Cheap Quotes for Ida, AR Car Insurance (2021)

Ida, Arkansas car insurance rates average $339 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Ida, AR companies, you can find cheap Ida car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ida, AR for senior drivers are $2,128/year
  • Average car insurance rates in Ida, AR after a DUI are $4,868/year
  • Average car insurance rates in Ida, AR are $339/month

How do the Ida, Arkansas monthly average car insurance rates of $339/month compare to nearby cities like Fayetteville car insurance rates, Little Rock car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ida, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Ida, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ida, Arkansas companies to find the most affordable Ida car insurance rates.

Enter your ZIP code above to find cheap Ida, AR car insurance quotes today.

What are the minimum Ida, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Ida, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ida, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ida, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Ida, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ida car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ida, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,318 $2,307 $2,074 $2,177 $9,578 $9,919 $2,659 $2,809
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,447 $2,493 $2,200 $2,323 $5,904 $7,513 $2,798 $3,014
Progressive $2,990 $2,840 $2,455 $2,565 $12,552 $14,150 $3,581 $3,881
State Farm $1,712 $1,712 $1,522 $1,522 $4,786 $6,039 $1,925 $2,196
Travelers $2,162 $2,204 $2,128 $2,136 $12,453 $20,000 $2,308 $2,678
USAA $1,269 $1,282 $1,178 $1,187 $3,956 $4,144 $1,632 $1,759

How much do teen drivers pay for car insurance in Ida, AR?

Ida, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Ida car insurance rates from multiple Ida, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ida, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $9,578 $9,919
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $5,904 $7,513
Progressive $12,552 $14,150
State Farm $4,786 $6,039
Travelers $12,453 $20,000
USAA $3,956 $4,144

How much do senior drivers pay for car insurance in Ida, AR?

With a little research, seniors can find affordable car insurance in Ida, Arkansas. Here’s a look at how the top Ida car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ida, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,074 $2,177
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,200 $2,323
Progressive $2,455 $2,565
State Farm $1,522 $1,522
Travelers $2,128 $2,136
USAA $1,178 $1,187

How does coverage level affect Ida, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ida, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ida, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,036 $4,189 $4,465
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $3,610 $3,515 $3,635
Progressive $5,211 $5,540 $6,129
State Farm $2,549 $2,674 $2,807
Travelers $5,486 $5,775 $6,015
USAA $1,964 $2,043 $2,145

How does your driving record affect Ida, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Ida, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ida, Arkansas companies.

Annual Ida, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,575 $4,579 $4,471 $4,295
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $2,798 $3,605 $4,866 $3,077
Progressive $4,850 $6,736 $5,095 $5,825
State Farm $2,466 $2,887 $2,677 $2,677
Travelers $4,828 $4,988 $7,289 $5,928
USAA $1,578 $1,998 $2,876 $1,751

How does a DUI affect Ida, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Ida, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Ida, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $4,471
GEICO $5,517
Liberty Mutual $5,070
Nationwide $4,866
Progressive $5,095
State Farm $2,677
Travelers $7,289
USAA $2,876

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How does your credit history affect Ida, AR car insurance rates?

Take a look at the data here to see how your Ida, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ida, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $4,819 $4,030 $3,840
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,238 $3,412 $3,110
Progressive $6,388 $5,438 $5,055
State Farm $3,877 $2,335 $1,818
Travelers $6,612 $5,513 $5,151
USAA $2,715 $1,855 $1,582

How does your commute affect Ida, AR car insurance rates?

Ida, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ida if you’re financing.

Annual Car Insurance Rates by Commute Length in Ida, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,230 $4,230
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $3,587 $3,587
Progressive $5,627 $5,627
State Farm $2,612 $2,741
Travelers $5,759 $5,759
USAA $1,992 $2,109

Who has the cheapest Ida, AR car insurance rates?

Here’s a breakdown of Ida, Arkansas car insurance rates by company. You can see which company offers the cheapest Ida car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ida, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Ida, AR car insurance companies?

Which Ida, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Ida companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ida, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,230
GEICO $3,536
Liberty Mutual $3,923
Nationwide $3,587
Progressive $5,627
State Farm $2,677
Travelers $5,759
USAA $2,051

What factors affect Ida, AR car insurance rates?

Why are Ida, Arkansas car insurance rates different than rates in Fayetteville or Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ida, AR?

More time spent behind the wheel can lead to higher Ida, Arkansas car insurance rates. In Ida, AR, the average commute length is 16.7 minutes.

Car Insurance Quotes for Ida, AR

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