Cheap Quotes for Humnoke, AR Car Insurance (2021)

Humnoke, Arkansas car insurance rates average $353 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Humnoke, AR companies, you can find cheap Humnoke car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Humnoke is USAA
  • Average car insurance rates in Humnoke, AR after a DUI are $5,081/year
  • Average car insurance rates in Humnoke, AR for senior drivers are $2,165/year

How do the Humnoke, Arkansas monthly average car insurance rates of $353/month compare to nearby cities like Pine Bluff car insurance rates, Jonesboro car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Humnoke, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Humnoke, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Humnoke, Arkansas companies to find the most affordable Humnoke car insurance rates.

Enter your ZIP code above to find cheap Humnoke, AR car insurance quotes today.

What are the minimum Humnoke, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Humnoke, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Humnoke, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Humnoke, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Humnoke, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Humnoke car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Humnoke, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,805 $2,813 $2,518 $2,691 $10,462 $12,567 $3,075 $3,322
Farmers $2,388 $2,385 $2,127 $2,242 $10,420 $10,841 $2,740 $2,884
GEICO $2,470 $2,437 $2,274 $2,210 $6,651 $6,647 $2,443 $2,477
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $3,024 $2,850 $2,485 $2,605 $13,117 $14,809 $3,597 $3,898
State Farm $1,781 $1,781 $1,599 $1,599 $5,203 $6,542 $2,008 $2,302
Travelers $2,348 $2,390 $2,330 $2,337 $14,016 $22,661 $2,514 $2,873
USAA $1,484 $1,495 $1,380 $1,383 $4,817 $5,030 $1,918 $2,062

How much do teen drivers pay for car insurance in Humnoke, AR?

Humnoke, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Humnoke car insurance rates from multiple Humnoke, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Humnoke, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,462 $12,567
Farmers $10,420 $10,841
GEICO $6,651 $6,647
Liberty Mutual $8,234 $9,082
Nationwide $6,062 $7,723
Progressive $13,117 $14,809
State Farm $5,203 $6,542
Travelers $14,016 $22,661
USAA $4,817 $5,030

How much do senior drivers pay for car insurance in Humnoke, AR?

With a little research, seniors can find affordable car insurance in Humnoke, Arkansas. Here’s a look at how the top Humnoke car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Humnoke, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,518 $2,691
Farmers $2,127 $2,242
GEICO $2,274 $2,210
Liberty Mutual $2,143 $2,398
Nationwide $2,259 $2,387
Progressive $2,485 $2,605
State Farm $1,599 $1,599
Travelers $2,330 $2,337
USAA $1,380 $1,383

How does coverage level affect Humnoke, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Humnoke, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Humnoke, Arkansas

Insurance Company Low Medium High
Allstate $4,864 $5,028 $5,202
Farmers $4,237 $4,446 $4,828
GEICO $3,295 $3,450 $3,608
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,704 $3,609 $3,742
Progressive $5,141 $5,633 $6,621
State Farm $2,705 $2,849 $3,000
Travelers $6,063 $6,450 $6,788
USAA $2,341 $2,437 $2,560

How does your driving record affect Humnoke, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Humnoke, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Humnoke, Arkansas companies.

Annual Humnoke, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $5,223 $5,813 $4,957
Farmers $3,805 $4,887 $4,771 $4,551
GEICO $2,353 $3,594 $5,325 $2,532
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,992 $6,964 $5,256 $5,981
State Farm $2,613 $3,090 $2,852 $2,852
Travelers $5,389 $5,568 $8,164 $6,613
USAA $1,871 $2,385 $3,451 $2,078

How does a DUI affect Humnoke, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Humnoke, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Humnoke, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,813
Farmers $4,771
GEICO $5,325
Liberty Mutual $5,091
Nationwide $5,007
Progressive $5,256
State Farm $2,852
Travelers $8,164
USAA $3,451

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How does your credit history affect Humnoke, AR car insurance rates?

Take a look at the data here to see how your Humnoke, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Humnoke, Arkansas

Insurance Company Poor Fair Good
Allstate $6,318 $4,848 $3,929
Farmers $5,115 $4,300 $4,096
GEICO $4,133 $3,401 $2,820
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,353 $3,506 $3,196
Progressive $6,547 $5,615 $5,233
State Farm $4,132 $2,487 $1,936
Travelers $7,375 $6,163 $5,763
USAA $3,238 $2,213 $1,887

How does your commute affect Humnoke, AR car insurance rates?

Humnoke, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Humnoke if you’re financing.

Annual Car Insurance Rates by Commute Length in Humnoke, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,032 $5,032
Farmers $4,503 $4,503
GEICO $3,424 $3,479
Liberty Mutual $3,924 $3,924
Nationwide $3,685 $3,685
Progressive $5,798 $5,798
State Farm $2,782 $2,921
Travelers $6,434 $6,434
USAA $2,377 $2,516

Who has the cheapest Humnoke, AR car insurance rates?

Here’s a breakdown of Humnoke, Arkansas car insurance rates by company. You can see which company offers the cheapest Humnoke car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Humnoke, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Humnoke, AR car insurance companies?

Which Humnoke, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Humnoke companies to find the one for you.

Average Annual Car Insurance Rates by Company in Humnoke, Arkansas

Insurance Company Average Annual Rates
Allstate $5,032
Farmers $4,503
GEICO $3,451
Liberty Mutual $3,924
Nationwide $3,685
Progressive $5,798
State Farm $2,852
Travelers $6,434
USAA $2,446

What factors affect Humnoke, AR car insurance rates?

Why are Humnoke, Arkansas car insurance rates different than rates in Pine Bluff or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Humnoke, AR?

More time spent behind the wheel can lead to higher Humnoke, Arkansas car insurance rates. In Humnoke, AR, the average commute length is 27.7 minutes.

Car Insurance Quotes for Humnoke, AR

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