Cheap Quotes for Lake Wisconsin, WI Car Insurance (2021)

Lake Wisconsin, Wisconsin car insurance rates average $232 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Lake Wisconsin, WI companies, you can find cheap Lake Wisconsin car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Lake Wisconsin is American Family
  • Average car insurance rates in Lake Wisconsin, WI after a DUI are $3,089/year
  • Lake Wisconsin has an average commute time of 29.8 minutes

How do the Lake Wisconsin, Wisconsin monthly average car insurance rates of $232/month compare to nearby cities like Green Bay car insurance rates, Waukesha car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lake Wisconsin, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Lake Wisconsin, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lake Wisconsin, Wisconsin companies to find the most affordable Lake Wisconsin car insurance rates.

Enter your ZIP code above to find cheap Lake Wisconsin, WI car insurance quotes today.

What are the minimum Lake Wisconsin, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Lake Wisconsin, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Lake Wisconsin, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lake Wisconsin, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Lake Wisconsin, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lake Wisconsin car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Wisconsin, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,298 $2,423 $2,120 $2,341 $7,448 $9,519 $2,336 $2,540
American Family $902 $941 $859 $863 $2,707 $2,975 $1,068 $1,135
Farmers $1,816 $1,815 $1,609 $1,704 $8,615 $8,928 $2,065 $2,164
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,440 $1,566 $1,164 $1,318 $5,151 $5,770 $1,528 $1,649
Nationwide $3,313 $3,481 $2,755 $2,899 $6,909 $10,623 $4,041 $4,768
Progressive $1,558 $1,472 $1,276 $1,338 $6,145 $6,917 $1,867 $2,029
State Farm $1,242 $1,242 $1,114 $1,114 $3,678 $4,633 $1,404 $1,610
USAA $1,358 $1,355 $1,231 $1,252 $3,470 $4,024 $1,763 $1,935

How much do teen drivers pay for car insurance in Lake Wisconsin, WI?

Lake Wisconsin, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Lake Wisconsin car insurance rates from multiple Lake Wisconsin, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lake Wisconsin, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,448 $9,519
American Family $2,707 $2,975
Farmers $8,615 $8,928
GEICO $4,009 $4,322
Liberty Mutual $5,151 $5,770
Nationwide $6,909 $10,623
Progressive $6,145 $6,917
State Farm $3,678 $4,633
USAA $3,470 $4,024

How much do senior drivers pay for car insurance in Lake Wisconsin, WI?

With a little research, seniors can find affordable car insurance in Lake Wisconsin, Wisconsin. Here’s a look at how the top Lake Wisconsin car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lake Wisconsin, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,341
American Family $859 $863
Farmers $1,609 $1,704
GEICO $1,243 $1,437
Liberty Mutual $1,164 $1,318
Nationwide $2,755 $2,899
Progressive $1,276 $1,338
State Farm $1,114 $1,114
USAA $1,231 $1,252

How does coverage level affect Lake Wisconsin, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lake Wisconsin, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lake Wisconsin, Wisconsin

Insurance Company Low Medium High
Allstate $3,734 $3,870 $4,030
American Family $1,412 $1,445 $1,437
Farmers $3,313 $3,563 $3,893
GEICO $1,831 $1,968 $2,106
Liberty Mutual $2,229 $2,476 $2,641
Nationwide $4,690 $4,848 $5,008
Progressive $2,639 $2,849 $2,987
State Farm $1,885 $2,011 $2,118
USAA $1,974 $2,050 $2,122

How does your driving record affect Lake Wisconsin, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lake Wisconsin, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lake Wisconsin, Wisconsin companies.

Annual Lake Wisconsin, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,165 $4,350 $4,066 $3,931
American Family $1,370 $1,452 $1,452 $1,452
Farmers $3,129 $3,951 $3,738 $3,540
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $1,865 $2,674 $2,759 $2,497
Nationwide $4,100 $4,742 $5,811 $4,742
Progressive $2,582 $3,144 $2,685 $2,889
State Farm $1,835 $2,174 $2,005 $2,005
USAA $1,604 $2,022 $2,737 $1,830

How does a DUI affect Lake Wisconsin, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Lake Wisconsin, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Lake Wisconsin, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,066
American Family $1,452
Farmers $3,738
GEICO $2,551
Liberty Mutual $2,759
Nationwide $5,811
Progressive $2,685
State Farm $2,005
USAA $2,737

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How does your credit history affect Lake Wisconsin, WI car insurance rates?

Take a look at the data here to see how your Lake Wisconsin, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lake Wisconsin, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,091 $3,505 $3,039
American Family $1,917 $1,262 $1,115
Farmers $4,056 $3,431 $3,281
GEICO $2,581 $1,843 $1,481
Liberty Mutual $3,520 $2,141 $1,684
Nationwide $5,450 $4,548 $4,548
Progressive $3,198 $2,732 $2,545
State Farm $2,990 $1,717 $1,307
USAA $3,154 $1,663 $1,328

How does your commute affect Lake Wisconsin, WI car insurance rates?

Lake Wisconsin, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lake Wisconsin if you’re financing.

Annual Car Insurance Rates by Commute Length in Lake Wisconsin, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,785 $3,972
American Family $1,407 $1,455
Farmers $3,590 $3,590
GEICO $1,930 $2,007
Liberty Mutual $2,449 $2,449
Nationwide $4,849 $4,849
Progressive $2,825 $2,825
State Farm $1,955 $2,054
USAA $2,022 $2,075

Who has the cheapest Lake Wisconsin, WI car insurance rates?

Here’s a breakdown of Lake Wisconsin, Wisconsin car insurance rates by company. You can see which company offers the cheapest Lake Wisconsin car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lake Wisconsin, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Lake Wisconsin, WI car insurance companies?

Which Lake Wisconsin, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Lake Wisconsin companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lake Wisconsin, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,878
American Family $1,431
Farmers $3,590
GEICO $1,968
Liberty Mutual $2,449
Nationwide $4,849
Progressive $2,825
State Farm $2,005
USAA $2,048

What factors affect Lake Wisconsin, WI car insurance rates?

Why are Lake Wisconsin, Wisconsin car insurance rates different than rates in Green Bay or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lake Wisconsin, WI?

More time spent behind the wheel can lead to higher Lake Wisconsin, Wisconsin car insurance rates. In Lake Wisconsin, WI, the average commute length is 29.8 minutes.

Car Insurance Quotes for Lake Wisconsin, WI

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