Cheap Quotes for Lena, WI Car Insurance (2021)

Lena, Wisconsin car insurance rates average $243 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Lena, WI companies, you can find cheap Lena car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lena, WI after a DUI are $3,223/year
  • The cheapest car insurance company in Lena is American Family
  • Lena has an average commute time of 22.1 minutes

How do the Lena, Wisconsin monthly average car insurance rates of $243/month compare to nearby cities like Janesville car insurance rates, Madison car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lena, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Lena, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lena, Wisconsin companies to find the most affordable Lena car insurance rates.

Enter your ZIP code above to find cheap Lena, WI car insurance quotes today.

What are the minimum Lena, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Lena, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Lena, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lena, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Lena, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lena car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lena, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,452 $2,604 $2,241 $2,490 $7,391 $9,507 $2,516 $2,740
American Family $965 $1,011 $904 $915 $2,693 $2,977 $1,133 $1,208
Farmers $1,823 $1,825 $1,617 $1,709 $8,581 $8,896 $2,077 $2,186
GEICO $1,260 $1,382 $1,296 $1,481 $4,104 $4,415 $1,167 $1,203
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,445 $3,629 $2,854 $3,009 $7,047 $10,803 $4,194 $4,982
Progressive $1,792 $1,719 $1,467 $1,524 $6,540 $7,399 $2,150 $2,325
State Farm $1,355 $1,355 $1,185 $1,185 $3,599 $4,575 $1,521 $1,727
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

How much do teen drivers pay for car insurance in Lena, WI?

Lena, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Lena car insurance rates from multiple Lena, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lena, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,391 $9,507
American Family $2,693 $2,977
Farmers $8,581 $8,896
GEICO $4,104 $4,415
Liberty Mutual $6,057 $6,797
Nationwide $7,047 $10,803
Progressive $6,540 $7,399
State Farm $3,599 $4,575
USAA $3,343 $3,879

How much do senior drivers pay for car insurance in Lena, WI?

With a little research, seniors can find affordable car insurance in Lena, Wisconsin. Here’s a look at how the top Lena car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lena, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,490
American Family $904 $915
Farmers $1,617 $1,709
GEICO $1,296 $1,481
Liberty Mutual $1,486 $1,690
Nationwide $2,854 $3,009
Progressive $1,467 $1,524
State Farm $1,185 $1,185
USAA $1,186 $1,206

How does coverage level affect Lena, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lena, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lena, Wisconsin

Insurance Company Low Medium High
Allstate $3,830 $3,983 $4,165
American Family $1,459 $1,489 $1,480
Farmers $3,325 $3,561 $3,882
GEICO $1,902 $2,037 $2,177
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,842 $4,995 $5,149
Progressive $2,935 $3,136 $3,272
State Farm $1,970 $2,067 $2,151
USAA $1,905 $1,976 $2,042

How does your driving record affect Lena, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lena, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lena, Wisconsin companies.

Annual Lena, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,304 $4,489 $4,156 $4,022
American Family $1,412 $1,497 $1,497 $1,497
Farmers $3,132 $3,950 $3,731 $3,544
GEICO $1,423 $2,284 $2,592 $1,856
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $4,223 $4,885 $5,988 $4,885
Progressive $2,857 $3,441 $2,961 $3,199
State Farm $1,914 $2,212 $2,063 $2,063
USAA $1,547 $1,949 $2,637 $1,764

How does a DUI affect Lena, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Lena, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Lena, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,156
American Family $1,497
Farmers $3,731
GEICO $2,592
Liberty Mutual $3,378
Nationwide $5,988
Progressive $2,961
State Farm $2,063
USAA $2,637

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How does your credit history affect Lena, WI car insurance rates?

Take a look at the data here to see how your Lena, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lena, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,254 $3,605 $3,119
American Family $1,978 $1,301 $1,149
Farmers $4,061 $3,428 $3,278
GEICO $2,674 $1,908 $1,533
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,616 $4,685 $4,685
Progressive $3,562 $3,001 $2,780
State Farm $3,077 $1,766 $1,345
USAA $3,041 $1,602 $1,279

How does your commute affect Lena, WI car insurance rates?

Lena, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lena if you’re financing.

Annual Car Insurance Rates by Commute Length in Lena, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,896 $4,089
American Family $1,451 $1,501
Farmers $3,589 $3,589
GEICO $1,995 $2,083
Liberty Mutual $2,994 $2,994
Nationwide $4,995 $4,995
Progressive $3,114 $3,114
State Farm $2,013 $2,113
USAA $1,949 $2,000

Who has the cheapest Lena, WI car insurance rates?

Here’s a breakdown of Lena, Wisconsin car insurance rates by company. You can see which company offers the cheapest Lena car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lena, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Lena, WI car insurance companies?

Which Lena, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Lena companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lena, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,993
American Family $1,476
Farmers $3,589
GEICO $2,039
Liberty Mutual $2,994
Nationwide $4,995
Progressive $3,114
State Farm $2,063
USAA $1,974

What factors affect Lena, WI car insurance rates?

Why are Lena, Wisconsin car insurance rates different than rates in Janesville or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lena, WI?

More time spent behind the wheel can lead to higher Lena, Wisconsin car insurance rates. In Lena, WI, the average commute length is 22.1 minutes.

Car Insurance Quotes for Lena, WI

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