Cheap Quotes for Leeds, AL Car Insurance (2021)

Leeds, Alabama car insurance rates average $310 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Leeds, AL companies, you can find cheap Leeds car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Leeds, AL are $310/month
  • Average car insurance rates in Leeds, AL for senior drivers are $1,960/year
  • The cheapest car insurance company in Leeds is USAA

How do the Leeds, Alabama monthly average car insurance rates of $310/month compare to nearby cities like Huntsville car insurance rates, Tuscaloosa car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Leeds, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Leeds, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Leeds, Alabama companies to find the most affordable Leeds car insurance rates.

Enter your ZIP code above to find cheap Leeds, AL car insurance quotes today.

What are the minimum Leeds, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Leeds, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Leeds, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Leeds, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Leeds, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Leeds, Alabama

ZIP Code Average Annual Rates
35004 $3,822
35094 $4,114

How do age, gender, and marital status affect Leeds, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Leeds, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Leeds car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leeds, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,014 $1,911 $1,831 $1,865 $7,230 $7,762 $2,232 $2,274
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,388 $2,231 $1,959 $2,095 $10,054 $11,220 $2,795 $2,985
State Farm $2,982 $2,982 $2,709 $2,709 $9,183 $11,480 $3,372 $3,898
Travelers $1,432 $1,453 $1,350 $1,343 $7,725 $12,153 $1,355 $1,544
USAA $1,304 $1,325 $1,217 $1,194 $3,871 $4,293 $1,699 $1,835

How much do teen drivers pay for car insurance in Leeds, AL?

Leeds, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Leeds car insurance rates from multiple Leeds, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Leeds, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,230 $7,762
Farmers $9,368 $9,638
GEICO $5,204 $5,101
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,054 $11,220
State Farm $9,183 $11,480
Travelers $7,725 $12,153
USAA $3,871 $4,293

How much do senior drivers pay for car insurance in Leeds, AL?

With a little research, seniors can find affordable car insurance in Leeds, Alabama. Here’s a look at how the top Leeds car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Leeds, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,865
Farmers $2,164 $2,298
GEICO $1,878 $1,947
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,959 $2,095
State Farm $2,709 $2,709
Travelers $1,350 $1,343
USAA $1,217 $1,194

How does coverage level affect Leeds, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Leeds, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Leeds, Alabama

Insurance Company Low Medium High
Allstate $3,259 $3,384 $3,526
Farmers $4,004 $4,184 $4,529
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,993 $4,444 $4,961
State Farm $4,638 $4,908 $5,198
Travelers $3,358 $3,615 $3,660
USAA $2,018 $2,081 $2,177

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How does your driving record affect Leeds, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Leeds, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Leeds, Alabama companies.

Annual Leeds, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,864 $3,390 $4,052 $3,253
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,026 $5,083 $4,339 $4,415
State Farm $4,424 $5,513 $4,860 $4,860
Travelers $2,951 $3,096 $4,536 $3,595
USAA $1,610 $2,019 $3,000 $1,741

How does a DUI affect Leeds, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Leeds, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Leeds, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
Farmers $4,501
GEICO $3,711
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,339
State Farm $4,860
Travelers $4,536
USAA $3,000

How does your credit history affect Leeds, AL car insurance rates?

Take a look at the data here to see how your Leeds, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Leeds, Alabama

Insurance Company Poor Fair Good
Allstate $4,176 $3,296 $2,697
Farmers $4,752 $4,089 $3,875
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,024 $4,326 $4,048
State Farm $7,965 $4,035 $2,743
Travelers $3,864 $3,352 $3,417
USAA $2,814 $1,830 $1,633

How does your commute affect Leeds, AL car insurance rates?

Leeds, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Leeds if you’re financing.

Annual Car Insurance Rates by Commute Length in Leeds, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,239 $4,239
GEICO $2,707 $2,804
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,466 $4,466
State Farm $4,796 $5,033
Travelers $3,544 $3,544
USAA $1,997 $2,188

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Who has the cheapest Leeds, AL car insurance rates?

Here’s a breakdown of Leeds, Alabama car insurance rates by company. You can see which company offers the cheapest Leeds car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Leeds, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Leeds, AL car insurance companies?

Which Leeds, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Leeds companies to find the one for you.

Average Annual Car Insurance Rates by Company in Leeds, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,239
GEICO $2,755
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,466
State Farm $4,914
Travelers $3,544
USAA $2,092

What factors affect Leeds, AL car insurance rates?

Why are Leeds, Alabama car insurance rates different than rates in Huntsville or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Leeds, AL?

More time spent behind the wheel can lead to higher Leeds, Alabama car insurance rates. In Leeds, AL, the average commute length is 25.1 minutes.

What is the traffic like in Leeds, AL

Like commute length, time spent in traffic also increase risk of accidents. Leeds, AL is listed as 236th in INRIX congested cities data.

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Car Insurance Quotes for Leeds, AL

Shop for affordable Leeds, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Leeds, AL car insurance companies.

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