Cheap Quotes for Kimballton, IA Car Insurance (2021)

Kimballton, Iowa car insurance rates average $251 a month and Iowa law requires coverage of at least 20/40/15. By comparing rates from multiple Kimballton, IA companies, you can find cheap Kimballton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Kimballton, IA for senior drivers are $1,681/year
  • Average car insurance rates in Kimballton, IA after a DUI are $3,614/year
  • Kimballton has an average commute time of 23.6 minutes

How do the Kimballton, Iowa monthly average car insurance rates of $251/month compare to nearby cities like West Des Moines car insurance rates, Cedar Rapids car insurance rates, and Ankeny car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kimballton, IA.

We’ll cover the Iowa minimum coverage requirements, Iowa car insurance laws, and Kimballton, IA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kimballton, Iowa companies to find the most affordable Kimballton car insurance rates.

Enter your ZIP code above to find cheap Kimballton, IA car insurance quotes today.

What are the minimum Kimballton, IA car insurance requirements?

To meet Iowa minimum car insurance coverage requirements, Kimballton, IA drivers need to carry at least 20/40/15 coverage.

Minimum Required Car Insurance Coverage in Kimballton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Kimballton, IA car insurance rates?

Three of the criteria that most affect car insurance rates in Kimballton, Iowa are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kimballton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kimballton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $1,792 $1,734 $1,476 $1,531 $4,237 $4,788 $2,157 $2,327
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,526 $2,581 $2,435 $2,443 $10,748 $16,987 $2,623 $3,141
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

How much do teen drivers pay for car insurance in Kimballton, IA?

Kimballton, Iowa car insurance rates for teens are often higher than rates for other drivers. Compare Kimballton car insurance rates from multiple Kimballton, Iowa car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kimballton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,251 $7,378
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,237 $4,788
State Farm $3,891 $4,937
Travelers $10,748 $16,987
USAA $3,461 $3,687

How much do senior drivers pay for car insurance in Kimballton, IA?

With a little research, seniors can find affordable car insurance in Kimballton, Iowa. Here’s a look at how the top Kimballton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kimballton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,766 $1,766
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,476 $1,531
State Farm $1,269 $1,269
Travelers $2,435 $2,443
USAA $1,188 $1,218

How does coverage level affect Kimballton, IA car insurance rates?

How much coverage do you need? Are you comfortable with the Iowa minimum of 20/40/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kimballton, IA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kimballton, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,076 $3,228 $2,872
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,376 $2,514 $2,627
State Farm $2,111 $2,229 $2,311
Travelers $5,163 $5,515 $5,629
USAA $1,835 $1,940 $2,026

How does your driving record affect Kimballton, IA car insurance rates?

Safe driving pays off. The more traffic violations you have in Kimballton, IA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kimballton, Iowa companies.

Annual Kimballton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $2,019 $3,285 $2,188 $2,529
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,977 $5,277 $7,047 $5,441
USAA $1,478 $1,982 $2,578 $1,696

How does a DUI affect Kimballton, IA car insurance rates?

With even one DUI on your record, you can see an increase in your Kimballton, IA car insurance rates.

Annual Car Insurance Rates After a DUI in Kimballton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
American Family $4,197
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,188
State Farm $2,217
Travelers $7,047
USAA $2,578

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How does your credit history affect Kimballton, IA car insurance rates?

Take a look at the data here to see how your Kimballton, Iowa car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kimballton, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $3,901 $2,866 $2,409
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $2,974 $2,387 $2,155
State Farm $3,157 $1,953 $1,541
Travelers $6,129 $5,215 $4,962
USAA $2,547 $1,745 $1,510

How does your commute affect Kimballton, IA car insurance rates?

Kimballton, IA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Iowa can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kimballton if you’re financing.

Annual Car Insurance Rates by Commute Length in Kimballton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,023 $3,094
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,506 $2,506
State Farm $2,164 $2,270
Travelers $5,436 $5,436
USAA $1,863 $2,004

Who has the cheapest Kimballton, IA car insurance rates?

Here’s a breakdown of Kimballton, Iowa car insurance rates by company. You can see which company offers the cheapest Kimballton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kimballton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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What are the top Kimballton, IA car insurance companies?

Which Kimballton, Iowa car insurance company will best fit your needs and budget? Check out this comparison of the top Kimballton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kimballton, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,059
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,506
State Farm $2,217
Travelers $5,436
USAA $1,934

What factors affect Kimballton, IA car insurance rates?

Why are Kimballton, Iowa car insurance rates different than rates in West Des Moines or Cedar Rapids? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kimballton, IA?

More time spent behind the wheel can lead to higher Kimballton, Iowa car insurance rates. In Kimballton, IA, the average commute length is 23.6 minutes.

Car Insurance Quotes for Kimballton, IA

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