Cheap Quotes for Lafe, AR Car Insurance (2021)

Lafe, Arkansas car insurance rates average $341 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Lafe, AR companies, you can find cheap Lafe car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Lafe, AR are $341/month
  • Average car insurance rates in Lafe, AR after a DUI are $4,949/year
  • Average car insurance rates in Lafe, AR for senior drivers are $2,136/year

How do the Lafe, Arkansas monthly average car insurance rates of $341/month compare to nearby cities like Bentonville car insurance rates, Rogers car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lafe, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Lafe, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lafe, Arkansas companies to find the most affordable Lafe car insurance rates.

Enter your ZIP code above to find cheap Lafe, AR car insurance quotes today.

What are the minimum Lafe, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Lafe, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Lafe, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Lafe, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Lafe, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lafe car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lafe, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,989 $2,674 $2,857 $11,234 $13,516 $3,270 $3,541
Farmers $2,282 $2,274 $2,040 $2,145 $9,541 $9,895 $2,608 $2,744
GEICO $2,743 $2,708 $2,525 $2,454 $7,374 $7,373 $2,712 $2,751
Liberty Mutual $2,380 $2,549 $2,259 $2,517 $8,252 $9,077 $2,571 $2,696
Nationwide $2,616 $2,667 $2,348 $2,483 $6,317 $8,058 $2,991 $3,227
Progressive $2,624 $2,482 $2,156 $2,260 $11,061 $12,450 $3,126 $3,361
State Farm $1,720 $1,720 $1,550 $1,550 $5,105 $6,411 $1,941 $2,227
Travelers $2,135 $2,174 $2,113 $2,119 $12,558 $20,206 $2,287 $2,628
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Lafe, AR?

Lafe, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Lafe car insurance rates from multiple Lafe, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lafe, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,234 $13,516
Farmers $9,541 $9,895
GEICO $7,374 $7,373
Liberty Mutual $8,252 $9,077
Nationwide $6,317 $8,058
Progressive $11,061 $12,450
State Farm $5,105 $6,411
Travelers $12,558 $20,206
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Lafe, AR?

With a little research, seniors can find affordable car insurance in Lafe, Arkansas. Here’s a look at how the top Lafe car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lafe, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,857
Farmers $2,040 $2,145
GEICO $2,525 $2,454
Liberty Mutual $2,259 $2,517
Nationwide $2,348 $2,483
Progressive $2,156 $2,260
State Farm $1,550 $1,550
Travelers $2,113 $2,119
USAA $1,192 $1,200

How does coverage level affect Lafe, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lafe, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lafe, Arkansas

Insurance Company Low Medium High
Allstate $5,228 $5,380 $5,541
Farmers $3,980 $4,147 $4,446
GEICO $3,670 $3,829 $3,992
Liberty Mutual $3,909 $4,012 $4,192
Nationwide $3,859 $3,758 $3,898
Progressive $4,495 $4,844 $5,481
State Farm $2,629 $2,775 $2,929
Travelers $5,492 $5,793 $6,049
USAA $1,989 $2,069 $2,171

How does your driving record affect Lafe, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Lafe, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lafe, Arkansas companies.

Annual Lafe, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,409 $5,580 $6,237 $5,305
Farmers $3,547 $4,539 $4,436 $4,243
GEICO $2,607 $3,988 $5,919 $2,806
Liberty Mutual $2,758 $4,465 $5,224 $3,703
Nationwide $2,985 $3,858 $5,224 $3,286
Progressive $4,259 $5,915 $4,479 $5,107
State Farm $2,540 $3,015 $2,778 $2,778
Travelers $4,842 $5,001 $7,329 $5,939
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Lafe, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Lafe, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Lafe, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,237
Farmers $4,436
GEICO $5,919
Liberty Mutual $5,224
Nationwide $5,224
Progressive $4,479
State Farm $2,778
Travelers $7,329
USAA $2,912

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How does your credit history affect Lafe, AR car insurance rates?

Take a look at the data here to see how your Lafe, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lafe, Arkansas

Insurance Company Poor Fair Good
Allstate $6,757 $5,189 $4,203
Farmers $4,767 $3,997 $3,809
GEICO $4,587 $3,774 $3,129
Liberty Mutual $5,842 $3,516 $2,755
Nationwide $4,538 $3,651 $3,326
Progressive $5,600 $4,778 $4,442
State Farm $4,024 $2,423 $1,886
Travelers $6,624 $5,535 $5,174
USAA $2,749 $1,878 $1,602

How does your commute affect Lafe, AR car insurance rates?

Lafe, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lafe if you’re financing.

Annual Car Insurance Rates by Commute Length in Lafe, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,383 $5,383
Farmers $4,191 $4,191
GEICO $3,800 $3,860
Liberty Mutual $4,038 $4,038
Nationwide $3,838 $3,838
Progressive $4,940 $4,940
State Farm $2,710 $2,846
Travelers $5,778 $5,778
USAA $2,017 $2,135

Who has the cheapest Lafe, AR car insurance rates?

Here’s a breakdown of Lafe, Arkansas car insurance rates by company. You can see which company offers the cheapest Lafe car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lafe, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Lafe, AR car insurance companies?

Which Lafe, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Lafe companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lafe, Arkansas

Insurance Company Average Annual Rates
Allstate $5,383
Farmers $4,191
GEICO $3,830
Liberty Mutual $4,037
Nationwide $3,838
Progressive $4,940
State Farm $2,778
Travelers $5,778
USAA $2,076

What factors affect Lafe, AR car insurance rates?

Why are Lafe, Arkansas car insurance rates different than rates in Bentonville or Rogers? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lafe, AR?

More time spent behind the wheel can lead to higher Lafe, Arkansas car insurance rates. In Lafe, AR, the average commute length is 23.4 minutes.

Car Insurance Quotes for Lafe, AR

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