Cheap Quotes for Junction City, AR Car Insurance (2021)

Junction City, Arkansas car insurance rates average $352 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Junction City, AR companies, you can find cheap Junction City car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Junction City has an average commute time of 20.8 minutes
  • Average car insurance rates in Junction City, AR are $352/month
  • Average car insurance rates in Junction City, AR for senior drivers are $2,232/year

How do the Junction City, Arkansas monthly average car insurance rates of $352/month compare to nearby cities like North Little Rock car insurance rates, Jonesboro car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Junction City, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Junction City, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Junction City, Arkansas companies to find the most affordable Junction City car insurance rates.

Enter your ZIP code above to find cheap Junction City, AR car insurance quotes today.

What are the minimum Junction City, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Junction City, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Junction City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Junction City, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Junction City, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Junction City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Junction City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,348 $2,337 $2,103 $2,205 $9,500 $9,833 $2,688 $2,843
GEICO $2,713 $2,693 $2,511 $2,441 $6,706 $6,759 $2,645 $2,681
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,781 $2,652 $2,281 $2,380 $11,403 $12,861 $3,333 $3,606
State Farm $1,902 $1,902 $1,690 $1,690 $5,324 $6,717 $2,140 $2,444
Travelers $2,388 $2,436 $2,344 $2,353 $13,664 $21,878 $2,549 $2,976
USAA $1,477 $1,495 $1,366 $1,380 $4,662 $4,887 $1,914 $2,068

How much do teen drivers pay for car insurance in Junction City, AR?

Junction City, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Junction City car insurance rates from multiple Junction City, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Junction City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,500 $9,833
GEICO $6,706 $6,759
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,403 $12,861
State Farm $5,324 $6,717
Travelers $13,664 $21,878
USAA $4,662 $4,887

How much do senior drivers pay for car insurance in Junction City, AR?

With a little research, seniors can find affordable car insurance in Junction City, Arkansas. Here’s a look at how the top Junction City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Junction City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,103 $2,205
GEICO $2,511 $2,441
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,281 $2,380
State Farm $1,690 $1,690
Travelers $2,344 $2,353
USAA $1,366 $1,380

How does coverage level affect Junction City, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Junction City, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Junction City, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $4,053 $4,195 $4,448
GEICO $3,492 $3,642 $3,796
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,819 $5,093 $5,575
State Farm $2,839 $2,974 $3,116
Travelers $6,062 $6,342 $6,567
USAA $2,308 $2,397 $2,513

How does your driving record affect Junction City, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Junction City, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Junction City, Arkansas companies.

Annual Junction City, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,580 $4,576 $4,470 $4,302
GEICO $2,450 $3,787 $5,701 $2,637
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,455 $6,162 $4,677 $5,354
State Farm $2,742 $3,210 $2,976 $2,976
Travelers $5,301 $5,477 $8,005 $6,512
USAA $1,846 $2,342 $3,387 $2,049

How does a DUI affect Junction City, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Junction City, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Junction City, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,093
Farmers $4,470
GEICO $5,701
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,677
State Farm $2,976
Travelers $8,005
USAA $3,387

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Junction City, AR car insurance rates?

Take a look at the data here to see how your Junction City, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Junction City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,826 $4,030 $3,840
GEICO $4,368 $3,585 $2,977
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,879 $4,984 $4,624
State Farm $4,314 $2,595 $2,020
Travelers $7,265 $6,052 $5,654
USAA $3,196 $2,173 $1,849

How does your commute affect Junction City, AR car insurance rates?

Junction City, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Junction City if you’re financing.

Annual Car Insurance Rates by Commute Length in Junction City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,232 $4,232
GEICO $3,625 $3,662
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,162 $5,162
State Farm $2,905 $3,048
Travelers $6,324 $6,324
USAA $2,336 $2,476

Who has the cheapest Junction City, AR car insurance rates?

Here’s a breakdown of Junction City, Arkansas car insurance rates by company. You can see which company offers the cheapest Junction City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Junction City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Junction City, AR car insurance companies?

Which Junction City, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Junction City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Junction City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,232
GEICO $3,644
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,162
State Farm $2,976
Travelers $6,324
USAA $2,406

What factors affect Junction City, AR car insurance rates?

Why are Junction City, Arkansas car insurance rates different than rates in North Little Rock or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Junction City, AR?

More time spent behind the wheel can lead to higher Junction City, Arkansas car insurance rates. In Junction City, AR, the average commute length is 20.8 minutes.

Car Insurance Quotes for Junction City, AR

Shop for affordable Junction City, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Junction City, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption