Cheap Quotes for Lake Delton, WI Car Insurance (2021)

Lake Delton, Wisconsin car insurance rates average $247 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Lake Delton, WI companies, you can find cheap Lake Delton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Lake Delton is American Family
  • Average car insurance rates in Lake Delton, WI for senior drivers are $1,657/year
  • Average car insurance rates in Lake Delton, WI after a DUI are $3,291/year

How do the Lake Delton, Wisconsin monthly average car insurance rates of $247/month compare to nearby cities like Janesville car insurance rates, Madison car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lake Delton, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Lake Delton, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lake Delton, Wisconsin companies to find the most affordable Lake Delton car insurance rates.

Enter your ZIP code above to find cheap Lake Delton, WI car insurance quotes today.

What are the minimum Lake Delton, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Lake Delton, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Lake Delton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Lake Delton, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Lake Delton, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lake Delton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Delton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,305 $2,437 $2,118 $2,341 $7,206 $9,209 $2,357 $2,568
American Family $939 $981 $886 $894 $2,729 $3,005 $1,107 $1,178
Farmers $2,083 $2,090 $1,853 $1,950 $9,348 $9,706 $2,355 $2,479
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,728 $1,645 $1,416 $1,475 $6,598 $7,445 $2,077 $2,257
State Farm $1,262 $1,262 $1,119 $1,119 $3,581 $4,520 $1,422 $1,630
USAA $1,322 $1,320 $1,196 $1,219 $3,357 $3,899 $1,717 $1,886

How much do teen drivers pay for car insurance in Lake Delton, WI?

Lake Delton, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Lake Delton car insurance rates from multiple Lake Delton, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lake Delton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $9,209
American Family $2,729 $3,005
Farmers $9,348 $9,706
GEICO $4,009 $4,322
Liberty Mutual $5,847 $6,561
Nationwide $7,730 $11,827
Progressive $6,598 $7,445
State Farm $3,581 $4,520
USAA $3,357 $3,899

How much do senior drivers pay for car insurance in Lake Delton, WI?

With a little research, seniors can find affordable car insurance in Lake Delton, Wisconsin. Here’s a look at how the top Lake Delton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lake Delton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,118 $2,341
American Family $886 $894
Farmers $1,853 $1,950
GEICO $1,243 $1,437
Liberty Mutual $1,448 $1,646
Nationwide $3,147 $3,317
Progressive $1,416 $1,475
State Farm $1,119 $1,119
USAA $1,196 $1,219

How does coverage level affect Lake Delton, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lake Delton, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lake Delton, Wisconsin

Insurance Company Low Medium High
Allstate $3,674 $3,809 $3,970
American Family $1,447 $1,479 $1,469
Farmers $3,706 $3,956 $4,286
GEICO $1,831 $1,968 $2,106
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,349 $5,493 $5,648
Progressive $2,903 $3,104 $3,233
State Farm $1,889 $1,994 $2,084
USAA $1,921 $1,991 $2,057

How does your driving record affect Lake Delton, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Lake Delton, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lake Delton, Wisconsin companies.

Annual Lake Delton, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,132 $4,285 $3,991 $3,863
American Family $1,402 $1,486 $1,486 $1,486
Farmers $3,473 $4,364 $4,152 $3,943
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,820 $3,417 $2,927 $3,157
State Farm $1,830 $2,148 $1,989 $1,989
USAA $1,560 $1,964 $2,656 $1,779

How does a DUI affect Lake Delton, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Lake Delton, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Lake Delton, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,991
American Family $1,486
Farmers $4,152
GEICO $2,551
Liberty Mutual $3,277
Nationwide $6,589
Progressive $2,927
State Farm $1,989
USAA $2,656

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How does your credit history affect Lake Delton, WI car insurance rates?

Take a look at the data here to see how your Lake Delton, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lake Delton, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,017 $3,450 $2,985
American Family $1,961 $1,293 $1,142
Farmers $4,514 $3,799 $3,637
GEICO $2,581 $1,843 $1,481
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,180 $5,155 $5,155
Progressive $3,503 $2,973 $2,764
State Farm $2,967 $1,703 $1,297
USAA $3,068 $1,613 $1,287

How does your commute affect Lake Delton, WI car insurance rates?

Lake Delton, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lake Delton if you’re financing.

Annual Car Insurance Rates by Commute Length in Lake Delton, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,726 $3,910
American Family $1,440 $1,490
Farmers $3,983 $3,983
GEICO $1,930 $2,007
Liberty Mutual $2,904 $2,904
Nationwide $5,497 $5,497
Progressive $3,080 $3,080
State Farm $1,941 $2,037
USAA $1,964 $2,015

Who has the cheapest Lake Delton, WI car insurance rates?

Here’s a breakdown of Lake Delton, Wisconsin car insurance rates by company. You can see which company offers the cheapest Lake Delton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lake Delton, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Lake Delton, WI car insurance companies?

Which Lake Delton, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Lake Delton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lake Delton, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,818
American Family $1,465
Farmers $3,983
GEICO $1,968
Liberty Mutual $2,904
Nationwide $5,497
Progressive $3,080
State Farm $1,989
USAA $1,990

What factors affect Lake Delton, WI car insurance rates?

Why are Lake Delton, Wisconsin car insurance rates different than rates in Janesville or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Lake Delton, WI?

FBI statistics show that the Lake Delton, Wisconsin car theft rate is 5 thefts each year. High theft rates can lead to higher than average Lake Delton, WI car insurance rates.

How long is the average commute in Lake Delton, WI?

More time spent behind the wheel can lead to higher Lake Delton, Wisconsin car insurance rates. In Lake Delton, WI, the average commute length is 14.5 minutes.

Car Insurance Quotes for Lake Delton, WI

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