Cheap Quotes for La Mirada, CA Car Insurance (2021)

La Mirada, California car insurance rates average $333 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple La Mirada, CA companies, you can find cheap La Mirada car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in La Mirada is USAA
  • Average car insurance rates in La Mirada, CA after a DUI are $5,619/year
  • La Mirada has an average commute time of 32.3 minutes

How do the La Mirada, California monthly average car insurance rates of $333/month compare to nearby cities like Bakersfield car insurance rates, Oakland car insurance rates, and San Francisco car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in La Mirada, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and La Mirada, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple La Mirada, California companies to find the most affordable La Mirada car insurance rates.

Enter your ZIP code above to find cheap La Mirada, CA car insurance quotes today.

What are the minimum La Mirada, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, La Mirada, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in La Mirada, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Average La Mirada, CA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within La Mirada, CA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in La Mirada, California

ZIP Code Average Annual Rates
90638 $5,337
90639 $5,626

How do age, gender, and marital status affect La Mirada, CA car insurance rates?

Three of the criteria that most affect car insurance rates in La Mirada, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top La Mirada car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Mirada, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,165 $3,155 $2,309 $2,321 $8,906 $11,182 $4,028 $4,389
Farmers $2,900 $2,900 $2,631 $2,631 $9,234 $15,031 $3,437 $3,829
GEICO $1,933 $1,933 $1,817 $1,817 $5,897 $5,993 $2,779 $2,836
Liberty Mutual $2,492 $2,347 $2,332 $2,255 $5,441 $5,826 $2,798 $2,834
Nationwide $3,668 $3,495 $3,226 $3,034 $9,454 $10,432 $4,392 $4,324
Progressive $1,923 $1,981 $1,634 $1,943 $5,172 $6,244 $2,779 $2,992
State Farm $3,438 $3,438 $3,074 $3,074 $6,372 $7,915 $3,808 $3,924
Travelers $2,797 $2,700 $2,473 $2,447 $5,919 $6,726 $3,660 $3,567
USAA $2,029 $1,922 $1,975 $1,983 $4,648 $4,684 $2,812 $2,658

How much do teen drivers pay for car insurance in La Mirada, CA?

La Mirada, California car insurance rates for teens are often higher than rates for other drivers. Compare La Mirada car insurance rates from multiple La Mirada, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in La Mirada, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,906 $11,182
Farmers $9,234 $15,031
GEICO $5,897 $5,993
Liberty Mutual $5,441 $5,826
Nationwide $9,454 $10,432
Progressive $5,172 $6,244
State Farm $6,372 $7,915
Travelers $5,919 $6,726
USAA $4,648 $4,684

How much do senior drivers pay for car insurance in La Mirada, CA?

With a little research, seniors can find affordable car insurance in La Mirada, California. Here’s a look at how the top La Mirada car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in La Mirada, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,321
Farmers $2,631 $2,631
GEICO $1,817 $1,817
Liberty Mutual $2,332 $2,255
Nationwide $3,226 $3,034
Progressive $1,634 $1,943
State Farm $3,074 $3,074
Travelers $2,473 $2,447
USAA $1,975 $1,983

How does coverage level affect La Mirada, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your La Mirada, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in La Mirada, California

Insurance Company Low Medium High
Allstate $4,649 $4,977 $5,170
Farmers $4,922 $5,369 $5,681
GEICO $2,811 $3,163 $3,403
Liberty Mutual $3,044 $3,322 $3,506
Nationwide $4,685 $5,354 $5,719
Progressive $2,766 $3,176 $3,308
State Farm $3,910 $4,464 $4,766
Travelers $3,256 $3,895 $4,208
USAA $2,578 $2,894 $3,045

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your driving record affect La Mirada, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in La Mirada, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top La Mirada, California companies.

Annual La Mirada, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,971 $4,996 $7,863 $3,898
Farmers $3,942 $5,364 $6,669 $5,322
GEICO $2,183 $3,381 $4,230 $2,708
Liberty Mutual $2,857 $3,825 $3,454 $3,027
Nationwide $3,662 $4,699 $7,952 $4,699
Progressive $2,015 $3,431 $3,983 $2,904
State Farm $3,129 $3,730 $7,034 $3,629
Travelers $2,493 $4,142 $4,788 $3,722
USAA $1,885 $2,812 $4,594 $2,065

How does a DUI affect La Mirada, CA car insurance rates?

With even one DUI on your record, you can see an increase in your La Mirada, CA car insurance rates.

Annual Car Insurance Rates After a DUI in La Mirada, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,863
Farmers $6,669
GEICO $4,230
Liberty Mutual $3,454
Nationwide $7,952
Progressive $3,983
State Farm $7,034
Travelers $4,788
USAA $4,594

How does your commute affect La Mirada, CA car insurance rates?

La Mirada, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in La Mirada if you’re financing.

Annual Car Insurance Rates by Commute Length in La Mirada, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,445 $5,419
Farmers $4,829 $5,819
GEICO $2,839 $3,412
Liberty Mutual $3,020 $3,561
Nationwide $4,635 $5,871
Progressive $2,797 $3,370
State Farm $4,220 $4,540
Travelers $3,403 $4,169
USAA $2,617 $3,061

Who has the cheapest La Mirada, CA car insurance rates?

Here’s a breakdown of La Mirada, California car insurance rates by company. You can see which company offers the cheapest La Mirada car insurance rates in each category.

Best Annual Car Insurance Rates by Company in La Mirada, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top La Mirada, CA car insurance companies?

Which La Mirada, California car insurance company will best fit your needs and budget? Check out this comparison of the top La Mirada companies to find the one for you.

Average Annual Car Insurance Rates by Company in La Mirada, California

Insurance Company Average Annual Rates
Allstate $4,932
Farmers $5,324
GEICO $3,126
Liberty Mutual $3,291
Nationwide $5,253
Progressive $3,083
State Farm $4,380
Travelers $3,786
USAA $2,839

What factors affect La Mirada, CA car insurance rates?

Why are La Mirada, California car insurance rates different than rates in Bakersfield or Oakland? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in La Mirada, CA?

FBI statistics show that the La Mirada, California car theft rate is 121 thefts each year. High theft rates can lead to higher than average La Mirada, CA car insurance rates.

How long is the average commute in La Mirada, CA?

More time spent behind the wheel can lead to higher La Mirada, California car insurance rates. In La Mirada, CA, the average commute length is 32.3 minutes.

Car Insurance Quotes for La Mirada, CA

Shop for affordable La Mirada, California car insurance rates today. Enter your ZIP code to compare quotes from multiple La Mirada, CA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption