Cheap Quotes for Jacksonville, AR Car Insurance (2021)

Jacksonville, Arkansas car insurance rates average $355 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Jacksonville, AR companies, you can find cheap Jacksonville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Jacksonville has an average commute time of 19.8 minutes
  • Average car insurance rates in Jacksonville, AR after a DUI are $5,140/year
  • Average car insurance rates in Jacksonville, AR are $355/month

How do the Jacksonville, Arkansas monthly average car insurance rates of $355/month compare to nearby cities like Hot Springs car insurance rates, Pine Bluff car insurance rates, and Fort Smith car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Jacksonville, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Jacksonville, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Jacksonville, Arkansas companies to find the most affordable Jacksonville car insurance rates.

Enter your ZIP code above to find cheap Jacksonville, AR car insurance quotes today.

What are the minimum Jacksonville, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Jacksonville, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Jacksonville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Jacksonville, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Jacksonville, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Jacksonville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,017 $3,022 $2,707 $2,894 $11,418 $13,737 $3,305 $3,574
Farmers $2,242 $2,232 $1,997 $2,110 $9,856 $10,228 $2,567 $2,688
GEICO $2,422 $2,383 $2,223 $2,161 $6,793 $6,765 $2,413 $2,447
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,719 $2,761 $2,445 $2,574 $6,730 $8,546 $3,130 $3,368
Progressive $2,615 $2,455 $2,157 $2,259 $11,555 $13,000 $3,117 $3,371
State Farm $1,799 $1,799 $1,617 $1,617 $5,277 $6,638 $2,029 $2,323
Travelers $2,307 $2,346 $2,308 $2,311 $14,079 $22,743 $2,484 $2,812
USAA $1,432 $1,437 $1,337 $1,333 $4,708 $4,902 $1,845 $1,977

How much do teen drivers pay for car insurance in Jacksonville, AR?

Jacksonville, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Jacksonville car insurance rates from multiple Jacksonville, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Jacksonville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,418 $13,737
Farmers $9,856 $10,228
GEICO $6,793 $6,765
Liberty Mutual $9,201 $10,140
Nationwide $6,730 $8,546
Progressive $11,555 $13,000
State Farm $5,277 $6,638
Travelers $14,079 $22,743
USAA $4,708 $4,902

How much do senior drivers pay for car insurance in Jacksonville, AR?

With a little research, seniors can find affordable car insurance in Jacksonville, Arkansas. Here’s a look at how the top Jacksonville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Jacksonville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,707 $2,894
Farmers $1,997 $2,110
GEICO $2,223 $2,161
Liberty Mutual $2,383 $2,663
Nationwide $2,445 $2,574
Progressive $2,157 $2,259
State Farm $1,617 $1,617
Travelers $2,308 $2,311
USAA $1,337 $1,333

How does coverage level affect Jacksonville, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Jacksonville, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Jacksonville, Arkansas

Insurance Company Low Medium High
Allstate $5,292 $5,456 $5,630
Farmers $3,990 $4,187 $4,543
GEICO $3,293 $3,450 $3,610
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,033 $3,947 $4,123
Progressive $4,550 $4,954 $5,695
State Farm $2,735 $2,885 $3,042
Travelers $6,060 $6,439 $6,773
USAA $2,260 $2,362 $2,492

How does your driving record affect Jacksonville, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Jacksonville, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Jacksonville, Arkansas companies.

Annual Jacksonville, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,470 $5,662 $6,325 $5,379
Farmers $3,581 $4,603 $4,498 $4,278
GEICO $2,367 $3,597 $5,293 $2,547
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,145 $4,056 $5,478 $3,459
Progressive $4,359 $6,099 $4,588 $5,218
State Farm $2,645 $3,130 $2,887 $2,887
Travelers $5,376 $5,553 $8,173 $6,594
USAA $1,813 $2,317 $3,343 $2,013

How does a DUI affect Jacksonville, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Jacksonville, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Jacksonville, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,325
Farmers $4,498
GEICO $5,293
Liberty Mutual $5,678
Nationwide $5,478
Progressive $4,588
State Farm $2,887
Travelers $8,173
USAA $3,343

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How does your credit history affect Jacksonville, AR car insurance rates?

Take a look at the data here to see how your Jacksonville, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Jacksonville, Arkansas

Insurance Company Poor Fair Good
Allstate $6,854 $5,263 $4,261
Farmers $4,809 $4,052 $3,859
GEICO $4,130 $3,403 $2,820
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,754 $3,843 $3,506
Progressive $5,707 $4,909 $4,581
State Farm $4,184 $2,518 $1,960
Travelers $7,352 $6,158 $5,762
USAA $3,129 $2,149 $1,836

How does your commute affect Jacksonville, AR car insurance rates?

Jacksonville, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Jacksonville if you’re financing.

Annual Car Insurance Rates by Commute Length in Jacksonville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,459 $5,459
Farmers $4,240 $4,240
GEICO $3,419 $3,483
Liberty Mutual $4,369 $4,369
Nationwide $4,034 $4,034
Progressive $5,066 $5,066
State Farm $2,817 $2,958
Travelers $6,424 $6,424
USAA $2,305 $2,438

Who has the cheapest Jacksonville, AR car insurance rates?

Here’s a breakdown of Jacksonville, Arkansas car insurance rates by company. You can see which company offers the cheapest Jacksonville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Jacksonville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Jacksonville, AR car insurance companies?

Which Jacksonville, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Jacksonville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Jacksonville, Arkansas

Insurance Company Average Annual Rates
Allstate $5,459
Farmers $4,240
GEICO $3,451
Liberty Mutual $4,369
Nationwide $4,034
Progressive $5,066
State Farm $2,887
Travelers $6,424
USAA $2,371

What factors affect Jacksonville, AR car insurance rates?

Why are Jacksonville, Arkansas car insurance rates different than rates in Hot Springs or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Jacksonville, AR?

More time spent behind the wheel can lead to higher Jacksonville, Arkansas car insurance rates. In Jacksonville, AR, the average commute length is 19.8 minutes.

What is the traffic like in Jacksonville, AR

Like commute length, time spent in traffic also increase risk of accidents. Jacksonville, AR is listed as 295th in INRIX congested cities data.

Car Insurance Quotes for Jacksonville, AR

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