Cheap Quotes for Kenosha, WI Car Insurance (2021)

Kenosha, Wisconsin car insurance rates average $270 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Kenosha, WI companies, you can find cheap Kenosha car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Kenosha has an average commute time of 24.0 minutes
  • Average car insurance rates in Kenosha, WI for senior drivers are $1,736/year
  • Average car insurance rates in Kenosha, WI after a DUI are $3,616/year

How do the Kenosha, Wisconsin monthly average car insurance rates of $270/month compare to nearby cities like Oshkosh car insurance rates, La Crosse car insurance rates, and Appleton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kenosha, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Kenosha, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kenosha, Wisconsin companies to find the most affordable Kenosha car insurance rates.

Enter your ZIP code above to find cheap Kenosha, WI car insurance quotes today.

What are the minimum Kenosha, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Kenosha, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Kenosha, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Kenosha, WI Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Kenosha, WI you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Kenosha, Wisconsin

ZIP Code Average Annual Rates
53140 $3,228
53142 $3,243
53143 $3,156
53144 $3,208

How do age, gender, and marital status affect Kenosha, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Kenosha, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kenosha car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kenosha, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,578 $2,692 $2,414 $2,660 $9,240 $11,878 $2,575 $2,782
American Family $973 $1,013 $956 $952 $3,566 $3,904 $1,186 $1,262
Farmers $2,091 $2,088 $1,844 $1,973 $10,629 $11,002 $2,374 $2,456
GEICO $1,358 $1,535 $1,484 $1,776 $4,814 $5,167 $1,246 $1,254
Liberty Mutual $1,647 $1,785 $1,321 $1,497 $6,552 $7,344 $1,743 $1,870
Nationwide $3,555 $3,713 $2,997 $3,135 $7,908 $12,280 $4,375 $5,052
Progressive $1,747 $1,627 $1,436 $1,517 $7,260 $8,141 $2,082 $2,248
State Farm $1,434 $1,434 $1,310 $1,310 $4,549 $5,703 $1,627 $1,873
USAA $1,446 $1,424 $1,332 $1,326 $3,968 $4,547 $1,857 $2,008

How much do teen drivers pay for car insurance in Kenosha, WI?

Kenosha, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Kenosha car insurance rates from multiple Kenosha, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kenosha, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,240 $11,878
American Family $3,566 $3,904
Farmers $10,629 $11,002
GEICO $4,814 $5,167
Liberty Mutual $6,552 $7,344
Nationwide $7,908 $12,280
Progressive $7,260 $8,141
State Farm $4,549 $5,703
USAA $3,968 $4,547

How much do senior drivers pay for car insurance in Kenosha, WI?

With a little research, seniors can find affordable car insurance in Kenosha, Wisconsin. Here’s a look at how the top Kenosha car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kenosha, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,414 $2,660
American Family $956 $952
Farmers $1,844 $1,973
GEICO $1,484 $1,776
Liberty Mutual $1,321 $1,497
Nationwide $2,997 $3,135
Progressive $1,436 $1,517
State Farm $1,310 $1,310
USAA $1,332 $1,326

How does coverage level affect Kenosha, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kenosha, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kenosha, Wisconsin

Insurance Company Low Medium High
Allstate $4,350 $4,589 $4,869
American Family $1,690 $1,744 $1,746
Farmers $3,895 $4,265 $4,761
GEICO $2,089 $2,327 $2,571
Liberty Mutual $2,659 $3,000 $3,251
Nationwide $5,157 $5,377 $5,597
Progressive $2,971 $3,294 $3,506
State Farm $2,231 $2,416 $2,568
USAA $2,138 $2,242 $2,336

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How does your driving record affect Kenosha, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Kenosha, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kenosha, Wisconsin companies.

Annual Kenosha, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,702 $5,164 $4,868 $4,675
American Family $1,650 $1,752 $1,752 $1,752
Farmers $3,742 $4,758 $4,502 $4,226
GEICO $1,569 $2,611 $3,124 $2,012
Liberty Mutual $2,245 $3,270 $3,344 $3,021
Nationwide $4,547 $5,259 $6,444 $5,259
Progressive $2,969 $3,645 $3,098 $3,317
State Farm $2,182 $2,628 $2,405 $2,405
USAA $1,736 $2,219 $3,009 $1,989

How does a DUI affect Kenosha, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Kenosha, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Kenosha, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,868
American Family $1,752
Farmers $4,502
GEICO $3,124
Liberty Mutual $3,344
Nationwide $6,444
Progressive $3,098
State Farm $2,405
USAA $3,009

How does your credit history affect Kenosha, WI car insurance rates?

Take a look at the data here to see how your Kenosha, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kenosha, Wisconsin

Insurance Company Poor Fair Good
Allstate $6,061 $4,146 $3,600
American Family $2,313 $1,523 $1,343
Farmers $4,852 $4,127 $3,943
GEICO $3,060 $2,179 $1,748
Liberty Mutual $4,259 $2,609 $2,041
Nationwide $6,044 $5,043 $5,043
Progressive $3,658 $3,159 $2,955
State Farm $3,584 $2,061 $1,571
USAA $3,409 $1,834 $1,473

How does your commute affect Kenosha, WI car insurance rates?

Kenosha, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kenosha if you’re financing.

Annual Car Insurance Rates by Commute Length in Kenosha, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,490 $4,714
American Family $1,696 $1,757
Farmers $4,307 $4,307
GEICO $2,286 $2,372
Liberty Mutual $2,970 $2,970
Nationwide $5,377 $5,377
Progressive $3,257 $3,257
State Farm $2,344 $2,466
USAA $2,210 $2,267

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Who has the cheapest Kenosha, WI car insurance rates?

Here’s a breakdown of Kenosha, Wisconsin car insurance rates by company. You can see which company offers the cheapest Kenosha car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kenosha, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

What are the top Kenosha, WI car insurance companies?

Which Kenosha, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Kenosha companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kenosha, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,602
American Family $1,726
Farmers $4,307
GEICO $2,329
Liberty Mutual $2,970
Nationwide $5,377
Progressive $3,257
State Farm $2,405
USAA $2,239

What factors affect Kenosha, WI car insurance rates?

Why are Kenosha, Wisconsin car insurance rates different than rates in Oshkosh or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Kenosha, WI?

FBI statistics show that the Kenosha, Wisconsin car theft rate is 51 thefts each year. High theft rates can lead to higher than average Kenosha, WI car insurance rates.

How long is the average commute in Kenosha, WI?

More time spent behind the wheel can lead to higher Kenosha, Wisconsin car insurance rates. In Kenosha, WI, the average commute length is 24.0 minutes.

What is the traffic like in Kenosha, WI

Like commute length, time spent in traffic also increase risk of accidents. Kenosha, WI is listed as 1003rd in INRIX congested cities data.

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Car Insurance Quotes for Kenosha, WI

Shop for affordable Kenosha, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Kenosha, WI car insurance companies.

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