Cheap Quotes for Johnson Creek, WI Car Insurance (2021)

Johnson Creek, Wisconsin car insurance rates average $222 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Johnson Creek, WI companies, you can find cheap Johnson Creek car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Johnson Creek, WI after a DUI are $2,958/year
  • The cheapest car insurance company in Johnson Creek is American Family
  • Johnson Creek has an average commute time of 26.5 minutes

How do the Johnson Creek, Wisconsin monthly average car insurance rates of $222/month compare to nearby cities like Eau Claire car insurance rates, La Crosse car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Johnson Creek, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Johnson Creek, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Johnson Creek, Wisconsin companies to find the most affordable Johnson Creek car insurance rates.

Enter your ZIP code above to find cheap Johnson Creek, WI car insurance quotes today.

What are the minimum Johnson Creek, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Johnson Creek, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Johnson Creek, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Johnson Creek, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Johnson Creek, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Johnson Creek car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnson Creek, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,204 $1,936 $2,133 $6,799 $8,677 $2,126 $2,312
American Family $900 $938 $862 $866 $2,814 $3,086 $1,067 $1,134
Farmers $1,806 $1,806 $1,598 $1,698 $8,791 $9,110 $2,054 $2,146
GEICO $1,129 $1,248 $1,180 $1,360 $3,771 $4,058 $1,044 $1,070
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,421 $1,340 $1,165 $1,223 $5,627 $6,328 $1,698 $1,837
State Farm $1,124 $1,124 $1,008 $1,008 $3,306 $4,169 $1,270 $1,452
USAA $1,212 $1,207 $1,103 $1,118 $3,109 $3,594 $1,567 $1,714

How much do teen drivers pay for car insurance in Johnson Creek, WI?

Johnson Creek, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Johnson Creek car insurance rates from multiple Johnson Creek, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Johnson Creek, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,799 $8,677
American Family $2,814 $3,086
Farmers $8,791 $9,110
GEICO $3,771 $4,058
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $5,627 $6,328
State Farm $3,306 $4,169
USAA $3,109 $3,594

How much do senior drivers pay for car insurance in Johnson Creek, WI?

With a little research, seniors can find affordable car insurance in Johnson Creek, Wisconsin. Here’s a look at how the top Johnson Creek car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Johnson Creek, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $2,133
American Family $862 $866
Farmers $1,598 $1,698
GEICO $1,180 $1,360
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,165 $1,223
State Farm $1,008 $1,008
USAA $1,103 $1,118

How does coverage level affect Johnson Creek, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Johnson Creek, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Johnson Creek, Wisconsin

Insurance Company Low Medium High
Allstate $3,399 $3,527 $3,679
American Family $1,434 $1,472 $1,469
Farmers $3,323 $3,595 $3,961
GEICO $1,727 $1,857 $1,989
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,389 $2,603 $2,747
State Farm $1,697 $1,814 $1,912
USAA $1,756 $1,829 $1,897

How does your driving record affect Johnson Creek, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Johnson Creek, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Johnson Creek, Wisconsin companies.

Annual Johnson Creek, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,882 $3,963 $3,710 $3,585
American Family $1,396 $1,479 $1,479 $1,479
Farmers $3,158 $3,997 $3,780 $3,570
GEICO $1,285 $2,083 $2,400 $1,663
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,358 $2,872 $2,453 $2,636
State Farm $1,656 $1,959 $1,808 $1,808
USAA $1,432 $1,806 $2,439 $1,634

How does a DUI affect Johnson Creek, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Johnson Creek, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Johnson Creek, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,710
American Family $1,479
Farmers $3,780
GEICO $2,400
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,453
State Farm $1,808
USAA $2,439

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Johnson Creek, WI car insurance rates?

Take a look at the data here to see how your Johnson Creek, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Johnson Creek, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,635 $3,197 $2,774
American Family $1,955 $1,286 $1,134
Farmers $4,094 $3,469 $3,316
GEICO $2,434 $1,740 $1,399
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $2,917 $2,496 $2,326
State Farm $2,695 $1,548 $1,180
USAA $2,803 $1,488 $1,191

How does your commute affect Johnson Creek, WI car insurance rates?

Johnson Creek, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Johnson Creek if you’re financing.

Annual Car Insurance Rates by Commute Length in Johnson Creek, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,451 $3,620
American Family $1,433 $1,483
Farmers $3,626 $3,626
GEICO $1,821 $1,894
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,580 $2,580
State Farm $1,763 $1,853
USAA $1,804 $1,851

Who has the cheapest Johnson Creek, WI car insurance rates?

Here’s a breakdown of Johnson Creek, Wisconsin car insurance rates by company. You can see which company offers the cheapest Johnson Creek car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Johnson Creek, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Johnson Creek, WI car insurance companies?

Which Johnson Creek, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Johnson Creek companies to find the one for you.

Average Annual Car Insurance Rates by Company in Johnson Creek, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,535
American Family $1,458
Farmers $3,626
GEICO $1,858
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,580
State Farm $1,808
USAA $1,828

What factors affect Johnson Creek, WI car insurance rates?

Why are Johnson Creek, Wisconsin car insurance rates different than rates in Eau Claire or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Johnson Creek, WI?

More time spent behind the wheel can lead to higher Johnson Creek, Wisconsin car insurance rates. In Johnson Creek, WI, the average commute length is 26.5 minutes.

Car Insurance Quotes for Johnson Creek, WI

Shop for affordable Johnson Creek, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Johnson Creek, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption