Cheap Quotes for Jim Falls, WI Car Insurance (2021)

Jim Falls, Wisconsin car insurance rates average $248 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Jim Falls, WI companies, you can find cheap Jim Falls car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Jim Falls, WI after a DUI are $3,298/year
  • The cheapest car insurance company in Jim Falls is American Family
  • Average car insurance rates in Jim Falls, WI are $248/month

How do the Jim Falls, Wisconsin monthly average car insurance rates of $248/month compare to nearby cities like La Crosse car insurance rates, Eau Claire car insurance rates, and Waukesha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Jim Falls, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Jim Falls, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Jim Falls, Wisconsin companies to find the most affordable Jim Falls car insurance rates.

Enter your ZIP code above to find cheap Jim Falls, WI car insurance quotes today.

What are the minimum Jim Falls, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Jim Falls, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Jim Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Jim Falls, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Jim Falls, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Jim Falls car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jim Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,145 $2,266 $1,976 $2,186 $6,747 $8,658 $2,186 $2,374
American Family $1,013 $1,062 $948 $959 $2,867 $3,172 $1,195 $1,275
Farmers $1,823 $1,825 $1,618 $1,713 $8,557 $8,861 $2,069 $2,169
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,996 $4,221 $3,290 $3,478 $7,927 $12,091 $4,845 $5,812
Progressive $1,688 $1,619 $1,382 $1,435 $6,170 $6,978 $2,026 $2,191
State Farm $1,313 $1,313 $1,164 $1,164 $3,700 $4,681 $1,479 $1,688
USAA $1,271 $1,270 $1,150 $1,173 $3,205 $3,721 $1,650 $1,813

How much do teen drivers pay for car insurance in Jim Falls, WI?

Jim Falls, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Jim Falls car insurance rates from multiple Jim Falls, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Jim Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,747 $8,658
American Family $2,867 $3,172
Farmers $8,557 $8,861
GEICO $4,471 $4,822
Liberty Mutual $6,027 $6,784
Nationwide $7,927 $12,091
Progressive $6,170 $6,978
State Farm $3,700 $4,681
USAA $3,205 $3,721

How much do senior drivers pay for car insurance in Jim Falls, WI?

With a little research, seniors can find affordable car insurance in Jim Falls, Wisconsin. Here’s a look at how the top Jim Falls car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Jim Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $2,186
American Family $948 $959
Farmers $1,618 $1,713
GEICO $1,403 $1,579
Liberty Mutual $1,700 $1,944
Nationwide $3,290 $3,478
Progressive $1,382 $1,435
State Farm $1,164 $1,164
USAA $1,150 $1,173

How does coverage level affect Jim Falls, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Jim Falls, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Jim Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,413 $3,558 $3,730
American Family $1,544 $1,575 $1,565
Farmers $3,305 $3,549 $3,884
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,557 $5,705 $5,860
Progressive $2,770 $2,957 $3,080
State Farm $1,953 $2,069 $2,167
USAA $1,838 $1,908 $1,974

How does your driving record affect Jim Falls, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Jim Falls, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Jim Falls, Wisconsin companies.

Annual Jim Falls, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,930 $4,004 $3,730 $3,604
American Family $1,493 $1,584 $1,584 $1,584
Farmers $3,121 $3,937 $3,728 $3,532
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,825 $5,582 $6,842 $5,582
Progressive $2,694 $3,244 $2,791 $3,015
State Farm $1,900 $2,226 $2,063 $2,063
USAA $1,496 $1,881 $2,543 $1,706

How does a DUI affect Jim Falls, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Jim Falls, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Jim Falls, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,730
American Family $1,584
Farmers $3,728
GEICO $2,797
Liberty Mutual $3,602
Nationwide $6,842
Progressive $2,791
State Farm $2,063
USAA $2,543

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How does your credit history affect Jim Falls, WI car insurance rates?

Take a look at the data here to see how your Jim Falls, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Jim Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,682 $3,224 $2,796
American Family $2,090 $1,377 $1,217
Farmers $4,052 $3,418 $3,268
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,417 $5,353 $5,353
Progressive $3,357 $2,829 $2,622
State Farm $3,077 $1,766 $1,345
USAA $2,937 $1,548 $1,236

How does your commute affect Jim Falls, WI car insurance rates?

Jim Falls, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Jim Falls if you’re financing.

Annual Car Insurance Rates by Commute Length in Jim Falls, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,482 $3,653
American Family $1,535 $1,588
Farmers $3,579 $3,579
GEICO $2,176 $2,273
Liberty Mutual $3,189 $3,189
Nationwide $5,708 $5,708
Progressive $2,936 $2,936
State Farm $2,012 $2,113
USAA $1,882 $1,932

Who has the cheapest Jim Falls, WI car insurance rates?

Here’s a breakdown of Jim Falls, Wisconsin car insurance rates by company. You can see which company offers the cheapest Jim Falls car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Jim Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Jim Falls, WI car insurance companies?

Which Jim Falls, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Jim Falls companies to find the one for you.

Average Annual Car Insurance Rates by Company in Jim Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,567
American Family $1,561
Farmers $3,579
GEICO $2,225
Liberty Mutual $3,189
Nationwide $5,708
Progressive $2,936
State Farm $2,063
USAA $1,907

What factors affect Jim Falls, WI car insurance rates?

Why are Jim Falls, Wisconsin car insurance rates different than rates in La Crosse or Eau Claire? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Jim Falls, WI?

More time spent behind the wheel can lead to higher Jim Falls, Wisconsin car insurance rates. In Jim Falls, WI, the average commute length is 28.8 minutes.

Car Insurance Quotes for Jim Falls, WI

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