Cheap Quotes for Humphrey, AR Car Insurance (2021)

Humphrey, Arkansas car insurance rates average $341 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Humphrey, AR companies, you can find cheap Humphrey car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Humphrey, AR are $341/month
  • The cheapest car insurance company in Humphrey is USAA
  • Average car insurance rates in Humphrey, AR for senior drivers are $2,130/year

How do the Humphrey, Arkansas monthly average car insurance rates of $341/month compare to nearby cities like Hot Springs car insurance rates, North Little Rock car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Humphrey, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Humphrey, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Humphrey, Arkansas companies to find the most affordable Humphrey car insurance rates.

Enter your ZIP code above to find cheap Humphrey, AR car insurance quotes today.

What are the minimum Humphrey, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Humphrey, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Humphrey, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Humphrey, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Humphrey, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Humphrey car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Humphrey, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,805 $2,813 $2,518 $2,691 $10,462 $12,567 $3,075 $3,322
Farmers $2,297 $2,289 $2,054 $2,159 $9,530 $9,877 $2,630 $2,776
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,625 $2,494 $2,153 $2,251 $10,992 $12,394 $3,141 $3,404
State Farm $1,760 $1,760 $1,579 $1,579 $5,131 $6,451 $1,984 $2,274
Travelers $2,270 $2,314 $2,239 $2,247 $13,245 $21,314 $2,427 $2,803
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Humphrey, AR?

Humphrey, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Humphrey car insurance rates from multiple Humphrey, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Humphrey, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,462 $12,567
Farmers $9,530 $9,877
GEICO $7,708 $7,726
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $10,992 $12,394
State Farm $5,131 $6,451
Travelers $13,245 $21,314
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Humphrey, AR?

With a little research, seniors can find affordable car insurance in Humphrey, Arkansas. Here’s a look at how the top Humphrey car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Humphrey, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,518 $2,691
Farmers $2,054 $2,159
GEICO $2,713 $2,637
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,153 $2,251
State Farm $1,579 $1,579
Travelers $2,239 $2,247
USAA $1,192 $1,200

How does coverage level affect Humphrey, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Humphrey, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Humphrey, Arkansas

Insurance Company Low Medium High
Allstate $4,864 $5,028 $5,202
Farmers $3,994 $4,158 $4,453
GEICO $3,881 $4,057 $4,238
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $4,554 $4,849 $5,392
State Farm $2,671 $2,812 $2,961
Travelers $5,807 $6,124 $6,391
USAA $1,989 $2,069 $2,171

How does your driving record affect Humphrey, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Humphrey, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Humphrey, Arkansas companies.

Annual Humphrey, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $5,223 $5,813 $4,957
Farmers $3,552 $4,551 $4,442 $4,261
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,253 $5,900 $4,468 $5,106
State Farm $2,580 $3,049 $2,815 $2,815
Travelers $5,119 $5,289 $7,740 $6,283
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Humphrey, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Humphrey, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Humphrey, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,813
Farmers $4,442
GEICO $6,299
Liberty Mutual $5,091
Nationwide $4,953
Progressive $4,468
State Farm $2,815
Travelers $7,740
USAA $2,912

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How does your credit history affect Humphrey, AR car insurance rates?

Take a look at the data here to see how your Humphrey, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Humphrey, Arkansas

Insurance Company Poor Fair Good
Allstate $6,318 $4,848 $3,929
Farmers $4,787 $4,003 $3,814
GEICO $4,862 $3,998 $3,317
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $5,601 $4,766 $4,428
State Farm $4,078 $2,455 $1,911
Travelers $7,008 $5,849 $5,466
USAA $2,749 $1,878 $1,602

How does your commute affect Humphrey, AR car insurance rates?

Humphrey, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Humphrey if you’re financing.

Annual Car Insurance Rates by Commute Length in Humphrey, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,032 $5,032
Farmers $4,202 $4,202
GEICO $4,031 $4,087
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $4,932 $4,932
State Farm $2,746 $2,883
Travelers $6,108 $6,108
USAA $2,017 $2,135

Who has the cheapest Humphrey, AR car insurance rates?

Here’s a breakdown of Humphrey, Arkansas car insurance rates by company. You can see which company offers the cheapest Humphrey car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Humphrey, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Humphrey, AR car insurance companies?

Which Humphrey, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Humphrey companies to find the one for you.

Average Annual Car Insurance Rates by Company in Humphrey, Arkansas

Insurance Company Average Annual Rates
Allstate $5,032
Farmers $4,202
GEICO $4,059
Liberty Mutual $3,924
Nationwide $3,653
Progressive $4,932
State Farm $2,815
Travelers $6,108
USAA $2,076

What factors affect Humphrey, AR car insurance rates?

Why are Humphrey, Arkansas car insurance rates different than rates in Hot Springs or North Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Humphrey, AR?

More time spent behind the wheel can lead to higher Humphrey, Arkansas car insurance rates. In Humphrey, AR, the average commute length is 18.8 minutes.

Car Insurance Quotes for Humphrey, AR

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