Cheap Quotes for Kiel, WI Car Insurance (2021)

Kiel, Wisconsin car insurance rates average $217 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Kiel, WI companies, you can find cheap Kiel car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Kiel, WI for senior drivers are $1,431/year
  • Average car insurance rates in Kiel, WI after a DUI are $2,877/year
  • The cheapest car insurance company in Kiel is American Family

How do the Kiel, Wisconsin monthly average car insurance rates of $217/month compare to nearby cities like Madison car insurance rates, La Crosse car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kiel, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Kiel, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kiel, Wisconsin companies to find the most affordable Kiel car insurance rates.

Enter your ZIP code above to find cheap Kiel, WI car insurance quotes today.

What are the minimum Kiel, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Kiel, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Kiel, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Kiel, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Kiel, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kiel car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kiel, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $855 $892 $814 $820 $2,498 $2,745 $1,005 $1,067
Farmers $1,736 $1,735 $1,536 $1,632 $8,395 $8,696 $1,969 $2,054
GEICO $1,117 $1,236 $1,166 $1,343 $3,715 $4,000 $1,032 $1,060
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,831 $2,972 $2,363 $2,484 $5,992 $9,236 $3,461 $4,065
Progressive $1,639 $1,549 $1,344 $1,409 $6,389 $7,193 $1,957 $2,112
State Farm $1,239 $1,239 $1,106 $1,106 $3,594 $4,535 $1,399 $1,601
USAA $1,071 $1,065 $980 $989 $2,761 $3,180 $1,379 $1,504

How much do teen drivers pay for car insurance in Kiel, WI?

Kiel, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Kiel car insurance rates from multiple Kiel, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kiel, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,498 $2,745
Farmers $8,395 $8,696
GEICO $3,715 $4,000
Liberty Mutual $5,627 $6,311
Nationwide $5,992 $9,236
Progressive $6,389 $7,193
State Farm $3,594 $4,535
USAA $2,761 $3,180

How much do senior drivers pay for car insurance in Kiel, WI?

With a little research, seniors can find affordable car insurance in Kiel, Wisconsin. Here’s a look at how the top Kiel car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kiel, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $814 $820
Farmers $1,536 $1,632
GEICO $1,166 $1,343
Liberty Mutual $1,281 $1,454
Nationwide $2,363 $2,484
Progressive $1,344 $1,409
State Farm $1,106 $1,106
USAA $980 $989

How does coverage level affect Kiel, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kiel, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kiel, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,318 $1,349 $1,345
Farmers $3,178 $3,441 $3,788
GEICO $1,704 $1,832 $1,965
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,032 $4,176 $4,320
Progressive $2,727 $2,976 $3,144
State Farm $1,865 $1,984 $2,084
USAA $1,547 $1,617 $1,683

How does your driving record affect Kiel, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Kiel, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kiel, Wisconsin companies.

Annual Kiel, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,281 $1,356 $1,356 $1,356
Farmers $3,019 $3,821 $3,620 $3,416
GEICO $1,270 $2,055 $2,364 $1,645
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,531 $4,084 $5,004 $4,084
Progressive $2,697 $3,279 $2,805 $3,015
State Farm $1,815 $2,140 $1,978 $1,978
USAA $1,267 $1,598 $2,154 $1,445

How does a DUI affect Kiel, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Kiel, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Kiel, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,588
American Family $1,356
Farmers $3,620
GEICO $2,364
Liberty Mutual $3,028
Nationwide $5,004
Progressive $2,805
State Farm $1,978
USAA $2,154

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Kiel, WI car insurance rates?

Take a look at the data here to see how your Kiel, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kiel, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,796 $1,176 $1,039
Farmers $3,916 $3,319 $3,173
GEICO $2,402 $1,717 $1,381
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,694 $3,916 $3,916
Progressive $3,341 $2,851 $2,655
State Farm $2,949 $1,694 $1,290
USAA $2,466 $1,321 $1,061

How does your commute affect Kiel, WI car insurance rates?

Kiel, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kiel if you’re financing.

Annual Car Insurance Rates by Commute Length in Kiel, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,315 $1,359
Farmers $3,469 $3,469
GEICO $1,797 $1,870
Liberty Mutual $2,687 $2,687
Nationwide $4,176 $4,176
Progressive $2,949 $2,949
State Farm $1,929 $2,026
USAA $1,595 $1,637

Who has the cheapest Kiel, WI car insurance rates?

Here’s a breakdown of Kiel, Wisconsin car insurance rates by company. You can see which company offers the cheapest Kiel car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kiel, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Kiel, WI car insurance companies?

Which Kiel, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Kiel companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kiel, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,337
Farmers $3,469
GEICO $1,834
Liberty Mutual $2,687
Nationwide $4,176
Progressive $2,949
State Farm $1,978
USAA $1,616

What factors affect Kiel, WI car insurance rates?

Why are Kiel, Wisconsin car insurance rates different than rates in Madison or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kiel, WI?

More time spent behind the wheel can lead to higher Kiel, Wisconsin car insurance rates. In Kiel, WI, the average commute length is 23.3 minutes.

What is the traffic like in Kiel, WI

Like commute length, time spent in traffic also increase risk of accidents. Kiel, WI is listed as 507th in INRIX congested cities data.

Car Insurance Quotes for Kiel, WI

Shop for affordable Kiel, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Kiel, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption