Cheap Quotes for Kellyton, AL Car Insurance (2021)

Kellyton, Alabama car insurance rates average $299 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Kellyton, AL companies, you can find cheap Kellyton car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Kellyton is USAA
  • Kellyton has an average commute time of 12.3 minutes
  • Average car insurance rates in Kellyton, AL for senior drivers are $1,904/year

How do the Kellyton, Alabama monthly average car insurance rates of $299/month compare to nearby cities like Dothan car insurance rates, Decatur car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kellyton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Kellyton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kellyton, Alabama companies to find the most affordable Kellyton car insurance rates.

Enter your ZIP code above to find cheap Kellyton, AL car insurance quotes today.

What are the minimum Kellyton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Kellyton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Kellyton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Kellyton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Kellyton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kellyton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kellyton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,107 $1,987 $1,728 $1,837 $8,468 $9,463 $2,474 $2,638
State Farm $2,673 $2,673 $2,400 $2,400 $7,822 $9,821 $3,013 $3,462
Travelers $1,569 $1,595 $1,469 $1,464 $8,372 $13,156 $1,486 $1,713
USAA $1,307 $1,330 $1,220 $1,200 $3,855 $4,278 $1,702 $1,841

How much do teen drivers pay for car insurance in Kellyton, AL?

Kellyton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Kellyton car insurance rates from multiple Kellyton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kellyton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $9,213 $9,484
GEICO $5,541 $5,439
Liberty Mutual $11,265 $12,529
Nationwide $4,446 $5,755
Progressive $8,468 $9,463
State Farm $7,822 $9,821
Travelers $8,372 $13,156
USAA $3,855 $4,278

How much do senior drivers pay for car insurance in Kellyton, AL?

With a little research, seniors can find affordable car insurance in Kellyton, Alabama. Here’s a look at how the top Kellyton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kellyton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,159 $2,289
GEICO $1,990 $2,057
Liberty Mutual $2,561 $2,865
Nationwide $1,564 $1,624
Progressive $1,728 $1,837
State Farm $2,400 $2,400
Travelers $1,469 $1,464
USAA $1,220 $1,200

How does coverage level affect Kellyton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kellyton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kellyton, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $3,972 $4,144 $4,473
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,607 $2,586 $2,642
Progressive $3,481 $3,819 $4,214
State Farm $4,062 $4,277 $4,510
Travelers $3,672 $3,930 $3,957
USAA $2,016 $2,080 $2,178

How does your driving record affect Kellyton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Kellyton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kellyton, Alabama companies.

Annual Kellyton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,476 $4,348 $3,714 $3,814
State Farm $3,884 $4,771 $4,239 $4,239
Travelers $3,209 $3,368 $4,925 $3,910
USAA $1,609 $2,016 $2,999 $1,741

How does a DUI affect Kellyton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Kellyton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Kellyton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,452
GEICO $3,940
Liberty Mutual $5,692
Nationwide $3,331
Progressive $3,714
State Farm $4,239
Travelers $4,925
USAA $2,999

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Kellyton, AL car insurance rates?

Take a look at the data here to see how your Kellyton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kellyton, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,709 $4,046 $3,835
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,155 $2,458 $2,223
Progressive $4,346 $3,710 $3,458
State Farm $6,943 $3,516 $2,390
Travelers $4,203 $3,643 $3,713
USAA $2,812 $1,829 $1,633

How does your commute affect Kellyton, AL car insurance rates?

Kellyton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kellyton if you’re financing.

Annual Car Insurance Rates by Commute Length in Kellyton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $4,196 $4,196
GEICO $2,883 $2,990
Liberty Mutual $5,328 $5,328
Nationwide $2,612 $2,612
Progressive $3,838 $3,838
State Farm $4,180 $4,386
Travelers $3,853 $3,853
USAA $1,996 $2,187

Who has the cheapest Kellyton, AL car insurance rates?

Here’s a breakdown of Kellyton, Alabama car insurance rates by company. You can see which company offers the cheapest Kellyton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kellyton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Kellyton, AL car insurance companies?

Which Kellyton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Kellyton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kellyton, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $4,196
GEICO $2,937
Liberty Mutual $5,328
Nationwide $2,612
Progressive $3,838
State Farm $4,283
Travelers $3,853
USAA $2,091

What factors affect Kellyton, AL car insurance rates?

Why are Kellyton, Alabama car insurance rates different than rates in Dothan or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kellyton, AL?

More time spent behind the wheel can lead to higher Kellyton, Alabama car insurance rates. In Kellyton, AL, the average commute length is 12.3 minutes.

Car Insurance Quotes for Kellyton, AL

Shop for affordable Kellyton, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Kellyton, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption