Cheap Quotes for Lakeside, MI Car Insurance (2021)

Lakeside, Michigan car insurance rates average $727 a month and Michigan law requires coverage of at least 20/40/10. By comparing rates from multiple Lakeside, MI companies, you can find cheap Lakeside car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lakeside, MI for senior drivers are $5,746/year
  • Average car insurance rates in Lakeside, MI are $727/month
  • The cheapest car insurance company in Lakeside is USAA

How do the Lakeside, Michigan monthly average car insurance rates of $727/month compare to nearby cities like Detroit car insurance rates, Grand Rapids car insurance rates, and Sterling Heights car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lakeside, MI.

We’ll cover the Michigan minimum coverage requirements, Michigan car insurance laws, and Lakeside, MI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lakeside, Michigan companies to find the most affordable Lakeside car insurance rates.

Enter your ZIP code above to find cheap Lakeside, MI car insurance quotes today.

What are the minimum Lakeside, MI car insurance requirements?

To meet Michigan minimum car insurance coverage requirements, Lakeside, MI drivers need to carry at least 20/40/10 coverage.

Minimum Required Car Insurance Coverage in Lakeside, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lakeside, MI car insurance rates?

Three of the criteria that most affect car insurance rates in Lakeside, Michigan are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lakeside car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakeside, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,568 $3,568 $3,330 $3,330 $7,997 $7,997 $4,015 $4,015
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,312 $2,185 $2,062 $2,241 $8,727 $9,482 $2,691 $2,580
State Farm $6,957 $6,957 $6,475 $6,475 $24,668 $24,668 $8,176 $8,176
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

How much do teen drivers pay for car insurance in Lakeside, MI?

Lakeside, Michigan car insurance rates for teens are often higher than rates for other drivers. Compare Lakeside car insurance rates from multiple Lakeside, Michigan car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lakeside, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,997 $7,997
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $8,727 $9,482
State Farm $24,668 $24,668
Travelers $13,395 $13,395
USAA $6,659 $6,279

How much do senior drivers pay for car insurance in Lakeside, MI?

With a little research, seniors can find affordable car insurance in Lakeside, Michigan. Here’s a look at how the top Lakeside car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lakeside, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,330 $3,330
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,062 $2,241
State Farm $6,475 $6,475
Travelers $3,858 $3,858
USAA $2,563 $2,408

How does coverage level affect Lakeside, MI car insurance rates?

How much coverage do you need? Are you comfortable with the Michigan minimum of 20/40/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lakeside, MI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lakeside, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,625 $4,719 $4,839
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $3,900 $4,041 $4,164
State Farm $10,975 $11,642 $12,090
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

How does your driving record affect Lakeside, MI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lakeside, MI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lakeside, Michigan companies.

Annual Lakeside, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,974 $5,060 $4,995 $4,882
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,466 $4,472 $4,025 $4,177
State Farm $7,295 $8,782 $19,187 $11,012
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

How does a DUI affect Lakeside, MI car insurance rates?

With even one DUI on your record, you can see an increase in your Lakeside, MI car insurance rates.

Annual Car Insurance Rates After a DUI in Lakeside, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $4,995
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,025
State Farm $19,187
Travelers $10,331
USAA $4,873

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How does your credit history affect Lakeside, MI car insurance rates?

Take a look at the data here to see how your Lakeside, Michigan car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lakeside, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,218 $4,140 $3,824
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $4,598 $3,923 $3,584
State Farm $18,767 $9,494 $6,446
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

How does your commute affect Lakeside, MI car insurance rates?

Lakeside, MI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Michigan can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lakeside if you’re financing.

Annual Car Insurance Rates by Commute Length in Lakeside, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,728 $4,728
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,035 $4,035
State Farm $11,255 $11,882
Travelers $6,611 $6,686
USAA $3,662 $3,747

Who has the cheapest Lakeside, MI car insurance rates?

Here’s a breakdown of Lakeside, Michigan car insurance rates by company. You can see which company offers the cheapest Lakeside car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lakeside, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Lakeside, MI car insurance companies?

Which Lakeside, Michigan car insurance company will best fit your needs and budget? Check out this comparison of the top Lakeside companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lakeside, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,728
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,035
State Farm $11,569
Travelers $6,649
USAA $3,704

Car Insurance Quotes for Lakeside, MI

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