Cheap Quotes for Jefferson, MD Car Insurance (2021)

Jefferson, Maryland car insurance rates average $322 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Jefferson, MD companies, you can find cheap Jefferson car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Jefferson, MD are $322/month
  • Average car insurance rates in Jefferson, MD after a DUI are $4,555/year
  • Average car insurance rates in Jefferson, MD for senior drivers are $2,519/year

How do the Jefferson, Maryland monthly average car insurance rates of $322/month compare to nearby cities like Laurel car insurance rates, Greenbelt car insurance rates, and Bowie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Jefferson, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Jefferson, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Jefferson, Maryland companies to find the most affordable Jefferson car insurance rates.

Enter your ZIP code above to find cheap Jefferson, MD car insurance quotes today.

What are the minimum Jefferson, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Jefferson, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Jefferson, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Jefferson, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Jefferson, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Jefferson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,919 $2,822 $2,761 $2,828 $8,078 $9,383 $2,674 $2,722
GEICO $2,058 $2,248 $2,331 $2,670 $6,273 $7,240 $1,758 $1,880
Liberty Mutual $5,602 $5,602 $5,537 $5,537 $10,926 $16,220 $5,602 $7,564
Nationwide $1,630 $1,636 $1,480 $1,521 $3,781 $4,943 $1,881 $2,023
Progressive $2,175 $1,979 $1,900 $1,933 $7,604 $8,341 $2,545 $2,520
State Farm $1,969 $1,969 $1,803 $1,803 $6,209 $7,959 $2,194 $2,489
USAA $1,697 $1,665 $1,584 $1,577 $3,771 $4,453 $1,949 $2,169

How much do teen drivers pay for car insurance in Jefferson, MD?

Jefferson, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Jefferson car insurance rates from multiple Jefferson, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,078 $9,383
GEICO $6,273 $7,240
Liberty Mutual $10,926 $16,220
Nationwide $3,781 $4,943
Progressive $7,604 $8,341
State Farm $6,209 $7,959
USAA $3,771 $4,453

How much do senior drivers pay for car insurance in Jefferson, MD?

With a little research, seniors can find affordable car insurance in Jefferson, Maryland. Here’s a look at how the top Jefferson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,761 $2,828
GEICO $2,331 $2,670
Liberty Mutual $5,537 $5,537
Nationwide $1,480 $1,521
Progressive $1,900 $1,933
State Farm $1,803 $1,803
USAA $1,584 $1,577

How does coverage level affect Jefferson, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Jefferson, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Jefferson, Maryland

Insurance Company Low Medium High
Allstate $4,197 $4,255 $4,368
GEICO $3,211 $3,293 $3,418
Liberty Mutual $7,612 $7,806 $8,054
Nationwide $2,269 $2,368 $2,449
Progressive $3,485 $3,628 $3,760
State Farm $3,134 $3,308 $3,455
USAA $2,246 $2,366 $2,463

How does your driving record affect Jefferson, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Jefferson, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Jefferson, Maryland companies.

Annual Jefferson, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,794 $5,002 $3,794 $4,505
GEICO $2,344 $3,654 $4,448 $2,783
Liberty Mutual $5,652 $7,428 $11,094 $7,121
Nationwide $2,085 $2,780 $2,227 $2,356
Progressive $3,102 $4,078 $3,760 $3,558
State Farm $2,960 $3,714 $3,262 $3,262
USAA $1,856 $2,277 $3,303 $1,997

How does a DUI affect Jefferson, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Jefferson, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Jefferson, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
GEICO $4,448
Liberty Mutual $11,094
Nationwide $2,227
Progressive $3,760
State Farm $3,262
USAA $3,303

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Jefferson, MD car insurance rates?

Take a look at the data here to see how your Jefferson, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Jefferson, Maryland

Insurance Company Poor Fair Good
Allstate $5,525 $3,864 $3,430
GEICO $3,747 $3,106 $3,069
Liberty Mutual $11,196 $7,204 $5,072
Nationwide $3,005 $2,141 $1,940
Progressive $4,569 $3,426 $2,879
State Farm $4,828 $2,863 $2,207
USAA $3,136 $2,158 $1,781

How does your commute affect Jefferson, MD car insurance rates?

Jefferson, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Jefferson if you’re financing.

Annual Car Insurance Rates by Commute Length in Jefferson, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,214 $4,333
GEICO $3,254 $3,361
Liberty Mutual $7,613 $8,035
Nationwide $2,362 $2,362
Progressive $3,625 $3,625
State Farm $3,216 $3,382
USAA $2,287 $2,430

Who has the cheapest Jefferson, MD car insurance rates?

Here’s a breakdown of Jefferson, Maryland car insurance rates by company. You can see which company offers the cheapest Jefferson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Jefferson, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Jefferson, MD car insurance companies?

Which Jefferson, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Jefferson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Jefferson, Maryland

Insurance Company Average Annual Rates
Allstate $4,273
GEICO $3,307
Liberty Mutual $7,824
Nationwide $2,362
Progressive $3,625
State Farm $3,299
USAA $2,358

What factors affect Jefferson, MD car insurance rates?

Why are Jefferson, Maryland car insurance rates different than rates in Laurel or Greenbelt? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Jefferson, MD?

More time spent behind the wheel can lead to higher Jefferson, Maryland car insurance rates. In Jefferson, MD, the average commute length is 34.9 minutes.

Car Insurance Quotes for Jefferson, MD

Shop for affordable Jefferson, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Jefferson, MD car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption