Cheap Quotes for Lattimore, NC Car Insurance (2021)

Lattimore, North Carolina car insurance rates average $291 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Lattimore, NC companies, you can find cheap Lattimore car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lattimore, NC for senior drivers are $2,626/year
  • Lattimore has an average commute time of 19.3 minutes
  • Average car insurance rates in Lattimore, NC are $291/month

How do the Lattimore, North Carolina monthly average car insurance rates of $291/month compare to nearby cities like Fayetteville car insurance rates, Winston-Salem car insurance rates, and Concord car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lattimore, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Lattimore, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lattimore, North Carolina companies to find the most affordable Lattimore car insurance rates.

Enter your ZIP code above to find cheap Lattimore, NC car insurance quotes today.

What are the minimum Lattimore, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Lattimore, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Lattimore, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Lattimore, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Lattimore, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lattimore car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lattimore, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,495 $5,495 $4,512 $4,512 $13,172 $13,172 $5,604 $5,604
GEICO $2,577 $2,529 $2,536 $2,490 $4,730 $4,689 $2,259 $2,246
Liberty Mutual $1,854 $1,854 $1,919 $1,919 $3,269 $3,269 $1,854 $1,854
Nationwide $2,420 $2,420 $2,420 $2,420 $4,094 $4,094 $2,420 $2,420
Progressive $1,727 $1,727 $1,568 $1,568 $4,204 $4,204 $1,949 $1,949
State Farm $3,212 $3,212 $2,775 $2,775 $4,736 $4,736 $3,974 $3,974
Travelers $2,696 $2,696 $2,675 $2,675 $4,549 $4,549 $2,767 $2,767

How much do teen drivers pay for car insurance in Lattimore, NC?

Lattimore, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Lattimore car insurance rates from multiple Lattimore, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lattimore, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,172 $13,172
GEICO $4,730 $4,689
Liberty Mutual $3,269 $3,269
Nationwide $4,094 $4,094
Progressive $4,204 $4,204
State Farm $4,736 $4,736
Travelers $4,549 $4,549

How much do senior drivers pay for car insurance in Lattimore, NC?

With a little research, seniors can find affordable car insurance in Lattimore, North Carolina. Here’s a look at how the top Lattimore car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lattimore, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,512 $4,512
GEICO $2,536 $2,490
Liberty Mutual $1,919 $1,919
Nationwide $2,420 $2,420
Progressive $1,568 $1,568
State Farm $2,775 $2,775
Travelers $2,675 $2,675

How does coverage level affect Lattimore, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lattimore, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lattimore, North Carolina

Insurance Company Low Medium High
Allstate $6,924 $7,171 $7,492
GEICO $2,867 $2,996 $3,157
Liberty Mutual $2,108 $2,210 $2,354
Nationwide $2,715 $2,825 $2,977
Progressive $2,225 $2,347 $2,513
State Farm $3,519 $3,656 $3,848
Travelers $3,026 $3,155 $3,334

How does your driving record affect Lattimore, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Lattimore, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lattimore, North Carolina companies.

Annual Lattimore, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,898 $6,858 $12,756 $5,270
GEICO $1,626 $2,400 $5,776 $2,226
Liberty Mutual $1,325 $1,701 $4,169 $1,701
Nationwide $1,670 $2,160 $5,366 $2,160
Progressive $1,109 $1,618 $5,152 $1,569
State Farm $1,944 $2,826 $7,103 $2,826
Travelers $1,851 $2,488 $5,922 $2,426

How does a DUI affect Lattimore, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Lattimore, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Lattimore, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,756
GEICO $5,776
Liberty Mutual $4,169
Nationwide $5,366
Progressive $5,152
State Farm $7,103
Travelers $5,922

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How does your credit history affect Lattimore, NC car insurance rates?

Take a look at the data here to see how your Lattimore, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lattimore, North Carolina

Insurance Company Poor Fair Good
Allstate $9,747 $6,309 $5,531
GEICO $3,255 $2,992 $2,774
Liberty Mutual $2,224 $2,224 $2,224
Nationwide $2,839 $2,839 $2,839
Progressive $2,690 $2,305 $2,090
State Farm $5,171 $3,297 $2,556
Travelers $3,404 $3,082 $3,029

How does your commute affect Lattimore, NC car insurance rates?

Lattimore, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lattimore if you’re financing.

Annual Car Insurance Rates by Commute Length in Lattimore, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,196 $7,196
GEICO $3,007 $3,007
Liberty Mutual $2,224 $2,224
Nationwide $2,839 $2,839
Progressive $2,362 $2,362
State Farm $3,662 $3,687
Travelers $3,172 $3,172

Who has the cheapest Lattimore, NC car insurance rates?

Here’s a breakdown of Lattimore, North Carolina car insurance rates by company. You can see which company offers the cheapest Lattimore car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lattimore, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Lattimore, NC car insurance companies?

Which Lattimore, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Lattimore companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lattimore, North Carolina

Insurance Company Average Annual Rates
Allstate $7,196
GEICO $3,007
Liberty Mutual $2,224
Nationwide $2,839
Progressive $2,362
State Farm $3,674
Travelers $3,172

What factors affect Lattimore, NC car insurance rates?

Why are Lattimore, North Carolina car insurance rates different than rates in Fayetteville or Winston-Salem? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lattimore, NC?

More time spent behind the wheel can lead to higher Lattimore, North Carolina car insurance rates. In Lattimore, NC, the average commute length is 19.3 minutes.

Car Insurance Quotes for Lattimore, NC

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