Cheap Quotes for Inez, TX Car Insurance (2021)

Inez, Texas car insurance rates average $301 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Inez, TX companies, you can find cheap Inez car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Inez has an average commute time of 29.0 minutes
  • The cheapest car insurance company in Inez is USAA
  • Average car insurance rates in Inez, TX are $301/month

How do the Inez, Texas monthly average car insurance rates of $301/month compare to nearby cities like Fort Worth car insurance rates, Dallas car insurance rates, and Laredo car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Inez, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Inez, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Inez, Texas companies to find the most affordable Inez car insurance rates.

Enter your ZIP code above to find cheap Inez, TX car insurance quotes today.

What are the minimum Inez, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Inez, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Inez, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Inez, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Inez, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Inez car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inez, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,335 $3,259 $3,259 $8,590 $10,383 $4,079 $4,262
American Family $2,762 $3,087 $2,604 $2,995 $7,512 $9,790 $4,006 $4,561
GEICO $2,160 $2,338 $2,111 $2,406 $4,680 $4,847 $2,326 $2,304
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,241 $2,139 $1,999 $2,036 $9,377 $10,459 $2,663 $2,711
State Farm $1,804 $1,804 $1,606 $1,606 $4,304 $5,480 $1,961 $2,020
USAA $1,544 $1,555 $1,476 $1,469 $4,299 $4,684 $2,057 $2,207

How much do teen drivers pay for car insurance in Inez, TX?

Inez, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Inez car insurance rates from multiple Inez, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Inez, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,590 $10,383
American Family $7,512 $9,790
GEICO $4,680 $4,847
Nationwide $6,107 $7,828
Progressive $9,377 $10,459
State Farm $4,304 $5,480
USAA $4,299 $4,684

How much do senior drivers pay for car insurance in Inez, TX?

With a little research, seniors can find affordable car insurance in Inez, Texas. Here’s a look at how the top Inez car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Inez, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,259
American Family $2,604 $2,995
GEICO $2,111 $2,406
Nationwide $1,916 $2,026
Progressive $1,999 $2,036
State Farm $1,606 $1,606
USAA $1,476 $1,469

How does coverage level affect Inez, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Inez, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Inez, Texas

Insurance Company Low Medium High
Allstate $4,943 $5,015 $5,216
American Family $4,322 $4,474 $5,198
GEICO $2,723 $2,851 $3,115
Nationwide $3,697 $3,295 $3,330
Progressive $4,023 $4,187 $4,400
State Farm $2,438 $2,566 $2,715
USAA $2,326 $2,401 $2,507

How does your driving record affect Inez, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Inez, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Inez, Texas companies.

Annual Inez, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,960 $6,024 $6,290 $3,960
American Family $4,239 $5,431 $4,751 $4,239
GEICO $2,462 $3,251 $2,708 $3,164
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $3,669 $4,735 $4,278 $4,131
State Farm $2,288 $2,622 $3,095 $2,288
USAA $1,800 $2,654 $3,126 $2,065

How does a DUI affect Inez, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Inez, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Inez, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,290
American Family $4,751
GEICO $2,708
Nationwide $4,413
Progressive $4,278
State Farm $3,095
USAA $3,126

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How does your credit history affect Inez, TX car insurance rates?

Take a look at the data here to see how your Inez, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Inez, Texas

Insurance Company Poor Fair Good
Allstate $6,429 $4,713 $4,032
American Family $6,369 $4,077 $3,549
GEICO $4,456 $2,534 $1,699
Nationwide $4,121 $3,316 $2,885
Progressive $4,726 $4,090 $3,793
State Farm $3,642 $2,269 $1,809
USAA $3,538 $2,048 $1,649

How does your commute affect Inez, TX car insurance rates?

Inez, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Inez if you’re financing.

Annual Car Insurance Rates by Commute Length in Inez, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,942 $5,174
American Family $4,665 $4,665
GEICO $2,843 $2,950
Nationwide $3,441 $3,441
Progressive $4,203 $4,203
State Farm $2,573 $2,573
USAA $2,381 $2,442

Who has the cheapest Inez, TX car insurance rates?

Here’s a breakdown of Inez, Texas car insurance rates by company. You can see which company offers the cheapest Inez car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Inez, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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What are the top Inez, TX car insurance companies?

Which Inez, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Inez companies to find the one for you.

Average Annual Car Insurance Rates by Company in Inez, Texas

Insurance Company Average Annual Rates
Allstate $5,058
American Family $4,665
GEICO $2,896
Nationwide $3,441
Progressive $4,203
State Farm $2,573
USAA $2,411

What factors affect Inez, TX car insurance rates?

Why are Inez, Texas car insurance rates different than rates in Fort Worth or Dallas? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Inez, TX?

More time spent behind the wheel can lead to higher Inez, Texas car insurance rates. In Inez, TX, the average commute length is 29.0 minutes.

Car Insurance Quotes for Inez, TX

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