Cheap Quotes for Jones, AL Car Insurance (2021)

Jones, Alabama car insurance rates average $309 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Jones, AL companies, you can find cheap Jones car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Jones is USAA
  • Average car insurance rates in Jones, AL for senior drivers are $1,972/year
  • Average car insurance rates in Jones, AL after a DUI are $4,236/year

How do the Jones, Alabama monthly average car insurance rates of $309/month compare to nearby cities like Madison car insurance rates, Decatur car insurance rates, and Tuscaloosa car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Jones, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Jones, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Jones, Alabama companies to find the most affordable Jones car insurance rates.

Enter your ZIP code above to find cheap Jones, AL car insurance quotes today.

What are the minimum Jones, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Jones, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Jones, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Jones, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Jones, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Jones car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jones, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,082 $1,953 $1,994 $7,423 $7,964 $2,471 $2,538
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,109 $3,364 $2,547 $2,856 $11,099 $12,363 $3,320 $3,542
Nationwide $1,733 $1,754 $1,579 $1,635 $4,544 $5,859 $1,923 $2,150
Progressive $2,381 $2,249 $1,948 $2,076 $9,396 $10,500 $2,791 $2,965
State Farm $2,944 $2,944 $2,655 $2,655 $8,801 $11,043 $3,324 $3,822
Travelers $1,508 $1,533 $1,411 $1,408 $8,068 $12,747 $1,428 $1,641
USAA $1,351 $1,374 $1,260 $1,240 $3,986 $4,424 $1,758 $1,904

How much do teen drivers pay for car insurance in Jones, AL?

Jones, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Jones car insurance rates from multiple Jones, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Jones, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,423 $7,964
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,099 $12,363
Nationwide $4,544 $5,859
Progressive $9,396 $10,500
State Farm $8,801 $11,043
Travelers $8,068 $12,747
USAA $3,986 $4,424

How much do senior drivers pay for car insurance in Jones, AL?

With a little research, seniors can find affordable car insurance in Jones, Alabama. Here’s a look at how the top Jones car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Jones, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,953 $1,994
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,547 $2,856
Nationwide $1,579 $1,635
Progressive $1,948 $2,076
State Farm $2,655 $2,655
Travelers $1,411 $1,408
USAA $1,260 $1,240

How does coverage level affect Jones, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Jones, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Jones, Alabama

Insurance Company Low Medium High
Allstate $3,457 $3,571 $3,697
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,030 $5,250 $5,545
Nationwide $2,625 $2,626 $2,691
Progressive $3,886 $4,264 $4,716
State Farm $4,516 $4,768 $5,037
Travelers $3,521 $3,793 $3,840
USAA $2,085 $2,151 $2,250

How does your driving record affect Jones, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Jones, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Jones, Alabama companies.

Annual Jones, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $3,592 $4,222 $3,434
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,145 $5,746 $5,640 $5,568
Nationwide $2,316 $2,316 $3,371 $2,585
Progressive $3,888 $4,852 $4,143 $4,271
State Farm $4,317 $5,332 $4,723 $4,723
Travelers $3,099 $3,252 $4,748 $3,773
USAA $1,663 $2,084 $3,102 $1,800

How does a DUI affect Jones, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Jones, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Jones, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,222
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,640
Nationwide $3,371
Progressive $4,143
State Farm $4,723
Travelers $4,748
USAA $3,102

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How does your credit history affect Jones, AL car insurance rates?

Take a look at the data here to see how your Jones, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Jones, Alabama

Insurance Company Poor Fair Good
Allstate $4,420 $3,469 $2,837
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,556 $4,629 $3,640
Nationwide $3,191 $2,494 $2,257
Progressive $4,866 $4,143 $3,856
State Farm $7,745 $3,917 $2,659
Travelers $4,055 $3,516 $3,583
USAA $2,909 $1,891 $1,687

How does your commute affect Jones, AL car insurance rates?

Jones, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Jones if you’re financing.

Annual Car Insurance Rates by Commute Length in Jones, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,575 $3,575
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,275 $5,275
Nationwide $2,647 $2,647
Progressive $4,288 $4,288
State Farm $4,657 $4,890
Travelers $3,718 $3,718
USAA $2,063 $2,261

Who has the cheapest Jones, AL car insurance rates?

Here’s a breakdown of Jones, Alabama car insurance rates by company. You can see which company offers the cheapest Jones car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Jones, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Jones, AL car insurance companies?

Which Jones, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Jones companies to find the one for you.

Average Annual Car Insurance Rates by Company in Jones, Alabama

Insurance Company Average Annual Rates
Allstate $3,575
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,275
Nationwide $2,647
Progressive $4,288
State Farm $4,774
Travelers $3,718
USAA $2,162

Car Insurance Quotes for Jones, AL

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