Cheap Quotes for Ijamsville, MD Car Insurance (2021)

Ijamsville, Maryland car insurance rates average $326 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Ijamsville, MD companies, you can find cheap Ijamsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ijamsville, MD after a DUI are $4,571/year
  • Average car insurance rates in Ijamsville, MD are $326/month
  • Average car insurance rates in Ijamsville, MD for senior drivers are $2,539/year

How do the Ijamsville, Maryland monthly average car insurance rates of $326/month compare to nearby cities like College Park car insurance rates, Salisbury car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ijamsville, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Ijamsville, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ijamsville, Maryland companies to find the most affordable Ijamsville car insurance rates.

Enter your ZIP code above to find cheap Ijamsville, MD car insurance quotes today.

What are the minimum Ijamsville, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Ijamsville, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Ijamsville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Ijamsville, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Ijamsville, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ijamsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ijamsville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,149 $3,122 $3,201 $9,501 $11,109 $2,949 $3,004
GEICO $1,952 $2,130 $2,217 $2,541 $5,940 $6,812 $1,672 $1,772
Liberty Mutual $5,349 $5,349 $5,287 $5,287 $10,429 $15,480 $5,349 $7,221
Nationwide $1,636 $1,643 $1,485 $1,527 $3,785 $4,948 $1,887 $2,030
Progressive $2,073 $1,879 $1,816 $1,850 $7,346 $8,035 $2,417 $2,376
State Farm $2,119 $2,119 $1,943 $1,943 $6,741 $8,655 $2,363 $2,683
USAA $1,790 $1,756 $1,667 $1,661 $3,984 $4,710 $2,059 $2,292

How much do teen drivers pay for car insurance in Ijamsville, MD?

Ijamsville, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Ijamsville car insurance rates from multiple Ijamsville, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ijamsville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,501 $11,109
GEICO $5,940 $6,812
Liberty Mutual $10,429 $15,480
Nationwide $3,785 $4,948
Progressive $7,346 $8,035
State Farm $6,741 $8,655
USAA $3,984 $4,710

How much do senior drivers pay for car insurance in Ijamsville, MD?

With a little research, seniors can find affordable car insurance in Ijamsville, Maryland. Here’s a look at how the top Ijamsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ijamsville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,122 $3,201
GEICO $2,217 $2,541
Liberty Mutual $5,287 $5,287
Nationwide $1,485 $1,527
Progressive $1,816 $1,850
State Farm $1,943 $1,943
USAA $1,667 $1,661

How does coverage level affect Ijamsville, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ijamsville, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ijamsville, Maryland

Insurance Company Low Medium High
Allstate $4,818 $4,891 $5,032
GEICO $3,033 $3,116 $3,240
Liberty Mutual $7,257 $7,450 $7,699
Nationwide $2,276 $2,373 $2,454
Progressive $3,328 $3,479 $3,614
State Farm $3,389 $3,581 $3,741
USAA $2,374 $2,498 $2,598

How does your driving record affect Ijamsville, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Ijamsville, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ijamsville, Maryland companies.

Annual Ijamsville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,350 $5,773 $4,350 $5,181
GEICO $2,218 $3,459 $4,212 $2,630
Liberty Mutual $5,394 $7,090 $10,594 $6,798
Nationwide $2,089 $2,788 $2,232 $2,362
Progressive $2,976 $3,922 $3,588 $3,410
State Farm $3,202 $4,021 $3,530 $3,530
USAA $1,959 $2,403 $3,490 $2,108

How does a DUI affect Ijamsville, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Ijamsville, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Ijamsville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,350
GEICO $4,212
Liberty Mutual $10,594
Nationwide $2,232
Progressive $3,588
State Farm $3,530
USAA $3,490

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How does your credit history affect Ijamsville, MD car insurance rates?

Take a look at the data here to see how your Ijamsville, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ijamsville, Maryland

Insurance Company Poor Fair Good
Allstate $6,356 $4,446 $3,939
GEICO $3,545 $2,940 $2,904
Liberty Mutual $10,688 $6,877 $4,842
Nationwide $3,013 $2,146 $1,944
Progressive $4,374 $3,287 $2,761
State Farm $5,226 $3,098 $2,387
USAA $3,313 $2,277 $1,879

How does your commute affect Ijamsville, MD car insurance rates?

Ijamsville, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ijamsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Ijamsville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,844 $4,983
GEICO $3,081 $3,179
Liberty Mutual $7,268 $7,670
Nationwide $2,368 $2,368
Progressive $3,474 $3,474
State Farm $3,481 $3,660
USAA $2,414 $2,565

Who has the cheapest Ijamsville, MD car insurance rates?

Here’s a breakdown of Ijamsville, Maryland car insurance rates by company. You can see which company offers the cheapest Ijamsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ijamsville, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Ijamsville, MD car insurance companies?

Which Ijamsville, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Ijamsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ijamsville, Maryland

Insurance Company Average Annual Rates
Allstate $4,914
GEICO $3,130
Liberty Mutual $7,469
Nationwide $2,368
Progressive $3,474
State Farm $3,571
USAA $2,490

Car Insurance Quotes for Ijamsville, MD

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