Cheap Quotes for Jacksonville, AL Car Insurance (2021)

Jacksonville, Alabama car insurance rates average $293 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Jacksonville, AL companies, you can find cheap Jacksonville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Jacksonville, AL after a DUI are $4,006/year
  • Jacksonville has an average commute time of 23.2 minutes
  • Average car insurance rates in Jacksonville, AL are $293/month

How do the Jacksonville, Alabama monthly average car insurance rates of $293/month compare to nearby cities like Mobile car insurance rates, Auburn car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Jacksonville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Jacksonville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Jacksonville, Alabama companies to find the most affordable Jacksonville car insurance rates.

Enter your ZIP code above to find cheap Jacksonville, AL car insurance quotes today.

What are the minimum Jacksonville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Jacksonville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Jacksonville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Jacksonville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Jacksonville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Jacksonville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,969 $1,874 $1,784 $1,818 $6,889 $7,392 $2,197 $2,243
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,334 $2,176 $1,912 $2,055 $9,841 $10,966 $2,723 $2,895
State Farm $2,616 $2,616 $2,373 $2,373 $8,035 $10,037 $2,958 $3,427
Travelers $1,244 $1,262 $1,173 $1,168 $6,572 $10,293 $1,182 $1,342
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

How much do teen drivers pay for car insurance in Jacksonville, AL?

Jacksonville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Jacksonville car insurance rates from multiple Jacksonville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Jacksonville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,889 $7,392
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,841 $10,966
State Farm $8,035 $10,037
Travelers $6,572 $10,293
USAA $3,601 $3,993

How much do senior drivers pay for car insurance in Jacksonville, AL?

With a little research, seniors can find affordable car insurance in Jacksonville, Alabama. Here’s a look at how the top Jacksonville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Jacksonville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,818
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,912 $2,055
State Farm $2,373 $2,373
Travelers $1,173 $1,168
USAA $1,138 $1,117

How does coverage level affect Jacksonville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Jacksonville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Jacksonville, Alabama

Insurance Company Low Medium High
Allstate $3,150 $3,265 $3,397
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,884 $4,337 $4,867
State Farm $4,073 $4,299 $4,542
Travelers $2,873 $3,089 $3,125
USAA $1,879 $1,939 $2,032

How does your driving record affect Jacksonville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Jacksonville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Jacksonville, Alabama companies.

Annual Jacksonville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,275 $3,890 $3,141
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,934 $4,969 $4,235 $4,313
State Farm $3,877 $4,827 $4,257 $4,257
Travelers $2,525 $2,650 $3,870 $3,072
USAA $1,502 $1,883 $2,791 $1,624

How does a DUI affect Jacksonville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Jacksonville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Jacksonville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,890
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,257
Travelers $3,870
USAA $2,791

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How does your credit history affect Jacksonville, AL car insurance rates?

Take a look at the data here to see how your Jacksonville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Jacksonville, Alabama

Insurance Company Poor Fair Good
Allstate $4,038 $3,176 $2,599
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,907 $4,227 $3,955
State Farm $6,978 $3,534 $2,402
Travelers $3,304 $2,866 $2,919
USAA $2,620 $1,706 $1,524

How does your commute affect Jacksonville, AL car insurance rates?

Jacksonville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Jacksonville if you’re financing.

Annual Car Insurance Rates by Commute Length in Jacksonville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,271 $3,271
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,363 $4,363
State Farm $4,202 $4,407
Travelers $3,029 $3,029
USAA $1,861 $2,039

Who has the cheapest Jacksonville, AL car insurance rates?

Here’s a breakdown of Jacksonville, Alabama car insurance rates by company. You can see which company offers the cheapest Jacksonville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Jacksonville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Jacksonville, AL car insurance companies?

Which Jacksonville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Jacksonville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Jacksonville, Alabama

Insurance Company Average Annual Rates
Allstate $3,271
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,363
State Farm $4,304
Travelers $3,029
USAA $1,950

What factors affect Jacksonville, AL car insurance rates?

Why are Jacksonville, Alabama car insurance rates different than rates in Mobile or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Jacksonville, AL?

FBI statistics show that the Jacksonville, Alabama car theft rate is 26 thefts each year. High theft rates can lead to higher than average Jacksonville, AL car insurance rates.

How long is the average commute in Jacksonville, AL?

More time spent behind the wheel can lead to higher Jacksonville, Alabama car insurance rates. In Jacksonville, AL, the average commute length is 23.2 minutes.

What is the traffic like in Jacksonville, AL

Like commute length, time spent in traffic also increase risk of accidents. Jacksonville, AL is listed as 295th in INRIX congested cities data.

Car Insurance Quotes for Jacksonville, AL

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