Cheap Quotes for Ireland, IN Car Insurance (2021)

Ireland, Indiana car insurance rates average $262 a month and Indiana law requires coverage of at least 25/50/25. By comparing rates from multiple Ireland, IN companies, you can find cheap Ireland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ireland, IN after a DUI are $3,736/year
  • Average car insurance rates in Ireland, IN for senior drivers are $1,657/year
  • Average car insurance rates in Ireland, IN are $262/month

How do the Ireland, Indiana monthly average car insurance rates of $262/month compare to nearby cities like Indianapolis car insurance rates, Hammond car insurance rates, and Fishers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ireland, IN.

We’ll cover the Indiana minimum coverage requirements, Indiana car insurance laws, and Ireland, IN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ireland, Indiana companies to find the most affordable Ireland car insurance rates.

Enter your ZIP code above to find cheap Ireland, IN car insurance quotes today.

What are the minimum Ireland, IN car insurance requirements?

To meet Indiana minimum car insurance coverage requirements, Ireland, IN drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ireland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ireland, IN car insurance rates?

Three of the criteria that most affect car insurance rates in Ireland, Indiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ireland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ireland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,509 $2,150 $2,354 $7,507 $9,477 $2,489 $2,703
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,547 $1,528 $1,324 $1,483 $8,163 $8,674 $2,028 $2,201
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,656 $1,694 $1,451 $1,550 $4,839 $6,287 $1,944 $2,127
Progressive $1,534 $1,460 $1,386 $1,398 $8,784 $9,878 $1,920 $1,965
State Farm $1,283 $1,283 $1,137 $1,137 $3,797 $4,875 $1,416 $1,574
Travelers $1,040 $1,057 $975 $976 $6,405 $10,147 $1,099 $1,266
USAA $928 $918 $858 $871 $2,512 $2,823 $1,257 $1,354

How much do teen drivers pay for car insurance in Ireland, IN?

Ireland, Indiana car insurance rates for teens are often higher than rates for other drivers. Compare Ireland car insurance rates from multiple Ireland, Indiana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ireland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,507 $9,477
American Family $5,738 $8,356
Farmers $8,163 $8,674
GEICO $4,612 $4,309
Liberty Mutual $8,754 $13,239
Nationwide $4,839 $6,287
Progressive $8,784 $9,878
State Farm $3,797 $4,875
Travelers $6,405 $10,147
USAA $2,512 $2,823

How much do senior drivers pay for car insurance in Ireland, IN?

With a little research, seniors can find affordable car insurance in Ireland, Indiana. Here’s a look at how the top Ireland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ireland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,150 $2,354
American Family $1,913 $1,913
Farmers $1,324 $1,483
GEICO $1,463 $1,503
Liberty Mutual $3,651 $3,651
Nationwide $1,451 $1,550
Progressive $1,386 $1,398
State Farm $1,137 $1,137
Travelers $975 $976
USAA $858 $871

How does coverage level affect Ireland, IN car insurance rates?

How much coverage do you need? Are you comfortable with the Indiana minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ireland, IN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ireland, Indiana

Insurance Company Low Medium High
Allstate $3,758 $3,939 $4,167
American Family $3,351 $3,483 $3,278
Farmers $3,256 $3,362 $3,488
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,740 $2,672 $2,668
Progressive $3,357 $3,489 $3,775
State Farm $1,969 $2,062 $2,158
Travelers $2,809 $2,897 $2,906
USAA $1,391 $1,436 $1,493

How does your driving record affect Ireland, IN car insurance rates?

Safe driving pays off. The more traffic violations you have in Ireland, IN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ireland, Indiana companies.

Annual Ireland, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,159 $4,638 $4,271 $3,751
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,012 $3,517 $3,618 $3,327
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,316 $2,986 $2,863 $2,609
Progressive $2,667 $4,624 $3,176 $3,695
State Farm $2,016 $2,204 $2,016 $2,016
Travelers $2,442 $3,011 $3,410 $2,619
USAA $1,092 $1,546 $1,770 $1,352

How does a DUI affect Ireland, IN car insurance rates?

With even one DUI on your record, you can see an increase in your Ireland, IN car insurance rates.

Annual Car Insurance Rates After a DUI in Ireland, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,271
American Family $4,682
Farmers $3,618
GEICO $3,208
Liberty Mutual $8,346
Nationwide $2,863
Progressive $3,176
State Farm $2,016
Travelers $3,410
USAA $1,770

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How does your credit history affect Ireland, IN car insurance rates?

Take a look at the data here to see how your Ireland, Indiana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ireland, Indiana

Insurance Company Poor Fair Good
Allstate $4,906 $3,645 $3,313
American Family $4,601 $2,998 $2,512
Farmers $3,936 $3,204 $2,966
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,067 $2,591 $2,423
Progressive $3,915 $3,454 $3,252
State Farm $3,005 $1,793 $1,391
Travelers $3,194 $2,710 $2,708
USAA $1,945 $1,280 $1,095

How does your commute affect Ireland, IN car insurance rates?

Ireland, IN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Indiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ireland if you’re financing.

Annual Car Insurance Rates by Commute Length in Ireland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,955 $3,955
American Family $3,330 $3,411
Farmers $3,369 $3,369
GEICO $2,264 $2,346
Liberty Mutual $5,680 $5,992
Nationwide $2,693 $2,693
Progressive $3,540 $3,540
State Farm $2,004 $2,122
Travelers $2,871 $2,871
USAA $1,421 $1,459

Who has the cheapest Ireland, IN car insurance rates?

Here’s a breakdown of Ireland, Indiana car insurance rates by company. You can see which company offers the cheapest Ireland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ireland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Ireland, IN car insurance companies?

Which Ireland, Indiana car insurance company will best fit your needs and budget? Check out this comparison of the top Ireland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ireland, Indiana

Insurance Company Average Annual Rates
Allstate $3,955
American Family $3,370
Farmers $3,369
GEICO $2,305
Liberty Mutual $5,836
Nationwide $2,693
Progressive $3,540
State Farm $2,063
Travelers $2,871
USAA $1,440

Car Insurance Quotes for Ireland, IN

Shop for affordable Ireland, Indiana car insurance rates today. Enter your ZIP code to compare quotes from multiple Ireland, IN car insurance companies.

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