Cheap Quotes for Kimberly, WV Car Insurance (2021)

Kimberly, West Virginia car insurance rates average $330 a month and West Virginia law requires coverage of at least 25/50/25. By comparing rates from multiple Kimberly, WV companies, you can find cheap Kimberly car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Kimberly, WV after a DUI are $4,899/year
  • Average car insurance rates in Kimberly, WV for senior drivers are $2,211/year
  • The cheapest car insurance company in Kimberly is State Farm

How do the Kimberly, West Virginia monthly average car insurance rates of $330/month compare to nearby cities like St. Albans car insurance rates, Fairmont car insurance rates, and Martinsburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kimberly, WV.

We’ll cover the West Virginia minimum coverage requirements, West Virginia car insurance laws, and Kimberly, WV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kimberly, West Virginia companies to find the most affordable Kimberly car insurance rates.

Enter your ZIP code above to find cheap Kimberly, WV car insurance quotes today.

What are the minimum Kimberly, WV car insurance requirements?

To meet West Virginia minimum car insurance coverage requirements, Kimberly, WV drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Kimberly, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Kimberly, WV car insurance rates?

Three of the criteria that most affect car insurance rates in Kimberly, West Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kimberly car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kimberly, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,782 $2,578 $2,498 $2,503 $10,059 $10,474 $3,055 $3,051
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,906 $4,243 $3,137 $3,820 $14,813 $16,716 $4,032 $4,444
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,118 $2,042 $1,952 $1,952 $9,092 $10,239 $2,543 $2,627
State Farm $1,613 $1,613 $1,456 $1,456 $3,633 $4,687 $1,911 $1,507
USAA $1,697 $1,671 $1,580 $1,589 $5,665 $6,259 $2,191 $2,350

How much do teen drivers pay for car insurance in Kimberly, WV?

Kimberly, West Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Kimberly car insurance rates from multiple Kimberly, West Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kimberly, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,059 $10,474
GEICO $7,282 $8,784
Liberty Mutual $14,813 $16,716
Nationwide $4,982 $6,271
Progressive $9,092 $10,239
State Farm $3,633 $4,687
USAA $5,665 $6,259

How much do senior drivers pay for car insurance in Kimberly, WV?

With a little research, seniors can find affordable car insurance in Kimberly, West Virginia. Here’s a look at how the top Kimberly car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kimberly, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,503
GEICO $2,766 $2,681
Liberty Mutual $3,137 $3,820
Nationwide $1,744 $1,821
Progressive $1,952 $1,952
State Farm $1,456 $1,456
USAA $1,580 $1,589

How does coverage level affect Kimberly, WV car insurance rates?

How much coverage do you need? Are you comfortable with the West Virginia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kimberly, WV car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kimberly, West Virginia

Insurance Company Low Medium High
Allstate $4,440 $4,616 $4,819
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,540 $6,870 $7,257
Nationwide $2,814 $2,879 $2,979
Progressive $3,908 $4,027 $4,277
State Farm $2,102 $2,228 $2,374
USAA $2,770 $2,870 $2,986

How does your driving record affect Kimberly, WV car insurance rates?

Safe driving pays off. The more traffic violations you have in Kimberly, WV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kimberly, West Virginia companies.

Annual Kimberly, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,901 $4,625 $5,538 $4,436
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,639 $7,126 $7,900 $6,891
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $3,460 $4,626 $4,135 $4,062
State Farm $2,048 $2,421 $2,234 $2,234
USAA $2,258 $2,675 $3,813 $2,755

How does a DUI affect Kimberly, WV car insurance rates?

With even one DUI on your record, you can see an increase in your Kimberly, WV car insurance rates.

Annual Car Insurance Rates After a DUI in Kimberly, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,538
GEICO $7,093
Liberty Mutual $7,900
Nationwide $3,578
Progressive $4,135
State Farm $2,234
USAA $3,813

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How does your credit history affect Kimberly, WV car insurance rates?

Take a look at the data here to see how your Kimberly, West Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kimberly, West Virginia

Insurance Company Poor Fair Good
Allstate $5,616 $4,457 $3,803
GEICO $4,974 $4,048 $3,358
Liberty Mutual $9,870 $6,048 $4,748
Nationwide $3,292 $2,779 $2,601
Progressive $4,563 $3,966 $3,684
State Farm $3,211 $1,956 $1,536
USAA $4,232 $2,440 $1,954

How does your commute affect Kimberly, WV car insurance rates?

Kimberly, WV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for West Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kimberly if you’re financing.

Annual Car Insurance Rates by Commute Length in Kimberly, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,625 $4,625
GEICO $4,081 $4,172
Liberty Mutual $6,889 $6,889
Nationwide $2,891 $2,891
Progressive $4,071 $4,071
State Farm $2,176 $2,293
USAA $2,842 $2,909

Who has the cheapest Kimberly, WV car insurance rates?

Here’s a breakdown of Kimberly, West Virginia car insurance rates by company. You can see which company offers the cheapest Kimberly car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kimberly, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Kimberly, WV car insurance companies?

Which Kimberly, West Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Kimberly companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kimberly, West Virginia

Insurance Company Average Annual Rates
Allstate $4,625
GEICO $4,126
Liberty Mutual $6,889
Nationwide $2,891
Progressive $4,071
State Farm $2,234
USAA $2,875

Car Insurance Quotes for Kimberly, WV

Shop for affordable Kimberly, West Virginia car insurance rates today. Enter your ZIP code to compare quotes from multiple Kimberly, WV car insurance companies.

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