance in Leroy, AL?

Leroy, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Leroy car insurance rates from multiple Leroy, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Leroy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $9,060 $9,324
GEICO $5,380 $5,307
Liberty Mutual $10,803 $12,026
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,755 $10,996
Travelers $7,394 $11,596
USAA $4,020 $4,464

How much do senior drivers pay for car insurance in Leroy, AL?

With a little research, seniors can find affordable car insurance in Leroy, Alabama. Here’s a look at how the top Leroy car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Leroy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $2,136 $2,260
GEICO $1,968 $1,996
Liberty Mutual $2,524 $2,828
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,718 $2,718
Travelers $1,327 $1,326
USAA $1,271 $1,252

How does coverage level affect Leroy, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Leroy, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Leroy, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,941 $4,095 $4,386
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,935 $5,146 $5,431
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,593 $4,820 $5,070
Travelers $3,272 $3,498 $3,519
USAA $2,105 $2,171 $2,271

How does your driving record affect Leroy, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Leroy, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Leroy, Alabama companies.

Annual Leroy, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,481 $4,500 $4,388 $4,193
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,063 $5,630 $5,531 $5,459
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,388 $5,365 $4,779 $4,779
Travelers $2,861 $3,004 $4,370 $3,484
USAA $1,678 $2,102 $3,133 $1,816

How does a DUI affect Leroy, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Leroy, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Leroy, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,865
Farmers $4,388
GEICO $3,808
Liberty Mutual $5,531
Nationwide $3,353
Progressive $4,203
State Farm $4,779
Travelers $4,370
USAA $3,133

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How does your credit history affect Leroy, AL car insurance rates?

Take a look at the data here to see how your Leroy, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Leroy, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,644 $3,993 $3,785
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,414 $4,533 $3,565
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,824 $3,964 $2,695
Travelers $3,744 $3,243 $3,303
USAA $2,937 $1,908 $1,703

How does your commute affect Leroy, AL car insurance rates?

Leroy, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Leroy if you’re financing.

Annual Car Insurance Rates by Commute Length in Leroy, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $4,141 $4,141
GEICO $2,842 $2,954
Liberty Mutual $5,171 $5,171
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,713 $4,942
Travelers $3,430 $3,430
USAA $2,082 $2,282

Who has the cheapest Leroy, AL car insurance rates?

Here’s a breakdown of Leroy, Alabama car insurance rates by company. You can see which company offers the cheapest Leroy car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Leroy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Leroy, AL car insurance companies?

Which Leroy, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Leroy companies to find the one for you.

Average Annual Car Insurance Rates by Company in Leroy, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $4,141
GEICO $2,898
Liberty Mutual $5,171
Nationwide $2,623
Progressive $4,339
State Farm $4,828
Travelers $3,430
USAA $2,182

What factors affect Leroy, AL car insurance rates?

Why are Leroy, Alabama car insurance rates different than rates in Auburn or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Leroy, AL?

More time spent behind the wheel can lead to higher Leroy, Alabama car insurance rates. In Leroy, AL, the average commute length is 22.7 minutes.

Car Insurance Quotes for Leroy, AL

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