Cheap Quotes for Klamath, CA Car Insurance (2021)

Klamath, California car insurance rates average $267 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Klamath, CA companies, you can find cheap Klamath car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Klamath is Progressive
  • Klamath has an average commute time of 23.8 minutes
  • Average car insurance rates in Klamath, CA are $267/month

How do the Klamath, California monthly average car insurance rates of $267/month compare to nearby cities like Anaheim car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Klamath, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Klamath, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Klamath, California companies to find the most affordable Klamath car insurance rates.

Enter your ZIP code above to find cheap Klamath, CA car insurance quotes today.

What are the minimum Klamath, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Klamath, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Klamath, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Klamath, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Klamath, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Klamath car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Klamath, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,324 $2,334 $1,686 $1,724 $6,343 $7,987 $3,038 $3,390
Farmers $2,271 $2,271 $2,036 $2,036 $7,303 $12,087 $2,696 $3,004
GEICO $1,844 $1,846 $1,734 $1,734 $5,629 $5,742 $2,652 $2,719
Liberty Mutual $1,937 $1,839 $1,789 $1,737 $4,173 $4,431 $2,186 $2,203
Nationwide $3,032 $2,900 $2,632 $2,487 $7,631 $8,422 $3,612 $3,586
Progressive $1,561 $1,606 $1,328 $1,574 $4,110 $4,956 $2,249 $2,417
State Farm $2,772 $2,772 $2,474 $2,474 $5,045 $6,246 $3,067 $3,164
Travelers $2,046 $1,991 $1,809 $1,789 $4,053 $4,701 $2,645 $2,596
USAA $1,835 $1,742 $1,788 $1,799 $4,170 $4,192 $2,538 $2,402

How much do teen drivers pay for car insurance in Klamath, CA?

Klamath, California car insurance rates for teens are often higher than rates for other drivers. Compare Klamath car insurance rates from multiple Klamath, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Klamath, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,343 $7,987
Farmers $7,303 $12,087
GEICO $5,629 $5,742
Liberty Mutual $4,173 $4,431
Nationwide $7,631 $8,422
Progressive $4,110 $4,956
State Farm $5,045 $6,246
Travelers $4,053 $4,701
USAA $4,170 $4,192

How much do senior drivers pay for car insurance in Klamath, CA?

With a little research, seniors can find affordable car insurance in Klamath, California. Here’s a look at how the top Klamath car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Klamath, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,724
Farmers $2,036 $2,036
GEICO $1,734 $1,734
Liberty Mutual $1,789 $1,737
Nationwide $2,632 $2,487
Progressive $1,328 $1,574
State Farm $2,474 $2,474
Travelers $1,809 $1,789
USAA $1,788 $1,799

How does coverage level affect Klamath, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Klamath, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Klamath, California

Insurance Company Low Medium High
Allstate $3,456 $3,627 $3,727
Farmers $3,970 $4,242 $4,427
GEICO $2,745 $3,016 $3,202
Liberty Mutual $2,378 $2,556 $2,676
Nationwide $3,906 $4,353 $4,605
Progressive $2,223 $2,545 $2,657
State Farm $3,217 $3,548 $3,740
Travelers $2,420 $2,761 $2,930
USAA $2,327 $2,606 $2,742

How does your driving record affect Klamath, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Klamath, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Klamath, California companies.

Annual Klamath, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,162 $3,689 $5,723 $2,840
Farmers $3,108 $4,237 $5,292 $4,214
GEICO $2,089 $3,224 $4,045 $2,592
Liberty Mutual $2,201 $2,951 $2,663 $2,333
Nationwide $2,994 $3,833 $6,491 $3,833
Progressive $1,623 $2,749 $3,195 $2,334
State Farm $2,494 $2,978 $5,638 $2,897
Travelers $1,838 $2,919 $3,410 $2,647
USAA $1,701 $2,526 $4,144 $1,862

How does a DUI affect Klamath, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Klamath, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Klamath, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,723
Farmers $5,292
GEICO $4,045
Liberty Mutual $2,663
Nationwide $6,491
Progressive $3,195
State Farm $5,638
Travelers $3,410
USAA $4,144

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How does your commute affect Klamath, CA car insurance rates?

Klamath, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Klamath if you’re financing.

Annual Car Insurance Rates by Commute Length in Klamath, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,262 $3,945
Farmers $3,824 $4,602
GEICO $2,714 $3,261
Liberty Mutual $2,330 $2,744
Nationwide $3,786 $4,789
Progressive $2,249 $2,701
State Farm $3,376 $3,628
Travelers $2,438 $2,970
USAA $2,357 $2,760

Who has the cheapest Klamath, CA car insurance rates?

Here’s a breakdown of Klamath, California car insurance rates by company. You can see which company offers the cheapest Klamath car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Klamath, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Klamath, CA car insurance companies?

Which Klamath, California car insurance company will best fit your needs and budget? Check out this comparison of the top Klamath companies to find the one for you.

Average Annual Car Insurance Rates by Company in Klamath, California

Insurance Company Average Annual Rates
Allstate $3,603
Farmers $4,213
GEICO $2,988
Liberty Mutual $2,537
Nationwide $4,288
Progressive $2,475
State Farm $3,502
Travelers $2,704
USAA $2,558

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What factors affect Klamath, CA car insurance rates?

Why are Klamath, California car insurance rates different than rates in Anaheim or Long Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Klamath, CA?

More time spent behind the wheel can lead to higher Klamath, California car insurance rates. In Klamath, CA, the average commute length is 23.8 minutes.

Car Insurance Quotes for Klamath, CA

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