Cheap Quotes for Kaktovik, AK Car Insurance (2021)

Kaktovik, Alaska car insurance rates average $231 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Kaktovik, AK companies, you can find cheap Kaktovik car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Kaktovik is State Farm
  • Average car insurance rates in Kaktovik, AK for senior drivers are $1,628/year
  • Kaktovik has an average commute time of 5.5 minutes

How do the Kaktovik, Alaska monthly average car insurance rates of $231/month compare to nearby cities like Sitka car insurance rates, Bethel car insurance rates, and Juneau car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kaktovik, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Kaktovik, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kaktovik, Alaska companies to find the most affordable Kaktovik car insurance rates.

Enter your ZIP code above to find cheap Kaktovik, AK car insurance quotes today.

What are the minimum Kaktovik, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Kaktovik, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Kaktovik, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Kaktovik, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Kaktovik, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kaktovik car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kaktovik, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,176 $2,079 $2,079 $5,256 $6,894 $2,460 $2,693
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,856 $1,639 $1,559 $1,596 $6,533 $7,276 $2,086 $2,063
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,481 $1,478 $1,378 $1,371 $4,808 $5,340 $2,128 $2,255

How much do teen drivers pay for car insurance in Kaktovik, AK?

Kaktovik, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Kaktovik car insurance rates from multiple Kaktovik, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kaktovik, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $6,894
GEICO $4,699 $5,997
Progressive $6,533 $7,276
State Farm $3,926 $5,082
USAA $4,808 $5,340

How much do senior drivers pay for car insurance in Kaktovik, AK?

With a little research, seniors can find affordable car insurance in Kaktovik, Alaska. Here’s a look at how the top Kaktovik car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kaktovik, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,079 $2,079
GEICO $2,018 $1,920
Progressive $1,559 $1,596
State Farm $1,139 $1,139
USAA $1,378 $1,371

How does coverage level affect Kaktovik, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kaktovik, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kaktovik, Alaska

Insurance Company Low Medium High
Allstate $3,163 $3,166 $3,351
GEICO $2,851 $2,862 $2,996
Progressive $3,002 $3,007 $3,220
State Farm $2,044 $2,073 $2,206
USAA $2,492 $2,506 $2,591

How does your driving record affect Kaktovik, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Kaktovik, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kaktovik, Alaska companies.

Annual Kaktovik, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,570 $3,634 $3,640 $3,063
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,753 $3,528 $2,924 $3,100
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,986 $2,548 $3,338 $2,248

How does a DUI affect Kaktovik, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Kaktovik, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Kaktovik, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,356
Progressive $2,924
State Farm $2,108
USAA $3,338

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How does your credit history affect Kaktovik, AK car insurance rates?

Take a look at the data here to see how your Kaktovik, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kaktovik, Alaska

Insurance Company Poor Fair Good
Allstate $3,811 $3,039 $2,830
GEICO $3,299 $2,867 $2,542
Progressive $3,360 $3,005 $2,864
State Farm $2,914 $1,886 $1,524
USAA $3,446 $2,256 $1,888

How does your commute affect Kaktovik, AK car insurance rates?

Kaktovik, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kaktovik if you’re financing.

Annual Car Insurance Rates by Commute Length in Kaktovik, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,289
GEICO $2,866 $2,939
Progressive $3,076 $3,076
State Farm $2,050 $2,165
USAA $2,487 $2,572

Who has the cheapest Kaktovik, AK car insurance rates?

Here’s a breakdown of Kaktovik, Alaska car insurance rates by company. You can see which company offers the cheapest Kaktovik car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kaktovik, Alaska

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Kaktovik, AK car insurance companies?

Which Kaktovik, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Kaktovik companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kaktovik, Alaska

Insurance Company Average Annual Rates
Allstate $3,227
GEICO $2,903
Progressive $3,076
State Farm $2,108
USAA $2,530

What factors affect Kaktovik, AK car insurance rates?

Why are Kaktovik, Alaska car insurance rates different than rates in Sitka or Bethel? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kaktovik, AK?

More time spent behind the wheel can lead to higher Kaktovik, Alaska car insurance rates. In Kaktovik, AK, the average commute length is 5.5 minutes.

Car Insurance Quotes for Kaktovik, AK

Shop for affordable Kaktovik, Alaska car insurance rates today. Enter your ZIP code to compare quotes from multiple Kaktovik, AK car insurance companies.

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